{"id":111193,"date":"2013-04-02T06:54:55","date_gmt":"2013-04-02T10:54:55","guid":{"rendered":"https:\/\/www.send2press.com\/wire\/californias-retirement-crisis-planner-offers-long-term-care-and-medi-cal-solutions-in-new-book\/"},"modified":"2013-04-02T06:54:55","modified_gmt":"2013-04-02T10:54:55","slug":"californias-retirement-crisis-planner-offers-long-term-care-and-medi-cal-solutions-in-new-book","status":"publish","type":"post","link":"https:\/\/www.send2press.com\/wire\/californias-retirement-crisis-planner-offers-long-term-care-and-medi-cal-solutions-in-new-book\/","title":{"rendered":"California&#8217;s Retirement Crisis Planner Offers Long-Term Care and Medi-Cal Solutions in New Book"},"content":{"rendered":"<p class=\"s2pred\"><strong>NEWS SOURCE: Karl Kim<\/strong><\/p>\n<p>LOS ANGELES, Calif., April 2, 2013 (SEND2PRESS NEWSWIRE) &#8212; According to retirement crisis expert and author Karl Kim, CFP, CLTC, each year thousands of people are thrust into a &#8220;care crisis&#8221; when a family member or loved one needs long-term care. The challenge is not only finding the right nursing home; what can be even more challenging is figuring out how to pay for the care &#8211; and how to minimize possible damage to the rest of the family. <\/p>\n<p> &#8220;That information isn&#8217;t easy to find,&#8221; says retirement crisis planner Karl Kim, CFP, CLTC. &#8220;Every year I speak with hundreds of adult children and their parents who have gotten bad advice, or who don&#8217;t know where to turn for answers. That&#8217;s the reason I wrote &#8216;Don&#8217;t Go Broke Paying the Nursing Home.&#8217; Now every Californian can understand what needs to be done to protect their home, cash and retirement accounts.&#8221;<\/p>\n<p> Karl Kim&#8217;s book is an easy-to-read quick reference guide. It provides answers in simple language to common questions such as:<\/p>\n<p> * What information do you need to provide to Medi-Cal?<br \/> * Do you need an attorney to submit the application?<br \/> * What is the maximum amount a person or couple can have to qualify for Medi-Cal?<br \/> * What is the difference between Medicare, Medicaid and Medi-Cal?<br \/> * Which assets count and which don&#8217;t?<br \/> * What is the maximum amount of income a person can have and still qualify?<br \/> * When does someone apply? <br \/> * How long does the application process take?<br \/> * Do you have to be broke to qualify for Medi-Cal?<\/p>\n<p> &#8220;Don&#8217;t Go Broke Paying the Nursing Home&#8221; (ISBN: 978-0988902619) explains Medi-Cal Recovery procedures.<\/p>\n<p> &#8220;Most people don&#8217;t realize Medi-Cal is effectively a loan from the State of California,&#8221; explains Kim. &#8220;If proper steps aren&#8217;t taken, the state will place a claim against the home and other assets.&#8221;<\/p>\n<p> California&#8217;s regulations covering the aging population can be difficult to keep up with. That becomes apparent in a care crisis &#8211; when what a family has &#8220;done wrong&#8221; can come back to bite them &#8211; financially and logistically. <\/p>\n<p> The book is available in paperback and Kindle on Amazon: <a href=\"http:\/\/amzn.com\/0988902613\" class=\"autohyperlink\" rel=\"nofollow\">http:\/\/amzn.com\/0988902613<\/a> . <\/p>\n<p> <strong>About Author Karl Kim:<\/strong><br \/> Karl Kim, CFP, CLTC, is the founder of Retirement Planning Advisors, California&#8217;s first firm dedicated to retirement crisis planning and pre-planning. Info: <a href=\"http:\/\/www.KarlKimCo.com\/\" class=\"autohyperlink\" rel=\"nofollow\">http:\/\/www.KarlKimCo.com\/<\/a> .<\/p>\n<p>News issued by: Karl Kim<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.send2press.com\/wire\/images\/13-0402-dontgobroke_72dpi.jpg\" width=\"500\" height=\"375\" alt=\"Karl Kim\"\/><\/p>\n<p><small>Original Image: <a href=\"https:\/\/www.send2press.com\/wire\/images\/13-0402-dontgobroke_72dpi.jpg\" class=\"autohyperlink\" rel=\"nofollow\">https:\/\/www.send2press.com\/wire\/images\/13-0402-dontgobroke_72dpi.jpg<\/a><\/small><\/p>\n<p> # # # <\/p>\n<p><small>Original Story ID: 2013-04-0402-003 (8626) :: Californias-Retirement-Crisis-Planner-Offers-Long-Term-Care-and-Medi-Cal-Solutions-in-New-Book_2013-04-0402-003<\/small><\/p>\n<p><small>Original Keywords: insurance, Long term care insurance, personal finance, Medi-Cal Recovery procedures, Karl Kim, Retirement Planning Advisors, Don&#8217;t Go Broke Paying the Nursing Home, ISBN 9780988902619, paperback and Kindle editions Karl Kim Los Angeles California LOS ANGELES, Calif.<\/small><\/p>\n<p><small>Alternate Headline: Retirement Planning Advisors&#8217; Karl Kim announces new book on Medi-Cal and Long-term Care Solutions<\/small><\/p>\n<p><small><strong>NEWS ARCHIVE NOTE:<\/strong> this archival news content, issued by the news source via Send2Press Newswire, was originally located in the Send2Press&reg; 2004-2015 2.0 news platform and has been permanently converted\/moved (and redirected) into our 3.0 platform. Also note the story &#8220;reads&#8221; counter (bottom of page) does not include any data prior to Oct. 30, 2016. This press release was originally published\/issued: Tue, 02 Apr 2013 06:54:55 +0000<\/p>\n<p><\/small><\/p>\n<p><code><small>Original Shortcode for Story: http:\/\/goo.gl\/H9RvI<\/small><\/code><\/p>\n<p class=\"s2pred\"><strong>NEWS SOURCE: Karl Kim<\/strong> | Published: 2013-04-02 06:54:55<\/p>\n","protected":false},"excerpt":{"rendered":"<p>LOS ANGELES, Calif., April 2, 2013 (SEND2PRESS NEWSWIRE) &#8212; According to retirement crisis expert and author Karl Kim, CFP, CLTC, each year thousands of people are thrust into a &#8216;care crisis&#8217; when a family member or loved one needs long-term care. The challenge is not only finding the right nursing home; what can be even more challenging is figuring out how to pay for the care &#8211; and how to minimize possible damage to the rest of the family.<\/p>\n","protected":false},"author":9780,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"singles-wide.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[19937],"tags":[],"class_list":["post-111193","post","type-post","status-publish","format-standard","hentry","category-press-releases-archive","has-post-title","has-post-date","no-post-category","no-post-tag","no-post-comment","has-post-author"],"acf":[],"views":431,"_links":{"self":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/111193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/users\/9780"}],"replies":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/comments?post=111193"}],"version-history":[{"count":0,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/111193\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media?parent=111193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/categories?post=111193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/tags?post=111193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}