INDIANAPOLIS, Ind., Nov 11, 2026 (SEND2PRESS NEWSWIRE) -- The Magic of Christmas, an On-Stage Live Entertainment production, returns to Indianapolis in December at The Murat Shrine Center. The show features a stellar cast of six vocalists, delivering the warmth and wonder of the holidays in a beautiful theatre setting in the Arabian Room. The talented ensemble of local performers celebrates the season with many of your Christmas favorites, beautiful costumes, and several exclusive, original compositions by local singer/songwriter Paul Parnell.

In its third year, The Magic of Christmas welcomes back familiar faces alongside new cast members, bringing fresh voices and energy to the production. The Arabian Room allows audiences to become part of the celebration, creating the kind of shared experience fitting for the holiday season.

"Indianapolis has such a wonderful tradition of holiday theater, and I'm excited to contribute something original to that landscape with 'The Magic of Christmas,'" said Parnell. "Christmas music has a special way of connecting people through memories and traditions. Having the opportunity to share original songs alongside traditional classics we all know and love, we hope patrons leave with a few new favorites which makes the show even more special."

With 12 performances scheduled throughout December, including afternoon matinees, the production offers an opportunity for friends, families and loved ones to gather and make new holiday memories.

Tickets start at $35 and are available now through Eventbrite.

EVENT DETAILS

What: The Magic of Christmas

Where: Arabian Room, Murat Shrine Center, Indianapolis, Indiana

When: December 2026 - Multiple performances, including matinees

Tickets: Starting at $35

Duration: Approximately 1 hour and 45 minutes

Tickets and information: https://www.eventbrite.com/e/the-magic-of-christmas-tickets-2001030124970

ABOUT THE MAGIC OF CHRISTMAS

The Magic of Christmas is an Indianapolis holiday production celebrating the music and spirit of the season. Featuring local performers, beloved Christmas classics and original compositions, the production offers an unforgettable live entertainment experience at the historic Murat Shrine Center in the beautiful Arabian Room.

ABOUT ON-STAGE LIVE ENTERTAINMENT

On-Stage Live Entertainment is an Indianapolis-based nonprofit performing arts organization. Each December, it brings The Magic of Christmas, a holiday cabaret featuring local vocalists, to the Murat Shrine Center. Learn more: https://www.facebook.com/onstageliveentertainment

News Source: On-Stage Live Entertainment

Related link: https://www.facebook.com/onstageliveentertainment

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/the-magic-of-christmas-returns-to-murat-shrine-center-for-third-year/

WESTMINSTER, Colo., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- Kiosk Industry, the independent self-service publication of The Industry Group, today released its IAAPA 2026 self-service preview. The guide is meant to help attractions operators plan their time at IAAPA Expo, whose trade show floor runs November 17-20 at the Orange County Convention Center in Orlando.

Rides and attractions bring guests through the gates. After that come the everyday transactions where self-service can earn its place: buying admission, reloading game cards, ordering food and collecting photos. The guide focuses on those points and on what each takes to operate.

"The useful question at IAAPA isn't what's new. It's where something fits in your guest journey and what it will take to run it," said Craig Allen Keefner of Kiosk Industry and The Industry Group. "We picked exhibits that let operators ask practical questions about payment integration, accessibility, guest navigation and ongoing support."

FEATURED EXHIBITS INCLUDE:

* Semnox / Kiosk Innovations (Booth S3783): Alpha 32, Alpha 22 and Blaze kiosks running Parafait self-service applications

* Ideal Software / Kiosk Innovations (Booth S3073): custom kiosks with card and wristband dispensing

* DNP / Kiosk Innovations (Booth S3459): a custom photo-imaging kiosk for automated guest photo sales

The guide also covers Embed, Intercard, Sacoa, Nayax, CenterEdge Software, accesso and Gateway Ticketing Systems. Exhibits were chosen by the editors and are not an official IAAPA ranking.

SIX TRENDS TO WATCH:

* Hybrid venues that combine several experiences

* Active play and attractions for all ages

* Food and beverage as part of the attraction

* Connected cashless systems and guest transactions

* More selective spending on immersive technology

* Higher-value prize redemption

The preview also looks at accessible self-service. Vispero's JAWS for Kiosk adds speech-guided navigation and tactile controls, so blind and low-vision guests can order, buy tickets and pay on their own. The desktop version of JAWS now has AI features such as generated control labels and page summaries. Vispero has not confirmed them for JAWS for Kiosk, but they suggest more adaptable interfaces ahead.

After IAAPA, the coverage continues at ARKI, the Automated Retail & Kiosk Innovation Show, December 14-16, 2026, in Miami Beach, Florida. Code INDUSTRY20 gives a registration discount; early-bird rates end November 13.

ABOUT KIOSK INDUSTRY AND THE INDUSTRY GROUP

Kiosk Industry, published by The Industry Group, gives independent coverage of kiosks, self-service, digital signage and unattended technology. More at https://kioskindustry.org/.

Related Links:
https://kioskindustry.org/iaapa-2026-self-service-highlights-6-hot-amusement-trends/

https://kioskindustry.org/arki-event-in-florida/

News Source: The Industry Group

Related link: https://industrygroup.org/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/kiosk-industry-releases-iaapa-2026-self-service-guide-highlighting-10-exhibits-and-six-amusement-trends/

QUEEN CREEK, Ariz., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- Christmas at Schnepf Farms returns for the 2026 holiday season on Friday, November 27, running select evenings through December 27, 2026, including additional dates during Christmas week. The event welcomes more than 60,000 guests each season. General Admission starts at $25.95, with lower-priced Twilight Admission and Family 4 Packs available, and children ages 2 and under admitted free. Tickets are on sale now at schnepfchristmas.com. Popular Saturday dates can sell out, so families are encouraged to purchase in advance.

New this year, "Cookies & Carolers" brings cookie decorating and live holiday music together on the farm's bakery patio. Each seat includes a cookie-decorating kit and Ghirardelli hot chocolate with whipped cream and a toppings bar. The experience runs on Friday and Saturday evenings at 5 p.m. for 10 nights this season. Individual child seats are $24, and Family Tables for up to four guests are $55. Cookies & Carolers may be booked on its own or added to a General Admission visit. Reservations are required, and seating is limited.

Also new this season, guests can enjoy baby Highland cow encounters, including 10-minute cuddle sessions and one 20-minute bottle-feeding opportunity each evening. Availability is limited, and reservations are expected to fill quickly.

"Christmas at Schnepf Farms has been part of so many East Valley families' holidays, and every year we look for new ways to make it feel special. Cookies & Carolers is the kind of simple, cozy moment we hope families will come back to year after year," said Callie Rezzonico, organizer of Christmas at Schnepf Farms.

Returning favorites include visits with Santa, the World of Illumination Express train ride featuring more than a million lights synchronized to holiday music, ice skating, a Christmas-themed obstacle course, hayrides to feed the reindeer, bonfires with s'mores, a Beer and Wine Garden with live music, holiday shopping and more.

