{"id":129041,"date":"2025-09-03T07:00:39","date_gmt":"2025-09-03T11:00:39","guid":{"rendered":"https:\/\/www.send2press.com\/wire\/?p=129041"},"modified":"2025-09-02T18:24:06","modified_gmt":"2025-09-02T22:24:06","slug":"click-n-close-launches-smartbuy-5-1-arm-dpa-product-to-help-builders-address-affordability-challenges","status":"publish","type":"post","link":"https:\/\/www.send2press.com\/wire\/click-n-close-launches-smartbuy-5-1-arm-dpa-product-to-help-builders-address-affordability-challenges\/","title":{"rendered":"Click n’ Close launches SmartBuy 5\/1 ARM DPA product to help builders address affordability challenges"},"content":{"rendered":"

ADDISON, Texas, Sept. 3, 2025 (SEND2PRESS NEWSWIRE) — Click n\u2019 Close<\/a>, a multi-state mortgage lender, today announced the launch of its SmartBuy 5\/1 ARM Down Payment Assistance (DPA) product, designed specifically to help home builders address affordability concerns and support new home sales.<\/p>\n

\"Click
Image caption: Click n\u2019 Close logo.<\/em><\/p>\n

With the National Association of Home Builders (NAHB)<\/a> reporting that new home sales remain flat amid persistent affordability pressures, builders are seeking financing programs that make it easier for buyers to purchase new homes. The SmartBuy 5\/1 ARM DPA program combines a competitive ARM first mortgage with a repayable second mortgage that can be applied to down payments, closing costs, prepaids or rate buydowns. This structure enables builders and their lending partners to present buyers with more approachable monthly payments and lower upfront barriers.<\/p>\n

\u201cThe SmartBuy 5\/1 ARM DPA is built with builders in mind,\u201d said Jeff Bode, founder and CEO of Click n\u2019 Close. \u201cIt provides a practical way to address affordability concerns, giving builders another tool to help buyers move forward with confidence in today\u2019s market.\u201d<\/p>\n

The SmartBuy 5\/1 ARM DPA builds on Click n\u2019 Close\u2019s established down payment assistance programs, underscoring the company\u2019s commitment to developing innovative financing options that align with borrower needs and current market dynamics. To learn more about the SmartBuy suite of DPA products, connect with a wholesale account executive (https:\/\/cnctpo.com\/wholesale-account-executives\/<\/a>) or email correspondent@clicknclose.com<\/a>.<\/p>\n

About Click n\u2019 Close, Inc.<\/strong><\/p>\n

Click n\u2019 Close, Inc. is a multi-state mortgage lender serving consumers and mortgage originators through its wholesale and correspondent channels. It is also the nation\u2019s leading provider of Section 184 home loans for Native Americans. In operation since 1940, Click n\u2019 Close has remained at the forefront of mortgage innovation, pioneering the adoption of eClosings and eNotes.<\/p>\n

The company\u2019s entrepreneurial spirit and risk management mindset have driven the development of groundbreaking loan products, including its USDA One-Time Close construction program, proprietary DPA solutions and a dedicated reverse mortgage division. With direct access to capital markets via relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors, Click n\u2019 Close ensures liquidity and reliability for its partners and borrowers. By servicing its loan programs in-house, the company offers wholesale and correspondent clients added confidence in loan salability and borrower satisfaction by servicing its loan programs in-house.<\/p>\n

Learn more at www.clicknclose.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

ADDISON, Texas, Sept. 3, 2025 (SEND2PRESS NEWSWIRE) — Click n’ Close, a multi-state mortgage lender, today announced the launch of its SmartBuy 5\/1 ARM Down Payment Assistance (DPA) product, designed specifically to help home builders address affordability concerns and support new home sales. The SmartBuy 5\/1 ARM DPA builds on Click n’ Close’s established down payment assistance programs.<\/p>\n","protected":false},"author":9356,"featured_media":88609,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[39,19984,12804,1,38,10711,559,6,5,55],"tags":[205,19726],"class_list":["post-129041","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-news","category-addison-business","category-ap","category-business-news","category-finance-news","category-fintech","category-products-news","category-software-news","category-technology-news","category-texas-news","tag-depthpr","tag-down-payment-assistance","has-post-title","has-post-date","no-post-category","no-post-tag","no-post-comment","has-post-author"],"acf":[],"views":3175,"_links":{"self":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/129041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/users\/9356"}],"replies":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/comments?post=129041"}],"version-history":[{"count":3,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/129041\/revisions"}],"predecessor-version":[{"id":129044,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/129041\/revisions\/129044"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media\/88609"}],"wp:attachment":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media?parent=129041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/categories?post=129041"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/tags?post=129041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}