{"id":13967,"date":"2011-11-21T04:57:04","date_gmt":"2011-11-21T09:57:04","guid":{"rendered":"https:\/\/www.send2press.com\/wire\/2011-11-1121-001\/"},"modified":"2011-11-21T04:57:04","modified_gmt":"2011-11-21T09:57:04","slug":"2011-11-1121-001","status":"publish","type":"post","link":"https:\/\/www.send2press.com\/wire\/2011-11-1121-001\/","title":{"rendered":"Thanksgiving &#8211; A Perfect Time to Talk Turkey About Long-Term Care"},"content":{"rendered":"<p>KIRKLAND, Wash., Nov. 21, 2011 (SEND2PRESS NEWSWIRE) &#8212; Thanksgiving is a time to join with family to say thanks for life&#8217;s blessings. It can also be a time to make sure those blessings continue year after year, uninterrupted by the financial impact of long-term health issues. &#8220;According to the U.S. Department of Health and Human Services, about 7 in 10 of us over age 65 will need long-term care at some point,&#8221; says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP).<\/p>\n<p> &#8220;But when you consider that several family members are at risk,&#8221; she continues, &#8220;the odds of your family unit being impacted are almost 100 percent.&#8221; <\/p>\n<p> This hard fact doesn&#8217;t have to be bad news, though, Gott asserts. She recommends bringing up the LTC issue at some point Thursday. &#8220;When is a better time?&#8221; she asks. &#8220;Everyone will be together in one place. And  hopefully everyone will be in a relaxed, receptive frame of mind.&#8221; <\/p>\n<p> Questions that might be raised include &#8211;<\/p>\n<p> * If you, your spouse, Mom or Dad, your brother or sister, or other family member suddenly needs long-term care, how will it be paid for? Is an LTC insurance policy in force? If not, would it make sense to look into one?<\/p>\n<p> * If Mom or Day, say, were to need long-term care suddenly, who would have the time to care for them personally if there&#8217;s no insurance to cover professional care? Who has a spare room, or who could afford time away from work or family responsibilities?<\/p>\n<p> * What about the question of inheritance? Are you expecting something from Mom or Dad &#8211; to help pay your kids&#8217; college bills, perhaps? Or if you&#8217;re the aging Mom or Dad, are you expecting to pass something on to your family? Remember that long-term care expenses can quickly consume one&#8217;s assets, leaving little or nothing to bequeath.<\/p>\n<p> * Is Medicaid an option you&#8217;re considering for long-term care expenses? If so, remember that one must exhaust assets in order to qualify for Medicaid.<\/p>\n<p> &#8220;Why not make every Thanksgiving, from here on, a little more hopeful &#8211; by attacking the long-term care threat now?&#8221; Gott asks. &#8220;Consider all the thinking and discussing you do just to plan for the turkey dinner and getting together. Why not make time for a side conversation on long-term care &#8211; an issue vital to everyone&#8217;s future happiness?&#8221;<\/p>\n<p> LTC Financial Partners is one of the nation&#8217;s largest and most experienced agencies specializing in long-term care insurance. More information is available at the LTCFP website: <a href=\"http:\/\/www.ltcfp.com\" class=\"autohyperlink\" rel=\"nofollow\">http:\/\/www.ltcfp.com<\/a> .<\/p>\n<p> <img decoding=\"async\" src=\"https:\/\/send2pressnewswire.com\/image\/11-1108-3in4need_72dpi.jpg\" align=\"left\" style=\"margin-right:20px;\" alt=\"\" \/>LTCFP is a co-founder and sponsor of the &#8220;3 in 4 Need More&#8221; campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning. The 3in4 Association is currently sponsoring the 3in4 Caregiver Contest, which has $50,000 worth of prizes in the form of a home caregiver makeover, as a way of &#8220;saying thanks&#8221;: <a href=\"http:\/\/3in4contest.com\/index.html\" class=\"autohyperlink\" rel=\"nofollow\">http:\/\/3in4contest.com\/index.html<\/a> .<\/p>\n<p> *(Photo Caption: LTC Financial Partners National Sales Manager and Chairman of the Board Denise Gott.)<\/p>\n<p>News issued by: LTC Financial Partners, LLC<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.send2press.com\/wire\/images\/11-1019-denisegott_72dpi.jpg\" width=\"500\" height=\"375\" alt=\"LTC Financial Partners, LLC\"\/><\/p>\n<p><small>Original Image: <a href=\"https:\/\/www.send2press.com\/wire\/images\/11-1019-denisegott_72dpi.jpg\" class=\"autohyperlink\" rel=\"nofollow\">https:\/\/www.send2press.com\/wire\/images\/11-1019-denisegott_72dpi.jpg<\/a><\/small><\/p>\n<p> # # # <\/p>\n<p><small>Original Story ID: 2011-11-1121-001 (7460) :: 2011-11-1121-001<\/small><\/p>\n<p><small>Original Keywords: LTC Financial Partners LLC, 3in4 Association is currently sponsoring the 3in4 Caregiver Contest, 3 in 4 Need More campaign, Denise Gott, Kirkland, Washington, insurance, LTCi LTC Financial Partners, LLC Kirkland Washington KIRKLAND, Wash.<\/small><\/p>\n<p><small>Alternate Headline: A Perfect Time to Talk Turkey About Long-Term Care &#8211; about 7 in 10 of us over age 65 will need long-term care at some point<\/small><\/p>\n<p><small><strong>NEWS ARCHIVE NOTE:<\/strong> this archival news content, issued by the news source via Send2Press Newswire, was originally located in the Send2Press&reg; 2004-2015 2.0 news platform and has been permanently converted\/moved (and redirected) into our 3.0 platform. Also note the story &#8220;reads&#8221; counter (bottom of page) does not include any data prior to Oct. 30, 2016. This press release was originally published\/issued: Mon, 21 Nov 2011 04:57:04 +0000<\/p>\n<p><\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>KIRKLAND, Wash., Nov. 21, 2011 (SEND2PRESS NEWSWIRE) &#8212; Thanksgiving is a time to join with family to say thanks for life&#8217;s blessings. It can also be a time to make sure those blessings continue year after year, uninterrupted by the financial impact of long-term health issues. &#8216;According to the U.S. Department of Health and Human Services, about 7 in 10 of us over age 65 will need long-term care at some point,&#8217; says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP).<\/p>\n","protected":false},"author":9780,"featured_media":13797,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[38,381,134,660,105,353],"tags":[],"class_list":["post-13967","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-news","category-fitness-news","category-general-editorial-news","category-holidays-news","category-insurance-news","category-senior-citizen-news","has-post-title","has-post-date","no-post-category","no-post-tag","no-post-comment","has-post-author"],"acf":[],"views":3240,"_links":{"self":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/13967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/users\/9780"}],"replies":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/comments?post=13967"}],"version-history":[{"count":0,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/13967\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media\/13797"}],"wp:attachment":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media?parent=13967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/categories?post=13967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/tags?post=13967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}