EVENT DETAILS

What: Christmas at Schnepf Farms

When: November 27 through December 27, 2026. Open Thursdays through Sundays, plus December 22 and 23; closed Christmas Day. Hours are 5 to 10 p.m. on operating nights.

Where: Schnepf Farms, 24810 S. Rittenhouse Road, Queen Creek, AZ 85142

Tickets: General Admission from $25.95 (gates open at 5 p.m.); Twilight Admission from $19.95 (7:30 to 10 p.m.); Family 4 Packs save 20%. Children ages 2 and under are free. Military and veteran tickets are available on site. Purchase at https://schnepfchristmas.com/.

Cookies & Carolers: Fridays and Saturdays at 5 p.m.; $24 per child seat or $55 for a Family Table of up to four guests. Reservations required.

Media are invited to the official tree lighting on Tuesday, November 24 at 5 p.m., ahead of the public opening. Photo, video and interview opportunities are available. Contact: Christmas@schnepffarms.com

News Source: Schnepf Farms

Related link: https://schnepfchristmas.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/christmas-at-schnepf-farms-returns-november-27-2026-with-new-holiday-experiences-and-over-1-million-lights/

NEW YORK, N.Y., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- HitPaw Edimakor has announced its 2026 Black Friday Sale, running from November 10 to December 11, offering creators up to 70% off selected deals, AI Credits starting at just $14.99, and VIP plans bundled with 2,000 bonus AI Credits. The promotion also features a limited-time Pumpkin Surprise, where participants can randomly unlock either a special VIP bundle or an extra-large discount.

Whether creators need AI resources for short-term projects or a long-term editing solution, the sale offers multiple ways to save while exploring Edimakor's video editing and AI creation capabilities.

GET VIP BENEFITS AND 2,000 AI CREDITS FOR UP TO 65% OFF

Edimakor VIP combines advanced video editing tools and AI creation features in one platform. During the Black Friday Sale, selected VIP bundles include 2,000 bonus AI Credits, which can be used for AI Video Generator, AI Avatar, AI Subtitle, and other supported AI features. Both bundles offer the same VIP benefits and bonus credits, with two subscription options:

* Lifetime VIP + 2,000 AI Credits: $139.95 -> $48.97 (65% OFF). Pay once for lifetime access, just $14 more than the yearly plan, making it a great long-term value.

* Yearly VIP + 2,000 AI Credits: $99.95 -> $34.97 (65% OFF). Get the same VIP benefits and 2,000 AI Credits at a lower upfront cost with one full year of access.

SAVE UP TO 67% ON AI CREDITS, STARTING AT JUST $14.99

For creators who need more AI generation power, Edimakor also offers discounted AI Credits packages during the Black Friday Sale. These credits support various AI creation features, helping users generate and enhance videos with greater flexibility.

* 4,000 AI Credits (1 Month): $39.99 -> $14.99 (63% OFF), $0.0037/credit

* 10,000 AI Credits (1 Month): $59.99 -> $22.49 (63% OFF), $0.0022/credit

* 100,000 AI Credits (1 Year): $585.99 -> $191.99 (67% OFF), $0.0019/credit

The monthly packages are ideal for occasional AI creation and shorter projects, while the annual 100,000-credit package offers the lowest cost per credit, making it a better-value choice for creators with ongoing AI video production needs.

Shop the Black Friday Deals: Edimakor Black Friday Sale 2026: Save Up to 70% OFF - https://edimakor.hitpaw.com/sales-promotion.html

UNLOCK UP TO 70% OFF WITH THE BLACK FRIDAY PUMPKIN SURPRISE

Looking for an extra surprise this Black Friday? Edimakor's Pumpkin Surprise brings an exclusive mystery deal, giving participants the chance to unlock a special offer with discounts of up to 70% off. The reward is revealed at random, so you never know what exciting deal awaits. Join the fun and see what surprise you can uncover!

CREATE MORE WITH EDIMAKOR'S VIDEO EDITING AND AI TOOLS

Beyond the seasonal offers, Edimakor provides a versatile set of tools for different stages of video production. Users can edit footage on a timeline, add effects and stylized subtitles, generate videos from text or stories, create AI avatars, convert text into speech, and produce AI-generated music.

By bringing traditional editing and AI-powered creation into one workflow, Edimakor helps creators produce content for social media, marketing campaigns, tutorials, and personal projects. Whether users are just starting out or managing a regular content schedule, they can combine these features to bring their ideas to life more efficiently.

The HitPaw Edimakor 2026 Black Friday Sale runs from November 10 through December 11, 2026. Visit the official website to explore the offers and choose the plan that best fits your creative needs.

Explore the Black Friday Deals: Edimakor Black Friday Sale 2026: Save Up to 70% OFF - https://edimakor.hitpaw.com/sales-promotion.html

Follow Edimakor for the latest updates:

Official Website: https://edimakor.hitpaw.com/

X/Twitter: https://x.com/HitpawEdimakor

YouTube: https://www.youtube.com/@HitPawEdimakorOfficial

Instagram: https://www.instagram.com/edimakor_official

News Source: HitPaw Edimakor

Related link: https://edimakor.hitpaw.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/hitpaw-edimakor-launches-its-black-friday-sale-2026-with-up-to-70-off/

DENVER, Colo., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced today that the overall critical defect rate fell to 1.64% in the second quarter (Q2) of 2026, according to its quarterly ACES Mortgage QC Industry Trends Report. The 4.1% drop from Q1 marked the first decline between the first and second quarters since 2023, though the rate remained 8.6% higher than a year earlier. The report analyzes post-closing quality control data from the ACES Quality Management & Control® software.

Key findings from the Q2 2026 ACES Mortgage QC Industry Trends Report include:

* The overall critical defect rate declined 4.1%, from 1.71% in Q1 2026 to 1.64% in Q2 2026, and remains below both the median and average rates recorded since Q1 2021. The rate was up 8.6% from 1.51% in Q2 2025.

* Income/Employment defects rose 15.5%, from 20.07% to 23.18%, returning the category to the top spot after two quarters at No. 2. Calculation errors drove most of the increase, rising from 45.28% to 51.43% of the category's findings.

* Legal/Regulatory/Compliance defects fell 17.3%, from 26.02% to 21.52%, ending a run of four consecutive quarterly increases. The top two categories together accounted for 44.7% of all critical defects, compared with 46.09% in Q1.

* Borrower and Mortgage Eligibility defects rose 60.4%, from 7.43% to 11.92%, moving the category to third place. Appraisal defects rose 38.5%, from 3.35% to 4.64%, the category's highest share since Q2 2025.

* Assets defects increased 11.3%, from 10.41% to 11.59%. Liabilities defects fell 14%, from 10.78% to 9.27%, and Credit defects fell 4.4%, from 5.2% to 4.97%, the fifth consecutive quarterly decline for Credit.

* Refinance review share fell 35%, from 32.05% to 20.83%, while refinance defect share fell 18.7%, from 38.57% to 31.37%. Refinance defect share has exceeded refinance review share for 10 consecutive quarters, and the gap between them widened from 6.52 to 10.54 percentage points.

