{"id":1471,"date":"2016-06-27T06:00:38","date_gmt":"2016-06-27T10:00:38","guid":{"rendered":"https:\/\/www.send2press.com\/wire\/?p=1471"},"modified":"2016-07-14T19:42:51","modified_gmt":"2016-07-14T23:42:51","slug":"shopping-for-long-term-care-insurance-can-be-uniquely-frustrating-says-acsia-partners","status":"publish","type":"post","link":"https:\/\/www.send2press.com\/wire\/shopping-for-long-term-care-insurance-can-be-uniquely-frustrating-says-acsia-partners\/","title":{"rendered":"Shopping for Long-Term Care Insurance Can Be Uniquely Frustrating, says ACSIA Partners"},"content":{"rendered":"

KIRKLAND, Wash., June 27, 2016 (SEND2PRESS NEWSWIRE) — If you\u2019re in the market for long-term care insurance, you may be in for a long, exasperating slog, according to ACSIA Partners, one of America’s largest long-term care insurance agencies. \u201cUnfortunately, LTC insurance isn\u2019t an easy thing to buy,\u201d says Denise Gott, the company\u2019s CEO. \u201cYou can\u2019t just comparison shop for it as you can for a TV or refrigerator.\u201d<\/p>\n

\"ACSIA
\nMost shoppers find themselves plowing through general information and regulatory guidance without uncovering any specific policies or prices, she asserts. \u201cIt\u2019s frustrating and a big turnoff. So we offer an easy solution: comparison shopping on the consumer\u2019s behalf.\u201d<\/p>\n

Gott applauds an article published last week on the LTC Guild website, entitled \u201cShopping for Long-Term Care Insurance Can Be a Big Fat Pain.\u201d It documents a hypothetical New Jersey woman\u2019s futile attempt to shop for LTC insurance in the same way she recently shopped for a backyard trampoline, a new home, and a new car.<\/p>\n

\u201cIt would be hilarious if the gist of it weren\u2019t so true for so many,\u201d says Gott. The article is available at http:\/\/ltcguild.ning.com\/profiles\/blogs\/shopping-for-ltci<\/a>.<\/p>\n

\u201cLTC insurance is almost in a class by itself,\u201d Gott says. \u201cUntil recently health insurance was also hard to buy, but now, with the Affordable Care Act, you can easily comparison shop for it on healthcare.gov or the state marketplaces.\u201d<\/p>\n

\u201cWith LTC insurance, the only viable shopping alternative is to rely on an intermediary — an impartial, state-licensed agent or broker that represents multiple carriers and can do the research on your behalf,\u201d she says.<\/p>\n

But finding the right intermediary can be a challenge. Her company makes it easier in four ways:<\/p>\n

    \n
  1. Offering over 300 experienced intermediaries (state-licensed LTC specialists) covering all parts of the nation,<\/li>\n
  2. Representing several leading LTC carriers, not just one or two,<\/li>\n
  3. Equalizing commissions so agents have no incentive to favor one policy over another, and<\/li>\n
  4. Maintaining an educational stance: informing people and helping them move at their own pace toward their own conclusions.<\/li>\n<\/ol>\n

    To speak with an intermediary covering your area, submit a request here: https:\/\/www.acsiapartners.com\/quote\/<\/a>.<\/p>\n

    ACSIA Partners LLC — https:\/\/www.acsiapartners.com\/<\/a> — serves organizations as well as families. The company is also a co-founder and sponsor of the \u201c3in4 Need More\u201d campaign, which encourages Americans to form a long-term care plan.<\/p>\n

    The LTC Guild is a network where long-term care and allied professionals meet and share information with the public.<\/p>\n

    * LOGO for media: Send2Press.com\/wire\/images\/16-0421-ACSIA-Partners-300dpi.jpg
    \n* Image Caption: ACSIA Partners logo.<\/p>\n","protected":false},"excerpt":{"rendered":"

    KIRKLAND, Wash., June 27, 2016 (SEND2PRESS NEWSWIRE) — If you’re in the market for long-term care insurance, you may be in for a long, exasperating slog, according to ACSIA Partners, one of America’s largest long-term care insurance agencies. “Unfortunately, LTC insurance isn’t an easy thing to buy,” says Denise Gott, the company’s CEO.<\/p>\n","protected":false},"author":9780,"featured_media":1467,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[105,38,61,455,353,354],"tags":[359,355,356,357,358],"class_list":["post-1471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-news","category-finance-news","category-health-medical-news","category-long-term-care-news","category-senior-citizen-news","category-washington-state-news","tag-3in4-need-more","tag-denise-gott","tag-kirkland","tag-long-term-care","tag-ltc-insurance","has-post-title","has-post-date","no-post-category","no-post-tag","no-post-comment","has-post-author"],"acf":[],"views":8417,"_links":{"self":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/1471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/users\/9780"}],"replies":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/comments?post=1471"}],"version-history":[{"count":0,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/1471\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media\/1467"}],"wp:attachment":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media?parent=1471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/categories?post=1471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/tags?post=1471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}