“Step one,” says Denise Gott, CEO of ACSIA Partners, “is to see if you have a gap, and how big.” Doing so can take less than five minutes. For a rough estimate, Gott recommends entering a few facts into a calculator provided by the U.S. Department of Health and Human Services: http:\/\/longtermcare.gov\/savings-calculator\/<\/a>. <\/p>\n Here’s a sample calculation for a 52-year old woman planning to retire in Florida, who could afford to set aside $300 (earning 4 percent interest) per month starting now. She would have a long-term care savings gap of $652,184, based on $839,263 in projected care costs in Florida, for life remaining after age 65, minus $187,079 in accumulated savings, as determined by government data and assumptions. <\/p>\n If the woman were married, there would likely be a similar gap for her partner.<\/p>\n Once you know you’ve got a gap, “the next step is just as simple and almost as quick,” says Gott. “Ask a state-certified long-term care agent to help you explore your options.” This can be done by phone or online. An in-person meeting is optional.<\/p>\n ACSIA Partners offers state-certified agents covering all parts of the country. To get in touch with one, just go to the company’s website — http:\/\/www.acsiapartners.com\/<\/a> — and submit an inquiry form indicating your state of residence. <\/p>\n About ACSIA Partners LLC:<\/strong> * PHOTO for media: Send2Press.com\/wire\/images\/15-1021-Denise-Gott-LTCgap-300dpi.jpg<\/p>\n * Photo Caption: ACSIA Partners CEO Denise Gott with graph of LTC gap.<\/p>\n Twitter: @AcsiaPartners<\/p>\n News issued by: ACSIA Partners LLC<\/p>\n
ACSIA Partners is one of America’s largest and most experienced long-term care insurance solution agencies with hundreds of agents serving all states. The company is also a co-founder and sponsor of the “3in4 Need More” campaign, run by the 3in4 Association, which encourages Americans to form a long-term care plan. More information: http:\/\/www.acsiapartners.com\/<\/a>.<\/p>\n![\"ACSIA](\"https:\/\/www.send2press.com\/wire\/images\/15-1021-Denise-Gott-LTCgap-500x375.jpg\")
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