* Conventional defect share rose 13.6%, from 57.21% to 65.01%, its highest level since Q1 2025, and now exceeds conventional review share of 60.77%. FHA defect share fell 13.5%, from 32.27% to 27.9%, and VA defect share fell 37.1%, from 9.78% to 6.15%.

"Two areas stand out this quarter," said Nick Volpe, executive vice president of ACES Quality Management. "Appraisal is often where problems arise first when property values are unsettled, and if the defect rate holds in the 4% to 5% range next quarter, we'll want to dig into what's driving it. Refinances are the other. Fewer of those files came through review in Q2, but they still carried a disproportionate share of defects. With rates higher in the third quarter, refinance volume may keep falling, and that's exactly when lenders need to stay disciplined on the files that do come through."

Purchase originations rose 8.4% to $360 billion in Q2, while refinance volume fell 5.5% to $207 billion, according to Mortgage Bankers Association estimates cited in the report. Refinance share of the overall market fell from 39.75% to 36.51%, a far smaller shift than the 35% drop in refinance review share within the ACES data. The 30-year fixed mortgage rate ranged from 6.23% to 6.53% during the quarter and averaged roughly 30 basis points higher than in Q1 amid the conflict with Iran.

The ACES Mortgage QC Industry Trends Report is published quarterly and is based on post-closing audits of loan files that lenders selected for full-file reviews. The Q2 2026 report and prior editions are available for free download at https://www.acesquality.com/resources/reports.

ABOUT ACES QUALITY MANAGEMENT

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® Software to improve audit throughput and quality while controlling costs, including:

* Over 70% of the top 20 independent mortgage lenders;

* 8 of the top 10 loan servicers;

* 14 of the top 30 banks; and

* 7 of the top 15 credit unions in the United States.

ACES also supports multiple state housing authorities and mortgage insurers, a government-sponsored enterprise (GSE) and dozens of third-party QC service providers that collectively serve hundreds of financial institutions.

Unlike other quality control platforms, ACES Flexible Audit Technology® enables independent mortgage lenders and financial institutions to easily manage and customize the system to their specific needs, including the ability to evaluate loan risk at scale without relying on IT or outside resources. With ACES' AI-powered capabilities, audit teams can translate complexity into clear insights and accelerate performance.

Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

News Source: ACES Quality Management

Related link: https://www.acesquality.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/aces-q2-2026-mortgage-qc-industry-trends-report-shows-first-q1-to-q2-decline-in-critical-defect-rate-since-2023/

PHOENIX, Ariz., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- The Black Chamber of Arizona today named Chandler City Council member OD Harris and Nameless co-founders Andres Pacheco and Joe Ducey as co-chairs of its 28th Anniversary Pinnacle Pathways Gala, Business Awards & Expo.

The theme of this year's event is "The Golden Hour." The City of Chandler is the presenting sponsor. The event will take place Saturday, Dec. 19, at the Sheraton Grand at Wild Horse Pass in Chandler.

The gala will spotlight the chamber's vision to help create 100,000 new jobs in Arizona by 2035 by turning more small businesses into employer firms, preparing young people for high-wage careers and connecting entrepreneurs with capital and contracts. The chamber will also release its Arizona Black Business Growth Report 2026, which shows where Black-owned businesses are growing fastest across the state.

"This is our golden hour," said Dr. Velma Trayham, president and CEO of the Black Chamber of Arizona. "Arizona is one of the fastest-growing places in America, and our community is growing even faster. Our job is to make sure that growth turns into ownership, payrolls and careers. When a solo business owner hires their first employee, a family changes. When thousands do it, Arizona changes. That's what 100,000 jobs by 2035 is about, and it's why we're asking partners to invest now."

Harris is a former Chandler vice mayor. Pacheco and Ducey co-founded Nameless. Together, the co-chairs bring public service and a new generation of founders to the chamber's milestone year.

A REGION BUILT FOR GROWTH

The Phoenix-Mesa-Chandler metro added 59,065 residents in 2025, the fourth-largest numeric gain in the nation, according to U.S. Census Bureau estimates. Arizona companies committed to creating a record 26,225 new jobs and investing more than $109 billion in the state in fiscal year 2026, according to the Arizona Commerce Authority. Chandler was among the communities with expansion projects.

Chandler's population has passed 290,000, and more than 50 Fortune 1000 companies have offices in the city, according to the City of Chandler. Chandler sits in Maricopa County, which added more residents in 2025 than all but two U.S. counties, according to the Census Bureau.

A COMMUNITY GROWING FASTER THAN THE STATE

Arizona's Black population grew about 33% from 2010 to 2020, nearly three times the state's overall growth rate of 11.9%, according to an Arizona State University analysis of 2020 census data. Growth was 38% in Maricopa County. Today about 524,000 Black Arizonans make up 6.9% of the state, according to the Census Bureau's 2024 American Community Survey.

Black-owned businesses are growing even faster. Arizona had 44,458 Black-owned businesses in 2023, according to the latest U.S. Census Bureau data. The number with employees more than doubled, from 1,195 in 2017 to 2,458 in 2023, growing eight times faster than all Arizona employer firms. Those companies now employ 22,590 people and generate $2.7 billion in annual revenue. Still, about 95% of Black-owned businesses are owner-only.

The chamber says closing that gap is the fastest path to new jobs. If one in four of the state's 42,000 owner-only Black businesses grew into an employer firm with 10 workers, close to today's average of nine, Arizona would gain more than 100,000 jobs.

HOW THE CHAMBER IS BUILDING TOWARD 100,000 JOBS

The chamber's five-year strategy for 2027 to 2031 focuses on four areas: connecting diverse suppliers with public agencies and private buyers through Impact AZ; building career pathways for young people; expanding statewide access to resources and capital for business owners; and supporting those impacted by the criminal justice system.

Partners will receive reporting tied to their investment, including quarterly reviews and an annual report tracking supplier readiness, contracts, career progression and regional access.

The chamber's own growth reflects that momentum. The gala has doubled to 1,000 seats this year, up from a sold-out 500, and the chamber now works with more than 50 corporate, civic and community partners.

"Investing in the Black Chamber of Arizona is an investment in the strength and future of American business," said Harris, a Chandler City Council member and gala co-chair. "It fuels entrepreneurship, expands economic opportunities, creates jobs, builds generational wealth and empowers the next generation of business leaders. When Black-owned businesses thrive, our communities grow stronger, local economies prosper and America becomes more competitive. This is more than an investment in Black-owned businesses; it is an investment in America's economic future.

"As co-chair of the gala, I am proud to champion this mission and recognize its importance to Chandler's continued growth and economic success. By fostering inclusion, expanding access to opportunity and promoting shared prosperity, we can build a stronger economic future for everyone. As Chandler continues to grow, our success must be measured not only by how much we grow, but by how many people have the opportunity to grow with us."

"Nameless started in Arizona with a simple belief: the right room changes what a founder thinks is possible," said Pacheco, co-founder of Nameless. "Too many great businesses here stay a team of one. That's not because the talent is missing. It's because capital, customers and mentors are out of reach. The Black Chamber is closing that gap, and we're excited to bring our network alongside them.

