{"id":14967,"date":"2012-07-18T02:59:00","date_gmt":"2012-07-18T06:59:00","guid":{"rendered":"https:\/\/www.send2press.com\/wire\/2012-07-0718-001\/"},"modified":"2012-07-18T02:59:00","modified_gmt":"2012-07-18T06:59:00","slug":"2012-07-0718-001","status":"publish","type":"post","link":"https:\/\/www.send2press.com\/wire\/2012-07-0718-001\/","title":{"rendered":"Five Questions to Ask a Long-Term Care Specialist Following the Supreme Court&#8217;s Obamacare Ruling"},"content":{"rendered":"<p>KIRKLAND, Wash., July 18, 2012 (SEND2PRESS NEWSWIRE) &#8212; When the Supreme Court upheld The Patient Protection and Affordable Care Act (&#8220;Obamacare&#8221;), uncertainty about health insurance abated. But what about long-term care insurance, which covers in-home, nursing-home, and assisted-living care &#8211; expensive services scarcely addressed by regular insurance or Medicare? That issue remains as head-scratching as ever, according to <a href=\"http:\/\/www.ltcfp.com\/\">LTC Financial Partners, LLC<\/a> (LTCFP), one of America&#8217;s most experienced long-term care insurance agencies. <\/p>\n<p> So, what to do? &#8220;The best bet &#8212; for any individual, family, company, or group &#8211; is to talk with an LTCI specialist about their particular situation,&#8221; says Denise Gott, LTCFP&#8217;s National Sales Manager. She recommends asking five key questions:<\/p>\n<p> 1. &#8220;Based on our health history, what are the chances any of us will ever need long-term care?&#8221;<\/p>\n<p> 2. &#8220;In our financial situation, is Medicaid a viable care option?&#8221;<\/p>\n<p> 3. &#8220;What are the pros and cons of relying on savings, life insurance, or reverse mortgages to pay for care?&#8221;<\/p>\n<p> 4. &#8220;In our case, following the court&#8217;s decision, how do federal and state laws affect tax breaks or other LTC-related benefits?&#8221;<\/p>\n<p> 5. &#8220;Given all the facts about us, is LTC insurance the best bet, and what does it cost?&#8221;<\/p>\n<p> <strong>The following state-certified agents, all LTCI specialists, are available for questions by phone:<\/strong><br \/> CA: Jim Valentine &#8212; 408-792-0540<br \/> CA: Todd Stein &#8212; 415-861-5088 <br \/> CA: Sarah Fisher &#8212; 510-230-4301<br \/> CA: Paula Taylor &#8212; 510-763-5002<br \/> CA: Laura Weber &#8212; 714-674-0190<br \/> CA: Jeffrey Flanzer &#8212; 805-701-0085<br \/> CA: Sandra Stanley &#8212; 888-316-8919 <br \/> CA: Phyllis Solgere &#8212; 909-627-5587<br \/> CA: Petra Petry &#8212; 949-351-0347<br \/> CA: Michael Scoles &#8212; 408-264-1759<\/p>\n<p> CT: Leonard Wik &#8212; 860-432-1870<br \/> CT: Steve Foss &#8212; 860-539-0674<br \/> CT: Larry Golfin &#8212; 860-677-4075<\/p>\n<p> FL: Janet Washburn &#8212; 239-404-7590<br \/> FL: George Braddock &#8212; 305-378-8091<br \/> FL: Jerry Grubba &#8212; 727-515-1910<br \/> FL: Strother Hammond &#8212; 813-215-1524<br \/> FL: Mike Rou &#8212; 904-276-9583<\/p>\n<p> GA: Amy Pollock &#8212; 404-237-1189<br \/> GA: Belen Hickman &#8212; 404-245-2444<\/p>\n<p> ID: Linda Hicks &#8212; 208-331-2803<\/p>\n<p> IL: Bobbi Foster &#8212; 630-513-0034<br \/> IL: Cheri Davis &#8212; 773-531-0669<br \/> IL: Robin Frank &#8212; 773-774-2600<\/p>\n<p> IN: