{"id":16078,"date":"2013-04-18T04:54:17","date_gmt":"2013-04-18T08:54:17","guid":{"rendered":"https:\/\/www.send2press.com\/wire\/updated-workplace-guide-from-ltc-financial-partners-ltcfp-highlights-tax-and-employee-benefits-of-long-term-care-insurance_2013-04-0418-001\/"},"modified":"2013-04-18T04:54:17","modified_gmt":"2013-04-18T08:54:17","slug":"updated-workplace-guide-from-ltc-financial-partners-ltcfp-highlights-tax-and-employee-benefits-of-long-term-care-insurance_2013-04-0418-001","status":"publish","type":"post","link":"https:\/\/www.send2press.com\/wire\/updated-workplace-guide-from-ltc-financial-partners-ltcfp-highlights-tax-and-employee-benefits-of-long-term-care-insurance_2013-04-0418-001\/","title":{"rendered":"Updated Workplace Guide from LTC Financial Partners (LTCFP) Highlights Tax and Employee Benefits of Long-Term Care Insurance"},"content":{"rendered":"<p>KIRKLAND, Wash., April 18, 2013 (SEND2PRESS NEWSWIRE) &#8212; An updated workplace guide, announced today, describes the tax, productivity, and other benefits of adding the &#8220;missing link&#8221; to employee benefit packages: long-term care insurance. Titled &#8220;Long Term Care Outreach and Education Program,&#8221; the 12-page guide is published by LTC Financial Partners, LLC (LTCFP), one of America&#8217;s most experienced <a href=\"http:\/\/www.ltcfp.com\/\">long-term care insurance<\/a> agencies.<\/p>\n<p> &#8220;For many organizations, the tax advantages alone can make a difference of hundreds to hundreds of thousands of dollars a year, depending on their size,&#8221; says Denise Gott, LTCFP&#8217;s National Sales Manager. &#8220;Our updated guide explains why.&#8221;<\/p>\n<p> Businesses have the choice of providing the tax-favored insurance just for the owners and their spouses and dependents; or to key individuals (in an &#8220;executive carve out&#8221;); or to all employees. <\/p>\n<p> The guide details the advantages and requirements of each option. The organization may choose to pay all, some, or none of the premiums. When employees pay, they generally enjoy a group rate and simplified underwriting. The tax benefits apply, in varying ways, to sole proprietorships, partnerships, C-corporations, S-corporations, limited liability companies, charities and other non-profits including associations.<\/p>\n<p> Beyond tax savings, the guide describes bottom-line business benefits ranging from employee satisfaction and retention to increased &#8220;presenteeism&#8221; and productivity. &#8220;Having LTC insurance puts employees at ease, knowing there&#8217;s a way to pay for care without jeopardizing their 401k&#8217;s,&#8221; says Gott. &#8220;They can focus on work instead of worrying about an incapacitated family member.&#8221; <\/p>\n<p> LTC insurance, traditionally purchased by individuals on their own, is fast becoming a workplace product. The average age of applicants has been trending downward, from the mid 60&#8217;s to the mid 50&#8217;s. &#8220;Younger people, still vital in the workforce, are seeing the value,&#8221; says Gott. &#8220;So are their employers.