"As co-chair of this year's gala, I'm proud to stand with the Black Chamber as they open those doors for thousands of Arizona business owners."

"Every employer in Arizona started as one person with an idea," said Ducey, co-founder of Nameless. "The next generation of those founders is already here, building companies in their dorm rooms, garages and first offices across the state. They are not short on ambition. What they often need is someone to open a door, make an introduction or take a chance on them early. For 28 years, the Black Chamber of Arizona has done exactly that, and the impact can be seen in the businesses, careers and families it has helped build.

"As co-chair of this year's gala, I am proud to help carry that work forward. This is the golden hour for a new generation of Arizona builders. The growth is here, and the opportunity is real. If we give young founders the relationships, mentors and access to capital they need to grow from an idea into a payroll, 100,000 jobs by 2035 will not be the finish line. It will be the starting point."

The chamber will honor the Arizona Diamondbacks and National Bank of Arizona as its 2026 corporate honorees, recognizing their commitment to community investment and economic opportunity across the state.

Donations and investments in the Black Chamber of Arizona support youth development, small-business growth and workforce readiness programs.

Supporting sponsors include BlueCross BlueShield of Arizona, Cox Communications, Arizona Public Service, Salt River Project and Southwest Gas.

Tables, sponsorships and exhibitor space are available at https://gala.blackchamberaz.com/.

ABOUT THE BLACK CHAMBER OF ARIZONA

For 28 years, the Black Chamber of Arizona has connected business, talent and opportunity across the state. The chamber focuses on capital access, workforce development, youth entrepreneurship, small-business growth, and financial intelligence. Learn more at https://blackchamberaz.org/.

News Source: Black Chamber of Arizona

Related link: https://www.blackchamberaz.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/black-chamber-of-arizona-names-co-chairs-for-28th-anniversary-gala-december-19-2026/

JACKSON, Wyo., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- JH Mountain Glow has expanded the customer resources available on its official website, giving Jackson Hole shoppers a single verified place to find the downtown Jackson skincare boutique's store information, product overview, and customer care details.

The boutique's official website, https://jhmountainglow.com/, now brings together the information customers most often look for before a visit: the store's location at 105 E Broadway Ave in Jackson, Wyoming, its phone number, an overview of the skincare products and beauty devices the retail store carries, and customer care information such as store policies and contact options.

"Customers check online first, and we want what they find to be accurate and complete," the JH Mountain Glow team said. "The website is our official resource - if it is on jhmountainglow.com, it is the correct store information."

The expanded resources are organized around three areas: visiting the boutique, with location and planning information for the downtown Jackson store; the products the store offers, covering its retail skincare and beauty device selection; and customer care, where shoppers can find help and contact information before or after a purchase.

JH Mountain Glow is a retail-only skincare boutique serving Jackson, Wyoming and visitors to the Jackson Hole area. The store can be reached at (307) 203-2045, and its official information is published at https://jhmountainglow.com/.

About JH Mountain Glow:

JH Mountain Glow is a skincare boutique in Jackson, Wyoming, offering a retail selection of skincare products and beauty devices. The store is located at 105 E Broadway Ave, Jackson, WY 83001. For more information, visit https://jhmountainglow.com/ or call (307) 203-2045.

News Source: JH Mountain Glow

Related link: https://jhmountainglow.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/jh-mountain-glow-expands-official-customer-resources-for-jackson-hole-shoppers/

INDIAN LAND, S.C., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- The Rotary Club of Indian Land will host the 3rd Annual Indian Land Community Festival on Saturday, April 24, 2027, with MUSC Health returning as title sponsor. The one-day event brings together families, neighbors, businesses, and community supporters from Indian Land, Ballantyne, Fort Mill, and surrounding Lancaster area residents for a full day of fun, food, and entertainment.

This year's festival offers something for every age. Car enthusiasts can browse the car show, while runners kick off the morning with a 5K Run. Food trucks, live music, and performances by local talent will keep the energy high all day. Kids can climb into big rigs at Touch-a-Truck and bounce through the Kid Zone inflatables, and four-legged family members can show off in the Dog Contest.

"The Indian Land Community Festival is a great way to bring local families, businesses and organizations together to celebrate what makes this area special," said J. Scott Broome, Chief Executive Officer, MUSC Health Catawba Division. "As MUSC Health continues to expand our presence in this growing community, we're proud to sponsor this event and reaffirm our ongoing commitment to providing care to those in the communities we serve."

The Rotary Club is inviting local businesses and community supporters to join as sponsors and vendors. Sponsorship puts your organization in front of thousands of residents across one of the region's fastest-growing communities while supporting Rotary's service work in Indian Land.

Businesses, vendors, and volunteers can learn more at: https://www.indianlandcommunityfestival.com/.

For specific questions about festival sponsor, partner, or vendor opportunities, send inquiries to hello@indianlandcf.com.

About the Rotary Club of Indian Land: https://rcill.org/

RELATED LINKS: https://muschealth.org/

News Source: Rotary Club of Indian Land

Related link: https://rcill.org/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/medical-university-of-south-carolina-signs-on-as-title-sponsor-of-2027-indian-land-community-festival/

JACKSONVILLE, Fla., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- Industrial SalesLeads identified 169 new planned capital projects in the Industrial Manufacturing industry in October 2026, the highest monthly total this year. The previous high was 165 industrial projects, both in March and July. The increase is in line with broader strength in manufacturing coming from ISM. The ISM Manufacturing PMI rose to 55.5% in October, its 10th straight month of expansion.

The Industrial SalesLeads findings come from the firm’s monthly report on planned capital projects across North America, which covers facility expansions, new plant construction and major equipment modernization.

The following are selected highlights on new Industrial Manufacturing industry construction.

Industrial Manufacturing - By Project Type
• Manufacturing/Production Facilities - 156 New Projects
• Distribution and Industrial Warehouse - 77 New Projects

Industrial Manufacturing - By Project Scope/Activity
• New Construction - 49 New Projects
• Expansion - 50 New Projects
• Renovations/Equipment Upgrades - 85 New Projects
• Plant Closings - 14 New Projects

Industrial Manufacturing - By Project Location (Top 10 States)
• North Carolina - 14
• Indiana - 13
• Ohio - 13
• Texas - 11
• Georgia - 9
• California - 8
• Pennsylvania - 7
• Alabama - 6
• Connecticut - 5
• Massachusetts - 5

Largest Planned Project

During the month of October, our research team identified 20 new Industrial Manufacturing facility construction projects with an estimated value of $100 million or more.

The largest project is owned by Mesabi Metallics Company, who is planning to invest $15 billion for the construction of a manufacturing facility in CEDAR RAPIDS, IA. They are currently seeking approval for the project. Completion is slated for 2030.

Top 10 Tracked Industrial Manufacturing Projects

NEW YORK:
Semiconductor mfr. is planning to invest $10 billion for the construction of a manufacturing facility in MALTA, NY. Construction is expected to start in late 2026, with completion slated for 2029. They are also considering the construction of an additional manufacturing facility at the site.