Kirk Bennett &#8212; 260-969-1310<\/p>\n<p> MI: Marybeth Bayer &#8212; 734-222-9882<br \/> MI: Tom Varner &#8212; 810-796-2405<\/p>\n<p> MN: Jennifer Ragborg &#8212; 952-898-2750<\/p>\n<p> MO: Keith Eisberg &#8212; 573-303-3007<br \/> MO: Wendy Rinehart &#8212; 816-886-2358<\/p>\n<p> NE: Larry Neuwirth &#8212; 308-635-2023<br \/> NE: Larry Heinert &#8212; 402-339-8643<\/p>\n<p> NJ: Gary Melnikoff &#8212; 201-265-1958<br \/> NJ: Richard Landau &#8212; 201-476-0880<br \/> NJ: Michael B. FitzPatrick &#8212; 973-968-3394<\/p>\n<p> NY: Ronald Brie &#8212; 212-799-3900<br \/> NY: Michael Robinson &#8212; 516-612-4936<br \/> NY: Ray Donnelly &#8212; 516-747-1809<br \/> NY: Gene Cutler &#8212; 516-869-6767<br \/> NY: Jay Charno &#8212; 516-935-4029<br \/> NY: Jennifer Lenihan &#8212; 631-262-7167<br \/> NY: Susan Lenihan &#8212; 631-262-7167<br \/> NY: Sheila White &#8212; 631-893-4040<br \/> NY: Dana Dee &#8212; 716-983-1316<br \/> NY: Virginia Lee Kintz &#8212; 866-582-6074<br \/> NY: Steve Brefere &#8212; 914-234-7767<\/p>\n<p> OH: Pattianne Baran &#8212; 216-409-0859<br \/> OH: John Cullen &#8212; 419-797-9210<br \/> OH: Thomas Hodges &#8212; 513-519-6010<br \/> OH: Brenda Gray &#8212; 513-541-3968<\/p>\n<p> OK: Samuel Walker &#8212; 405-816-0868<\/p>\n<p> OR: Diane Steeves &#8212; 503-297-7677<\/p>\n<p> PA: Anthony Camill &#8212; 412-445-6171<br \/> PA: Ted Soslow &#8212; 610 642 3332<br \/> PA: Cathy Allen &#8212; 610-588-0852<br \/> PA: Kevin Bressler &#8212; 610-783-6970<\/p>\n<p> SC: Pamela Loesch &#8212; 843-856-4141<\/p>\n<p> TN: Mark Wardell &#8212; 901-337-4146<br \/> TN: Teresa Will &#8212; 931-619-1852<\/p>\n<p> TX: Madeline Wade &#8212; 214-295-8926<br \/> TX: Kat Roebuck &#8212; 281-431-4033<br \/> TX: Kim Beckham &#8212; 361-579-9663<br \/> TX: Kay Nettles &#8212; 713-466-4614<br \/> TX: Bill Holland &#8212; 817-283-7221<\/p>\n<p> VA: Penny Gilbert &#8212; 703-281-0914<br \/> VA: Patricia O&#8217;Neill &#8212; 703-534-3255<br \/> VA: George Polizos &#8212; 757-291-8505<br \/> VA: Michael Zuchowski &#8212; 757-467-1354<br \/> VA: Joel James &#8212; 757-478-5819<br \/> VA: Linda Sotirion &#8212; 757-646-6820<\/p>\n<p> VT: Tod Warner &#8212; 802-985-4930<\/p>\n<p> WA: Lucille Smith &#8212; 206-877-3456<br \/> WA: Helen Boyer &#8212; 425-557-5372<br \/> WA: Christine Khemis &#8212; 888-582-5364<\/p>\n<p> WI: Lynette Schiefer &#8212; 920-434-4559<\/p>\n<p> WV: Deborah Bailey &#8212; 304-744-0111.<\/p>\n<p> Callers may ask any specialist for information applying to states not listed above. <\/p>\n<p> LTCFP (<a href=\"http:\/\/www.ltcfp.com\/\" class=\"autohyperlink\" rel=\"nofollow\">http:\/\/www.ltcfp.com\/<\/a>) is a proud supporter of the &#8220;3 in 4 Need More&#8221; campaign: <a href=\"http:\/\/www.3in4needmore.com\/\" class=\"autohyperlink\" rel=\"nofollow\">http:\/\/www.3in4needmore.com\/<\/a> . <\/p>\n<p> <em> &#8211; Photo Caption: LTCFP National Sales Manager Denise Gott.