&#8221; <\/p>\n<p> <strong>The guide is available free from following LTC specialists:<\/strong><\/p>\n<p> CA: Phyllis Solgere &#8212; 909-627-5587<br \/> CA: Laura Weber &#8212; 714-674-0190<br \/> CA: Sarah Fisher &#8212; 510-230-4301<br \/> CA: Jim Valentine &#8212; 408-792-0540<br \/> CA: Petra Petry &#8212; 949-351-0347<br \/> CA: Art Neibrief &#8212; 707-974-8282<\/p>\n<p> CT: Larry Golfin &#8212; 860-677-4075<br \/> CT: Steve Foss &#8212; 860-539-0674<br \/> CT: Leonard Wik &#8212; 860-432-1870<\/p>\n<p> FL: George Braddock &#8212; 305-378-8091<br \/> FL: Janet Washburn &#8212; 239-404-7590<\/p>\n<p> GA: Belen Hickman &#8212; 404-245-2444<br \/> GA: Amy Pollock &#8212; 404-237-1189<\/p>\n<p> ID: Linda Hicks &#8212; 208-331-2803<\/p>\n<p> IL: Cheri Davis &#8212; 773-531-0669<br \/> IL: Robin Frank &#8212; 773-774-2600<\/p>\n<p> IN: Kirk Bennett &#8212; 260-969-1310<\/p>\n<p> MI: Tom Varner &#8212; 810-796-2405<br \/> MI: Marybeth Bayer &#8212; 734-222-9882<\/p>\n<p> MN: Jennifer Ragborg &#8212; 952-898-2750<\/p>\n<p> MO: Wendy Rinehart &#8212; 816-886-2358<br \/> MO: Keith Eisberg &#8212; 573-303-3007<\/p>\n<p> NE: Larry Heinert &#8212; 402-339-8643<br \/> NE: Larry Neuwirth &#8212; 308-635-2023<\/p>\n<p> NJ: Michael B. FitzPatrick &#8212; 862-242-8787<br \/> NJ: Richard Landau &#8212; 201-476-0880<br \/> NJ: James Cundari &#8212; 973-450-1074<\/p>\n<p> NY: Steve Brefere &#8212; 914-234-7767<br \/> NY: Virginia Lee Kintz &#8212; 866-582-6074<br \/> NY: Sheila White &#8212; 631-893-4040<br \/> NY: Jennifer Lenihan &#8212; 631-262-7167<br \/> NY: Susan Lenihan &#8212; 631-262-7167<br \/> NY: Jay Charno &#8212; 516-935-4029<br \/> NY: Gene Cutler &#8212; 516-869-6767<br \/> NY: Michael Robinson &#8212; 516-612-4936<br \/> NY: Ronald Brie &#8212; 212-799-3900<br \/> NY: Dana Dee &#8212; 716-983-1316<br \/> NY: Ray Donnelly &#8212; 516-747-1809<\/p>\n<p> OH: Thomas Hodges &#8212; 513-519-6010<br \/> OH: John Cullen &#8212; 419-797-9210<br \/> OH: Pattianne Baran &#8212; 216-409-0859<br \/> OH: Brenda Gray &#8212; 513-541-3968<\/p>\n<p> OK: Samuel Walker &#8212; 405-816-0868<\/p>\n<p> OR: Diane Steeves &#8212; 503-297-7677<\/p>\n<p> PA: Kevin Bressler &#8212; 610-783-6970<br \/> PA: Anthony Camill &#8212; 412-445-6171<br \/> PA: Cathy Allen &#8212; 610-588-0852<\/p>\n<p> SC: Pamela Loesch &#8212; 843-856-4141<br \/> SC: Madeline Wade &#8212; 317-259-4113<\/p>\n<p> TN: Mark Wardell &#8212; 901-337-4146<br \/> TN: Teresa Will &#8212; 931-619-1852<\/p>\n<p> TX: Bill Holland &#8212; 817-283-7221<br \/> TX: Kay Nettles &#8212; 713-466-4614<br \/> TX: Kat Roebuck &#8212; 281-431-4033<br \/> TX: Kim Beckham &#8212; 361-579-9663<\/p>\n<p> VA: Linda Sotirion &#8212; 757-646-6820<br \/> VA: George Polizos &#8212; 757-291-8505<br \/> VA: Patricia O&#8217;Neill &#8212; 703-534-3255<br \/> VA: Penny Gilbert &#8212; 703-281-0914<br \/> VA: Michael Zuchowski &#8212; 757-467-1354<\/p>\n<p> VT: Tod Warner &#8212; 802-985-4930<\/p>\n<p> WA: Christine Khemis &#8212; 888-582-5364<br \/> WA: Lucille Smith &#8212; 206-877-3456<\/p>\n<p> WI: Lynette Schiefer &#8212; 920-434-4559<\/p>\n<p> The guide and assistance is also available from additional specialists at <a href=\"http:\/\/www.ltcfp.com\/ltcfp\/businessowners.aspx\" class=\"autohyperlink\" rel=\"nofollow\">http:\/\/www.ltcfp.com\/ltcfp\/businessowners.aspx<\/a> .<\/p>\n<p> <strong>About LTC Financial Partners, LLC:<\/strong><br \/> LTCFP &#8211; www.ltcfp.com &#8211; is a co-founder and sponsor of the &#8220;3 in 4 Need More&#8221; campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning.<\/p>\n<p> * Photo Caption: LTCFP National Sales Manager Denise Gott.