GEORGIA:
Automotive mfr. is planning to invest $4 billion for the construction of a manufacturing facility in PEACH COUNTY, GA. Construction is expected to start in 2027, with completion slated for early 2030.

MARYLAND:
Submarine component mfr. is planning to invest $3.7 billion for the construction of a 2 million sf manufacturing complex facility in BALTIMORE, MD. They are currently seeking approval for the project. Completion is slated for 2030.

PENNSYLVANIA:
Steel company is planning to invest $3 billion for the construction of a manufacturing facility in BRADDOCK, PA. The project includes equipment upgrades on their existing manufacturing facility at the site. Construction is expected to start in Summer 2029.

OHIO:
Pharmaceutical company is planning to invest $2.2 billion for the construction of a processing campus in NEW ALBANY, OH. They are currently seeking approval for the project. Construction is expected to start in Summer 2027, with completion slated for 2031.

TENNESSEE:
Battery mfr. is planning to invest $1 billion for the expansion and equipment upgrades on their manufacturing facility in SPRING HILL, TN. They are currently seeking approval for the project. Construction is expected to start in late 2026, with completion slated for 2028.

NORTH CAROLINA:
Construction equipment mfr. is planning to invest $1 billion for the construction of a manufacturing facility in SANFORD, NC. They are currently seeking approval for the project.

GEORGIA:
Automotive parts mfr. is planning to invest $560 million for the expansion and equipment upgrades on their manufacturing facility in WEST POINT, GA. They are currently seeking approval for the project.

MISSISSIPPI:
Nickel refinery is planning to invest $502 million for the construction of a processing and refinery facility in NATCHEZ, MS. They are currently seeking approval for the project. Completion is slated for 2029.

VIRGINIA:
Electrical design and engineering firm is planning to invest $412 million for the construction of two manufacturing facilities totaling 1.9 million sf in RUTHER GLEN, VA and TYSONS, VA. They are currently seeking approval for the project.

About Industrial SalesLeads, Inc.

Since 1959, Industrial SalesLeads, based in Jacksonville, FL is a leader in delivering industrial capital project intelligence and prospecting services for sales and marketing teams to ensure a predictable and scalable pipeline. Our Industrial Market Intelligence, IMI identifies timely insights on companies planning significant capital investments such as new construction, expansion, relocation, equipment modernization and plant closings in industrial facilities. The Outsourced Prospecting Services, an extension to your sales team, is designed to drive growth with qualified meetings and appointments for your internal sales team. Visit us at https://salesleadsinc.com/.

Each month, our team provides hundreds of industrial reports within a variety of industries.

https://www.salesleadsinc.com/data-solutions/industrial-project-reports/

https://www.salesleadsinc.com/blog/

News Source: Industrial SalesLeads Inc

Related link: https://www.salesleadsinc.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/q4-starts-strong-169-new-industrial-manufacturing-planned-projects-in-october-2026-most-for-the-year/

AUSTIN, Texas, Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- BioAustinCTX, the nonprofit industry organization serving the Central Texas life sciences community, today announced the appointment of Saroj Patnaik as Executive Director. The appointment marks an important step in the organization's efforts to strengthen collaboration, member engagement and life sciences industry growth across the region.

Patnaik brings more than three decades of experience across biopharmaceutical manufacturing, automation, commercialization, supply chain, digital transformation and business development. His appointment supports BioAustinCTX's efforts to strengthen connections among entrepreneurs, researchers, companies, investors and community partners-and translate those connections into tangible opportunities for members and regional growth.

"Saroj brings extensive industry experience, an entrepreneurial perspective and a longstanding commitment to Central Texas," said Timothy Sullivan, on behalf of the BioAustinCTX Board of Directors. "His ability to build relationships, identify opportunities and turn strategy into practical action will help BioAustinCTX deliver greater value to our members and partners while strengthening the region's life sciences ecosystem."

Patnaik's career includes leadership in biopharmaceutical manufacturing automation at Emerson and senior commercial leadership at Finesse Solutions before its acquisition by Thermo Fisher Scientific. He is also Founder and CEO of Cortex Life Sciences, a consulting firm focused on business strategy, commercialization, supply chain and digital transformation.

He also served as a founding voting member of ISA-95/IEC 62264, the international standards initiative for enterprise-control system integration. An Austin-area resident for approximately 30 years, Patnaik brings a longstanding commitment to community leadership and charitable service.

"Central Texas has the scientific talent, entrepreneurial energy and industry capabilities to build an even stronger, more connected life sciences ecosystem," said Patnaik. "When members collaborate and create value for one another, they help accelerate innovation, attract talent and investment, and create new opportunities across the region. I look forward to working with our members and partners to turn those connections into meaningful outcomes."

As Executive Director, Patnaik will work with the Board to strengthen member engagement and value, expand partnerships across industry and academia, and develop programs that address shared needs. His initial priorities include listening to members and stakeholders, identifying opportunities for collaboration, expanding membership and sponsorship support, and establishing a practical operating plan for sustainable growth.

About BioAustinCTX

BioAustinCTX is an independent nonprofit industry organization dedicated to advancing the life sciences industry in Central Texas. Through networking, education, collaboration and strategic engagement, it connects companies, entrepreneurs, researchers, investors and community partners to foster innovation, investment and sustainable growth.

For more information, visit https://bioaustinctx.com/

News Source: BioAustinCTX

Related link: https://bioaustinctx.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/bioaustinctx-appoints-saroj-patnaik-as-executive-director/

WATERTOWN, Mass., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- Rising material costs, permitting delays, and tighter financing are changing how developers build in Greater Boston. More owners are skipping the traditional split between designer and contractor and choosing a single accountable team. Avatar Construction Watertown MA, a design-build general contractor serving Massachusetts and New Hampshire, says that shift is driving its continued growth.

Avatar Construction has spent more than 25 years refining its design-build process. The firm brings architecture, engineering, preconstruction, and construction management together under one roof. Owners work with one team from the first sketch to the final walkthrough, and no one has to referee between a designer and a builder.

"Most firms say they offer design-build, but very few run it from A to Z," said Nazar Vincent, President of Avatar Construction. "We have spent decades refining our process so that design decisions are tested against real construction costs and schedules from day one. That is what lets Avatar Construction Watertown MA keep projects on budget and on time, and it is a big reason developers keep coming back to us."

THE GMP MODEL: PROTECTING OWNER BUDGETS

At the center of Avatar's approach is the Guaranteed Maximum Price (GMP) model. Under a GMP, the owner receives a firm ceiling on the total cost of the project after the design is developed and priced. Avatar's team engages early in preconstruction, reviewing constructability, sourcing materials, and pricing the work while the design is still flexible.

This matters for large projects. Early pricing exposes problems on paper, when they cost little to fix, instead of in the field, when they are expensive. Owners get cost certainty before they commit to construction.

"A GMP only works if the numbers are real," said Vincent. "Because our design and construction teams work together from the start, we can commit to a maximum price with confidence. Developers and lenders want certainty on $5 million to $20 million and larger projects, and that is exactly what this model gives them. As a general contractor in Boston, we think budget protection should be the standard and not a bonus."

