LITTLE ROCK, Ark., May 2, 2013 (SEND2PRESS NEWSWIRE) — For two consecutive years, Arkansas Mutual Insurance Company has received a Financial Stability Rating (FSR) of A, Exceptional, from Demotech, a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.

This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).

“It is gratifying to ourselves and to our policyholder/owners, that for two consecutive years Arkansas Mutual has earned the A, Exceptional FSR from Demotech, confirming our financial integrity and stability, which is so important to our continued success and to our mission of providing the best medical liability coverage to Arkansas Physicians,” says Corey Little, CEO of Arkansas Mutual Insurance Company.

About Arkansas Mutual Insurance Company:
Arkansas Mutual Insurance Company, a not-for-profit mutual insurance company, is the only medical liability insurance provider that is headquartered in the state of Arkansas and dedicated to serving only Arkansas-based medical professionals. Founded in 2008, Arkansas Mutual is owned and governed by its physician policyholders. Visit for more information.

About Demotech, Inc.:
Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings(R) (FSRs). FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Visit for more information.

News issued by: Arkansas Mutual Insurance Company

Arkansas Mutual Insurance Company

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Original Story ID: 2013-05-0502-004 (8697) :: Arkansas-Mutual-Insurance-Company-Earns-A-Exceptional-Rating-Two-Years-Running_2013-05-0502-004

Original Keywords: Demotech Inc, financial analysis firm, Arkansas Mutual Insurance Company, Corey Little, medical liability coverage, Arkansas Physicians, not-for-profit mutual insurance company Arkansas Mutual Insurance Company Little Rock Arkansas LITTLE ROCK, Ark.

Alternate Headline: Arkansas Mutual Insurance Company has again received a Financial Stability Rating of A, Exceptional from Demotech Inc

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News Source: Arkansas Mutual Insurance Company