{"id":132067,"date":"2026-01-06T07:00:36","date_gmt":"2026-01-06T12:00:36","guid":{"rendered":"https:\/\/www.send2press.com\/wire\/?p=132067"},"modified":"2026-01-05T18:59:12","modified_gmt":"2026-01-05T23:59:12","slug":"friday-harbor-adds-fannie-maes-income-calculator-to-its-ai-originator-assistant","status":"publish","type":"post","link":"https:\/\/www.send2press.com\/wire\/friday-harbor-adds-fannie-maes-income-calculator-to-its-ai-originator-assistant\/","title":{"rendered":"Friday Harbor adds Fannie Mae’s Income Calculator to its AI Originator Assistant"},"content":{"rendered":"

SEATTLE, Wash., Jan. 6, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor<\/a>, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the integration of its AI Originator Assistant with Fannie Mae\u2019s Income Calculator. The new connection enables lenders to instantly calculate qualifying income for borrowers with self-employment or rental income and gain enforcement relief from representations and warranties on the income calculation for conventional loans.<\/p>\n

\"Friday
Image caption: Friday Harbor.<\/em><\/p>\n

The Fannie Mae Income Calculator uses federal tax return data to calculate a borrower\u2019s qualifying income, addressing one of the top five sources of loan quality defects found in post-purchase reviews. By integrating this capability directly into Friday Harbor\u2019s AI Originator Assistant, lenders can identify income issues at the start of the loan process, improve underwriting accuracy and give loan officers the confidence to move deals forward without fear of costly buybacks.<\/p>\n

\u201cIncome calculations for self-employment and rental income are among the most complex and error-prone in mortgage lending,\u201d said Theo Ellis, CEO and co-founder of Friday Harbor. \u201cBy bringing Fannie Mae\u2019s Income Calculator into Friday Harbor, we\u2019re putting a powerful solution for these scenarios directly in the hands of thousands of lenders to improve accuracy, protect loan salability and give borrowers greater clarity earlier in the process.\u201d<\/p>\n

\u201cComplex income scenarios used to slow us down and create uncertainty for our sales team and borrowers,\u201d said Susan Schmidt, senior vice president of operations at Mason McDuffie Mortgage Corporation. \u201cNow we can get answers instantly, make confident decisions up front and move loans forward with fewer surprises.\u201d<\/p>\n

The Income Calculator works alongside Friday Harbor\u2019s borrower-specific checklist, real-time AI underwriting and scenario desk to simplify reviews of self-employment, business ownership and rental income. Loan officers and processors can upload tax returns, receive instant qualifying income results, resolve flagged issues with clear guidance and retain the Findings Report to maintain eligibility for rep and warrant relief.<\/p>\n

Lenders can learn more about Friday Harbor\u2019s integration with Fannie Mae\u2019s Income Calculator or request a demo at https:\/\/fridayharbor.ai<\/a>.<\/p>\n

About Friday Harbor<\/strong><\/p>\n

Friday Harbor is an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time. The company combines deep fintech expertise with cutting-edge artificial intelligence to remove complexity, slash origination costs and deliver a better borrower experience. For more information, visit https:\/\/fridayharbor.ai\/<\/a>.<\/p>\n

Tags: #mortgagetech #AI #fintech @FannieMae #income #selfemployed<\/p>\n","protected":false},"excerpt":{"rendered":"

SEATTLE, Wash., Jan. 6, 2026 (SEND2PRESS NEWSWIRE) — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced the integration of its AI Originator Assistant with Fannie Mae’s Income Calculator. The new connection enables lenders to instantly calculate qualifying income for borrowers with self-employment or rental income and gain enforcement relief from representations and warranties on the income calculation for conventional loans.<\/p>\n","protected":false},"author":10010,"featured_media":125505,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10711,12804,622,38,39,547,5,354],"tags":[205,756,20080],"class_list":["post-132067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","category-ap","category-artificial-intelligence","category-finance-news","category-mortgage-news","category-seattle-news","category-technology-news","category-washington-state-news","tag-depthpr","tag-fannie-mae","tag-mortgage-ai","has-post-title","has-post-date","no-post-category","no-post-tag","no-post-comment","has-post-author"],"acf":[],"views":2501,"_links":{"self":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/132067","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/users\/10010"}],"replies":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/comments?post=132067"}],"version-history":[{"count":3,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/132067\/revisions"}],"predecessor-version":[{"id":132071,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/132067\/revisions\/132071"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media\/125505"}],"wp:attachment":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media?parent=132067"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/categories?post=132067"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/tags?post=132067"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}