DESIGN-BUILD IN ACTION: MULTI-FAMILY AND HEALTHCARE SUPPORT FACILITIES

Avatar's recent work shows how the process adapts across project types.

Grand Central Suites, Manchester, NH (Multi-Family). Avatar recently completed this 77-unit luxury apartment community at 21 Central Street in downtown Manchester. The project includes 11 penthouse suites and 1,700 square feet of ground-floor retail. It was built with Type I-A fire-resistive construction, using non-combustible concrete and steel throughout, a standard typically reserved for high-rises and hospitals. Avatar handled design, construction management, and delivery as one integrated team. It is the first property in the firm's "Grand" line of multi-family developments.

TILL, Inc. Day Habilitation Facility, Chelmsford, MA (Healthcare Support). Avatar delivered a new two-story, 20,000 square foot day habilitation facility for Toward Independent Living and Learning (TILL), a nonprofit serving individuals with disabilities and their families across Eastern Massachusetts and Southern New Hampshire. The building houses program rooms, multipurpose areas, staff training and meeting space, a teaching kitchen where clients build life skills, and a recreation area for wellness programs. Accessible drive-up and drop-off entrances support people using wheelchairs and mobility aids. The design also preserves and enhances nearby wetland buffer zones with native plantings and sustainable site practices.

Detailed land surveys and geotechnical studies revealed site challenges early. The team resolved them through design adjustments to grading, foundations, and utilities. The result is a facility sized for TILL's current needs with room to expand.

"The TILL project is a good example of why design-build works," said Vincent. "We had a client with a clear mission, a site with real constraints, and a need for a building that serves people with a wide range of needs. Because the designers and builders solved those problems together, the organization got the right amount of space, a protected environment, and a building that welcomes the people who use it every day."

LOOKING AHEAD

Avatar Construction continues to take on multi-family, mixed-use, healthcare, and commercial design-build work across Greater Boston and Southern New Hampshire. Developers, owners, and nonprofit organizations interested in design-build delivery, GMP pricing, or early preconstruction support can contact the team to discuss a project.

ABOUT AVATAR CONSTRUCTION

Avatar Construction is a full-service design-build general contractor headquartered in Watertown, Massachusetts. Since 1999, the firm has delivered commercial, multi-family, mixed-use, and healthcare projects for clients in Massachusetts and New Hampshire. Avatar Construction Watertown MA combines design, engineering, preconstruction, and construction management in one integrated process, giving owners a single point of accountability, cost certainty through GMP delivery, and senior management involvement from planning to completion.

Project Capabilities: Multi-Family | Mixed-Use | Healthcare & Medical Facilities | Day Habilitation Facilities | Hospitality | Commercial | Institutional | Land Development | Retail

Avatar Construction, Inc. is headquartered in Watertown, Massachusetts, and can be reached at (617) 714-5773 or through its corporate website.

Learn more:
https://avatarconstructioninc.com/
https://bridgewaterdevelopment.com/
https://nazarvincent.com/
https://www.facebook.com/AvatarConstructionCorporation
https://www.instagram.com/avatarconstructioncorp/
https://www.linkedin.com/company/avatar-construction-boston

News Source: Avatar Construction Inc.

Related link: https://avatarconstructioninc.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/why-greater-boston-developers-are-choosing-design-build-and-how-avatar-construction-watertown-ma-has-perfected-the-process/

VICTORIA, British Columbia, Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- Best known for its gardens, historic buildings and picturesque Harbour, Victoria, British Columbia, has stories that extend far beyond its familiar landmarks. In his debut short-story collection, "A Tour Guide's Tour of the Garden City" (ISBN: 978-1834545080), released Oct. 22, 2026, through Tellwell Publishing), author Cameron Cooper explores the people, places and moments that give the city its character.

Spanning more than four decades, the twelve stories bring together friendship and loss, first loves and faded dreams, childhood wonder and the realization that some moments cannot be recovered. Through ordinary lives and familiar surroundings, Cooper explores the experiences that shape people and the places they call home.

The collection moves between different stages of life and a variety of experiences, from youthful rebellion and the uncertainty of returning home to the routines of adulthood and the complications of relationships. In "What Else Could I Be?" a young man returning to Victoria after backpacking through South America finds that settling back into familiar surroundings is more difficult than he expected. In "Jerry's Place," an office worker discovers an apparent escape from the monotony of his working life, only to question whether he has traded one routine for another. Elsewhere, Cooper ventures into psychological suspense, showing that the familiar streets of a city can also become places of uncertainty.

Music, popular culture and recognizable local landmarks help anchor these stories in their respective eras. From the grunge scene of the 1990s to the pubs, cafés, beaches and neighborhood streets of present-day Victoria, Cooper captures the details that shape a person's memories of a place. The result is a collection that looks beyond the city's postcard image to explore the lives unfolding within it, combining humor and nostalgia with a thoughtful examination of how people change over time.

Several of the stories have previously appeared in print, and one earned fourth place in a Canada-wide short-story competition. Together, they offer readers a portrait of Victoria that reaches beyond its reputation as a scenic destination to consider the lives, memories and personal histories that make a city meaningful.

"A Tour Guide's Tour of the Garden City" is available through Amazon and other major booksellers.

ABOUT THE AUTHOR

Cameron Cooper has lived in Victoria, British Columbia, for decades. His fiction draws on the people, neighborhoods and changing landscapes of the city, exploring how places become connected to personal histories and everyday experiences. "A Tour Guide's Tour of the Garden City" is his first short-story collection. Cooper is also the CEO of his own company and is working on further collections of stories set in Victoria.

BOOK INFORMATION

Title: "A Tour Guide's Tour of the Garden City"

Author: Cameron Cooper

Author Website: https://camcooperauthor.com

ISBN: 9781834545080

Publisher: Tellwell Publishing ( https://tellwell.ca )

Publication Date: October 22, 2026

Genre: Fiction / Short Stories

Buy Link (Amazon): https://amazon.com/dp/1834545080

News Source: Tellwell Publishing

Related link: https://www.tellwellpublishing.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/new-book-a-tour-guides-tour-of-the-garden-city-explores-the-hidden-stories-of-victoria-british-columbia/

SAN JOSE, Calif., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- Flatkey Inc. (https://flatkey.ai) today launched Flatkey Compute, a NeoCloud that builds and operates dedicated NVIDIA B300 clusters for its customers. Every cluster is reserved for a single customer and shared with no one. Flatkey runs each cluster as a compliant, trusted inference cloud, and the company works only on AI, not general-purpose computing.

WHY DEDICATED CLUSTERS

Most AI teams buy GPU capacity from general-purpose clouds, where many tenants share the same physical hardware. That works for experiments. Production inference is harder: latency has to be predictable, another tenant's workload can slow yours down, and regulated customers have to document who else has access to the machines.

A Flatkey Compute cluster removes those variables. The whole cluster belongs to one customer, so no other tenant's workload can affect its performance, and a security review has no co-tenants to account for.