<\/em><\/p>\n<p>News issued by: LTC Financial Partners, LLC<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.send2press.com\/wire\/images\/12-0627-denisegott_72dpi.jpg\" width=\"500\" height=\"375\" alt=\"LTC Financial Partners, LLC\"\/><\/p>\n<p><small>Original Image: <a href=\"https:\/\/www.send2press.com\/wire\/images\/12-0627-denisegott_72dpi.jpg\" class=\"autohyperlink\" rel=\"nofollow\">https:\/\/www.send2press.com\/wire\/images\/12-0627-denisegott_72dpi.jpg<\/a><\/small><\/p>\n<p> # # # <\/p>\n<p><small>Original Story ID: 2012-07-0718-001 (8036) :: 2012-07-0718-001<\/small><\/p>\n<p><small>Original Keywords: LTCFP National Sales Manager Denise Gott, Patient Protection and Affordable Care Act, LTC Financial Partners LLC, long term care, long term care insurance, supreme court, health reform, affordable care act, long term health, healthcare, health benefits, 3 in 4 need more campaign LTC Financial Partners, LLC Kirkland Washington KIRKLAND, Wash.<\/small><\/p>\n<p><small>Alternate Headline: LTC Financial Partners Suggests 5 Questions to Ask a Long-Term Care Specialist Following Supreme Court Obamacare Ruling<\/small><\/p>\n<p><small><strong>NEWS ARCHIVE NOTE:<\/strong> this archival news content, issued by the news source via Send2Press Newswire, was originally located in the Send2Press&reg; 2004-2015 2.0 news platform and has been permanently converted\/moved (and redirected) into our 3.0 platform. Also note the story &#8220;reads&#8221; counter (bottom of page) does not include any data prior to Oct. 30, 2016. This press release was originally published\/issued: Wed, 18 Jul 2012 02:59:00 +0000<\/p>\n<p><\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>KIRKLAND, Wash., July 18, 2012 (SEND2PRESS NEWSWIRE) &#8212; When the Supreme Court upheld The Patient Protection and Affordable Care Act (Obamacare), uncertainty about health insurance abated. But what about long-term care insurance, which covers in-home, nursing-home, and assisted-living care &#8211; expensive services scarcely addressed by regular insurance or Medicare? That issue remains as head-scratching as ever, according to LTC Financial Partners, LLC (LTCFP), one of America&#8217;s most experienced long-term care insurance agencies.<\/p>\n","protected":false},"author":9780,"featured_media":14898,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[38,134,61,105,455,353,132],"tags":[6043],"class_list":["post-14967","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-news","category-general-editorial-news","category-health-medical-news","category-insurance-news","category-long-term-care-news","category-senior-citizen-news","category-accounting-news","tag-affordable-care-act","has-post-title","has-post-date","no-post-category","no-post-tag","no-post-comment","has-post-author"],"acf":[],"views":3687,"_links":{"self":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/14967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/users\/9780"}],"replies":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/comments?post=14967"}],"version-history":[{"count":0,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/14967\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media\/14898"}],"wp:attachment":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media?parent=14967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/categories?post=14967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/tags?post=14967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}