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Long Term Care
: Do People Over-Estimate the Cost of Long-Term Care Insurance, Depriving Themselves of Vital Protection?
Press Release:
Do People Over-Estimate the Cost of Long-Term Care Insurance, Depriving Themselves of Vital Protection?Online Straw Poll Gives Immediate Feedback and Real Numbers
 KIRKLAND, Wash., Sept. 18, 2012 (SEND2PRESS NEWSWIRE) -- Today LTC Financial Partners, LLC (LTCFP) announces a straw poll to let people guess the cost of long-term care insurance, immediately learn what others think, and then get actual numbers from an expert by phone. The poll and follow-up information are designed to correct a misconception that may be leaving most Americans unnecessarily unprotected.According to industry estimates, "only about 8 percent to 10 percent of consumers who could benefit from LTC insurance have it," says Denise Gott, LTCFP's National Sales Manager. "This is in stark contrast to the need." According to the U.S. Department of Health and Human Services, about 70 percent of Americans over 65 will need long-term care at some point. And Medicare, in spite of widespread assumptions, is not designed to cover more than a small fraction of the costs. "The false Medicare assumption plus the perception of high cost may be holding millions back," Gott observes. The straw poll is available at http://www.ltcfp.com/LTCI-cost-poll/ . After guessing the average cost of a typical policy, visitors may view the aggregate estimate to date. Then they may ask a local expert for actual cost quotes for their location, age, and circumstances. "Many will be very pleasantly surprised," says Gott. The experts: CA: Jim Valentine -- 408-792-0540 CA: Todd Stein -- 415-861-5088 CA: Sarah Fisher -- 510-230-4301 CA: Paula Taylor -- 510-763-5002 CA: Laura Weber -- 714-674-0190 CA: Sandra Stanley -- 888-316-8919 CA: Phyllis Solgere -- 909-627-5587 CA: Petra Petry -- 949-351-0347 CA: Michael Scoles -- 408-264-1759 CT: Leonard Wik -- 860-432-1870 CT: Steve Foss -- 860-539-0674 CT: Larry Golfin -- 860-677-4075 FL: Janet Washburn -- 239-404-7590 FL: George Braddock -- 305-378-8091 FL: Jerry Grubba -- 727-515-1910 FL: Mike Rou -- 904-276-9583 GA: Amy Pollock -- 404-237-1189 GA: Belen Hickman -- 404-245-2444 ID: Linda Hicks -- 208-331-2803 IL: Bobbi Foster -- 630-513-0034 IL: Cheri Davis -- 773-531-0669 IL: Robin Frank -- 773-774-2600 IN: Kirk Bennett -- 260-969-1310 MI: Marybeth Bayer -- 734-222-9882 MI: Tom Varner -- 810-796-2405 MN: Jennifer Ragborg -- 952-898-2750 MO: Keith Eisberg -- 573-303-3007 MO: Wendy Rinehart -- 816-886-2358 NE: Larry Neuwirth -- 308-635-2023 NE: Larry Heinert -- 402-339-8643 NJ: Gary Melnikoff -- 201-265-1958 NJ: Richard Landau -- 201-476-0880 NJ: Michael B. FitzPatrick -- 862-242-8787 NJ: James Cundari -- 973-450-1074 NY: Ronald Brie -- 212-799-3900 NY: Michael Robinson -- 516-612-4936 NY: Ray Donnelly -- 516-747-1809 NY: Gene Cutler -- 516-869-6767 NY: Jay Charno -- 516-935-4029 NY: Jennifer Lenihan -- 631-262-7167 NY: Susan Lenihan -- 631-262-7167 NY: Sheila White -- 631-893-4040 NY: Dana Dee -- 716-983-1316 NY: Virginia Lee Kintz -- 866-582-6074 NY: Steve Brefere -- 914-234-7767 OH: Pattianne Baran -- 216-409-0859 OH: John Cullen -- 419-797-9210 OH: Thomas Hodges -- 513-519-6010 OH: Brenda Gray -- 513-541-3968 OK: Samuel Walker -- 405-816-0868 OR: Diane Steeves -- 503-297-7677 PA: Anthony Camill -- 412-445-6171 PA: Cathy Allen -- 610-588-0852 PA: Kevin Bressler -- 610-783-6970 SC: Pamela Loesch -- 843-856-4141 TN: Mark Wardell -- 901-337-4146 TN: Teresa Will -- 931-619-1852 TX: Madeline Wade -- 214-295-8926 TX: Kat Roebuck -- 281-431-4033 TX: Kim Beckham -- 361-579-9663 TX: Kay Nettles -- 713-466-4614 TX: Bill Holland -- 817-283-7221 VA: Penny Gilbert -- 703-281-0914 VA: Patricia O'Neill -- 703-534-3255 VA: George Polizos -- 757-291-8505 VA: Michael Zuchowski -- 757-467-1354 VA: Joel James -- 757-478-5819 VA: Linda Sotirion -- 757-646-6820 VT: Tod Warner -- 802-985-4930 WA: Lucille Smith -- 206-877-3456 WA: Helen Boyer -- 425-557-5372 WA: Christine Khemis -- 888-582-5364 WI: Lynette Schiefer -- 920-434-4559 WV: Deborah Bailey -- 304-744-0111. Callers may ask any specialist for information applying to states not listed above. LTCFP -- http://www.ltcfp.com/ -- is one of America's most experienced long-term care insurance agencies. The company proudly supports the "3 in 4 Need More" campaign: http://www.3in4needmore.com/ . - Photo Caption: LTCFP National Sales Manager Denise Gott.
• For more information, visit: http://www.ltcfp.com/
NEWS SOURCE: LTC Financial Partners, LLC
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REFERENCES: Do People Over-Estimate the Cost of Long-Term Care Insurance, Depriving Themselves of Vital Protection?, Denise Gott, 3 in 4 Need More campaign, long term care insurance, long term care, medicare, cost of care, straw poll, long term care cost, health and human services, hhs, LTCi, LTCFP, press release, Sep 18, 2012. |
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