BUILT AND RUN BY FLATKEY

Ahead of today's launch, Flatkey has delivered compute capacity to dozens of major customers. It sizes each cluster to the customer's workload. GPU count, region and network topology are set per deployment instead of being picked from a list of standard instance types. Once the cluster is live, Flatkey operates it, so the customer does not need its own infrastructure team to run it.

A B300 INFERENCE CLOUD, FOR AI ONLY

Clusters run on the NVIDIA B300 and are built for AI inference. Flatkey does not offer general-purpose computing, and it designs its infrastructure around AI workloads alone. On data protection, Flatkey is GDPR compliant, monitors its security controls continuously through Vanta, and does not retain request content.

PRICING AND TERMS

Customers request capacity at https://flatkey.ai/compute, stating the GPU count, region and term they need. Flatkey replies within 24 hours, then sends a formal quote that sets the price, configuration, region and provisioning date. Reserved terms of one, three and five years are available, and longer commitments are priced lower. A reference GPU price index on the same page shows indicative rates before a customer gets in touch.

"Inference is moving from something teams experiment with to something their product depends on," said Hunter Guo, founder of Flatkey. "At that point, you don't want to be sharing a machine with strangers. You want your own cluster, you want to know where it is, and you want somebody to run it for you. That is what we are building."

AVAILABILITY

Flatkey Compute is available now by request at https://flatkey.ai/compute. Smaller teams that need only a few GPUs can also rent them on demand, billed by the hour, in the Flatkey console at https://console.flatkey.ai/gpu-cluster.

ABOUT FLATKEY

Flatkey Inc. is a NeoCloud that builds and operates dedicated NVIDIA B300 infrastructure for AI inference. Each customer runs on its own hardware, sized to its workload. The company also gives developers access to more than 100 official AI models through one API key. Flatkey launched in July 2026 and is headquartered in San Jose, California. For more information, visit https://flatkey.ai.

News Source: Flatkey Inc.

Related link: https://flatkey.ai

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/flatkey-launches-flatkey-compute-a-neocloud-for-dedicated-nvidia-b300-clusters/

NEW YORK, N.Y., Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- Powdered Sugar announces "Mutated Romance," a new minimal chamber musical by New York-based Japanese composer and pianist Mikiko Miyakawa, whose recording career began in Japan with an album produced by Haruomi Hosono of Yellow Magic Orchestra (YMO). The performance will take place on Saturday, December 19, 2026, at 6:30 p.m. EST at Tenri Gallery in Manhattan.

The one-act production combines live music, theater, comedy and scientific themes. The musicians themselves portray the characters, playing their instruments while acting onstage. At times, music takes the place of spoken dialogue.

ABOUT THE STORY

Shannon, a genetic researcher and composer, encounters Luca, a pharmaceutical salesman who seems to know secrets about her that he should have no way of knowing.

Meanwhile, Shannon's research rival makes a significant discovery involving mitochondrial mutation, setting off unexpected changes in relationships within the laboratory.

As lab coats and name tags change hands, the characters' roles, identities and even their destinies begin to shift. The boundary between the visible and invisible worlds becomes increasingly uncertain as Luca goes to extraordinary lengths to help Shannon.

Can music help save a fragile life that was never meant to be seen?

ADDITIONAL PROGRAM

During intermission, audience members may participate in an optional short meditation accompanied by live instrumental music, inspired by Japanese Zen traditions.

Following the performance, a complimentary wine tasting will feature wine labels displaying artwork by Japanese artist Keico Watanabe.

ABOUT MIKIKO MIYAKAWA

Miyakawa is a New York-based Japanese composer and pianist whose music draws on classical traditions and a variety of other genres. She has released two albums on the American classical music label Centaur Records. Official site: https://www.mikikopiano.com/.

PERFORMANCE INFORMATION

Event: "Mutated Romance"

Date: Saturday, December 19, 2026

Time: 6:30 p.m. EST

Venue: Tenri Gallery, 43A West 13th Street, New York, NY 10011

Concept, composition and script: Mikiko Miyakawa

Presented and performed by: Powdered Sugar

Performers: Mikiko Miyakawa (piano), Carol Ma (violin), Paul-Alexandre Meurens (saxophone), Brynna Gritter Kenneke (percussion), and Mylene Juan (vocals).

Tickets and information: https://www.eventbrite.com/e/2003442932743

News Source: Composer Mikiko Miyakawa

Related link: https://www.mikikopiano.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/new-york-composer-mikiko-miyakawa-to-present-mutated-romance-a-minimal-chamber-musical-on-december-19/

PLANO, Texas, Nov 10, 2026 (SEND2PRESS NEWSWIRE) -- Optimal Blue today released its October 2026 Market Advantage mortgage data report, which found that adjustable-rate mortgage (ARM) share reached a new high even as rate-lock volume declined across every major loan category. Total rate-lock volume fell 19% month over month (MoM) and 38% year over year (YoY). Purchase volume declined 18% MoM and 17% YoY but still accounted for 84% of October locks, while refinance share fell to 16% of total production. ARMs represented 17% of total lock volume, the highest share in Market Advantage data going back to 2019.

Mortgage rates eased late in October but remained well above year-ago levels. The Optimal Blue Mortgage Market Indices (OBMMI) 30-year conforming fixed rate, the benchmark for CME Group's Mortgage Rate futures, ended October at 7.15%, down 24 basis points (bps) during the month but up 43 bps over the past three months and 99 bps YoY. The 30-year jumbo rate held at 7.36%, with Federal Housing Administration (FHA) loans at 7.00% and U.S. Department of Veterans Affairs (VA) loans at 6.76%. The 10-year Treasury finished October at 4.94%, down 35 bps during the month, while the spread between the 10-year Treasury and the OBMMI 30-year conforming fixed rate widened 11 bps to 221 bps.

"October's data show how much affordability is shaping the purchase market," said Brennan O'Connell, director of data solutions at Optimal Blue. "ARM share reached another high, FHA gained share and first-time buyers took a larger share across the major agency programs. For lenders, that means the opportunity is increasingly in helping borrowers find the product and payment structure that works for their circumstances."

On the secondary side, best-efforts-to-mandatory spreads widened across all major products, with conventional 30-year spreads rising 15 bps to 41 bps. Lender hedges moved to higher coupons. The UM30 6.0, the 6.0% coupon for 30-year uniform mortgage-backed securities (MBS), became the most widely used hedging instrument at 57% of hedges, up from 44% in September. MBS execution declined to 43% of hedged loan sales, while the share of loans sold at the highest price tier rose to 80%. Mortgage servicing rights (MSRs) for conforming 30-year loans increased 2 bps to 1.41%, a 5.63 multiple, and the share of loans sold servicing retained fell to 53%.

"The jump in best-efforts-to-mandatory spreads shows investors are paying lenders more to take on interest rate risk. That makes best-efforts execution more expensive and a well-managed mandatory pipeline more valuable," said Mike Vough, Optimal Blue's senior vice president of corporate strategy. "Hedges moved quickly to the 6.0 coupon, but production is split between the 6.0 and 6.5, so lenders should confirm their hedges match where loans are slotting. With MSR values barely moving, more lenders also chose to release servicing."