<\/p>\n<p>News issued by: LTC Financial Partners, LLC<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.send2press.com\/wire\/images\/13-0313-denise-gott_72dpi.jpg\" width=\"500\" height=\"375\" alt=\"LTC Financial Partners, LLC\"\/><\/p>\n<p><small>Original Image: <a href=\"https:\/\/www.send2press.com\/wire\/images\/13-0313-denise-gott_72dpi.jpg\" class=\"autohyperlink\" rel=\"nofollow\">https:\/\/www.send2press.com\/wire\/images\/13-0313-denise-gott_72dpi.jpg<\/a><\/small><\/p>\n<p> # # # <\/p>\n<p><small>Original Story ID: 2013-04-0418-001 (8654) :: Updated-Workplace-Guide-from-LTC-Financial-Partners-LTCFP-Highlights-Tax-and-Employee-Benefits-of-Long-Term-Care-Insurance_2013-04-0418-001<\/small><\/p>\n<p><small>Original Keywords: Denise Gott, Long Term Care Outreach and Education Program, 3 in 4 need more, long term care, long term care insurance, employee benefits, tax deductions, tax benefits, workplace, employers, c-corporations, s-corporations, sole proprietorships LTC Financial Partners, LLC Kirkland Washington State KIRKLAND, Wash.<\/small><\/p>\n<p><small>Alternate Headline: Updated Long Term Care Outreach and Education Program Guide from LTC Financial Partners Highlights Tax and Employee Benefits<\/small><\/p>\n<p><small><strong>NEWS ARCHIVE NOTE:<\/strong> this archival news content, issued by the news source via Send2Press Newswire, was originally located in the Send2Press&reg; 2004-2015 2.0 news platform and has been permanently converted\/moved (and redirected) into our 3.0 platform. Also note the story &#8220;reads&#8221; counter (bottom of page) does not include any data prior to Oct. 30, 2016. This press release was originally published\/issued: Thu, 18 Apr 2013 04:54:17 +0000<\/p>\n<p><\/small><\/p>\n<p><code><small>Original Shortcode for Story: http:\/\/goo.gl\/eq6wF<\/small><\/code><\/p>\n","protected":false},"excerpt":{"rendered":"<p>KIRKLAND, Wash., April 18, 2013 (SEND2PRESS NEWSWIRE) &#8212; An updated workplace guide, announced today, describes the tax, productivity, and other benefits of adding the &#8220;missing link&#8221; to employee benefit packages: long-term care insurance. Titled &#8216;Long Term Care Outreach and Education Program,&#8217; the 12-page guide is published by LTC Financial Partners, LLC (LTCFP), one of America&#8217;s most experienced long-term care insurance agencies.<\/p>\n","protected":false},"author":9780,"featured_media":15943,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[66,1,80,37,38,105,132],"tags":[],"class_list":["post-16078","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-books-publishing-news","category-business-news","category-employment-news","category-entertainment-news","category-finance-news","category-insurance-news","category-accounting-news","has-post-title","has-post-date","no-post-category","no-post-tag","no-post-comment","has-post-author"],"acf":[],"views":4030,"_links":{"self":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/16078","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/users\/9780"}],"replies":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/comments?post=16078"}],"version-history":[{"count":0,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/posts\/16078\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media\/15943"}],"wp:attachment":[{"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/media?parent=16078"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/categories?post=16078"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.send2press.com\/wire\/wp-json\/wp\/v2\/tags?post=16078"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}