Key findings from the Market Advantage report, derived from direct-source mortgage lock and secondary market data and Virtual Economist forward-looking forecasts, include:

VOLUME TRENDS AND MARKET COMPOSITION

* Refi share slips: Refinances accounted for 16% of October production, down 125 bps MoM and nearly 21 percentage points YoY. Cash-out refinance volume fell 22% MoM and 44% YoY, while rate-and-term refinance volume declined 29% from September and 85% YoY.

* Purchase volume declines: Purchase lock volume fell 18% MoM and 17% YoY, accounting for 84% of total lock volume in October.

* Government lending gains share: Conforming share declined 9 bps MoM to 46%, while non-conforming share fell 174 bps to 22%. FHA share rose 153 bps to 20% of production, and VA share increased 29 bps to 11%. Compared with a year ago, conforming share was down nearly 7 percentage points and non-conforming share was up more than 5 percentage points. FHA share was up 219 bps YoY, while VA share was down 108 bps.

* Non-QM remains elevated: Non-qualified mortgage (non-QM) loans accounted for 12% of October production, down 24 bps MoM but up 195 bps over the past three months and 420 bps YoY. Investor and debt service coverage ratio (DSCR) loans represented 35% of non-QM activity, bank statement loans accounted for 32% and other expanded guideline programs made up the remaining 33%.

* ARMs set another high: ARMs accounted for 17% of total lock volume in October, up from 14% in September and the highest share in Market Advantage data going back to 2019.

* PUD share edges up: Single-family detached homes represented 64% of production, down 38 bps MoM. Planned unit developments (PUDs), a proxy for new-construction activity, increased 23 bps to 28% of volume and were up 136 bps YoY. Condominiums accounted for nearly 6% of production.

RATES AND PRICING

* 10-year Treasury rallies: The 10-year Treasury yield fell 35 bps MoM to 4.94% but remained 83 bps higher YoY. The spread between the 10-year Treasury and the OBMMI 30-year conforming fixed rate widened 11 bps during October to 221 bps.

* Conforming rate dips: The OBMMI 30-year conforming fixed rate fell 24 bps MoM to 7.15% but was up 99 bps YoY. The 30-year jumbo rate held at 7.36%, while FHA rates fell 10 bps to 7.00% and VA rates fell 33 bps to 6.76%.

* MSRs tick higher: MSRs for conforming 30-year loans increased 2 bps to 1.41%, a 5.63 multiple, while the average OBMMI 30-year conforming fixed rate rose 33 bps during the month.

* More loans sell at top price: The share of loans sold at the highest price tier increased 275 bps to 80% in October. Second-ranked executions increased 9 bps to 14%, third-ranked executions declined 54 bps to 3% and fourth-tier or lower executions declined 230 bps to 3%.

MARKET OUTLOOK

* Rates forecast to rise, then ease: The OBMMI 30-year conforming fixed rate is forecast at 7.30% over the next month and 7.39% over three months before easing to 7.24% over the next 12 months.

* Spread forecast to narrow slightly: The primary-secondary spread is forecast to narrow from 1.08% to 1.07% over the next month and to 1.06% over three months, holding at that level over the next 12 months.

CHANNEL AND EXECUTION

* Hedges move to the 6.0 coupon: The UM30 6.0 became the most widely used hedging instrument at 57% of hedges, up from 44% in September, while the UM30 5.5 fell to 30% and the UM30 6.5 accounted for 12%. By comparison, 27% of production priced into the 6.0 coupon and 24% into the 6.5 coupon.

* Best-efforts spreads widen: Best-efforts-to-mandatory spreads for conventional 30-year products increased 15 bps MoM to 41 bps. Government 30-year spreads increased 8 bps MoM to 18 bps. Conventional 15-year spreads increased 18 bps MoM to 58 bps.

* MBS share eases: The share of hedged loan sales delivered via MBS declined 355 bps to 43%. Cash execution increased 330 bps to 32%, with bulk execution at 22% and best-efforts at 2%.

* Spec-eligible share climbs: The share of a lender's pipeline eligible for specified pool delivery rose to 80.7% from 80.3%. The largest increase came from loans with balances between $150,000 and $250,000, which rose from 19.89% to 20.22%. The largest decrease came from the $450,000 unpaid principal balance tier, which declined from 8.17% to 7.96%.

* Servicing retention falls: The share of loans sold servicing retained declined to 53% from 56% in September.

PRODUCT MIX AND BORROWER PROFILES

* First-time buyer share rises: First-time homebuyers accounted for 45% of conforming purchase locks, up 120 bps MoM and 266 bps YoY. First-time homebuyer share was 70% for FHA and 47% for VA.

* DTIs hold steady: Purchase debt-to-income (DTI) ratios were little changed in October, with conforming borrowers at 37.1%, FHA borrowers at 44.1% and VA borrowers at 43.8%. Conforming DTI was up 0.5 percentage points YoY.

* Cash-out credit scores soften: The average credit score across all locks nationwide was 729 in October. Purchase credit scores averaged 734, cash-out refinance scores fell 6 points MoM to 692 and rate-and-term refinance scores averaged 740. By program, conforming borrowers averaged 751, FHA borrowers 677 and VA borrowers 711. The average loan-to-value (LTV) ratio was 80.7%.

* Refi pull-through slides: Purchase pull-through declined 82 bps MoM to 81.4%, while refinance pull-through fell 615 bps MoM to 68.5%.

* Average loan amount declines: The average locked loan amount fell 3% from September to $384,000.

To view the full October 2026 Market Advantage report, complete the free subscription form: https://engage.optimalblue.com/market-advantage.

Subscribers receive a report PDF each month with the latest data. Members of the press are eligible for special, advance access each month and should contact Alexandra Kreuter to be added to the media list.

For more data-driven insights from Optimal Blue, clients are encouraged to register for the company's 2027 Summit taking place Feb. 1 - 3 in Scottsdale, Arizona. Registration is open at Summit.OptimalBlue.com.

ABOUT THE MARKET ADVANTAGE DATA REPORT

Optimal Blue issues the Market Advantage mortgage data report each month to provide insight into U.S. mortgage trends and drivers of lending profitability. Data is sourced from the Optimal Blue PPE, which is used to price and lock more than one-third of all mortgages nationwide, and Optimal Blue's hedging and loan trading system, which supports approximately 40% of loans hedged and sold into the secondary market. The report also includes forward-looking rate and spread forecasts generated by Virtual Economist, an AI- and machine learning-powered forecasting tool built on public economic data and Optimal Blue's proprietary lock volume data. As the leader in mortgage capital markets technology, Optimal Blue has a direct view of both origination and secondary market activity and the interconnectedness of the two. Unlike self-reported survey data, Optimal Blue's direct-source data accurately reflect the in-process loans in lenders' pipelines and secondary market executions. Visit Optimal Blue's website to subscribe to receive the free report each month.

Nothing herein shall be construed as, nor is Optimal Blue providing, any legal, trading, hedging or financial advice.

ABOUT OPTIMAL BLUE

Optimal Blue powers strategic performance across the mortgage capital markets ecosystem. As the industry's only proven end-to-end capital markets platform, our technology, data and integrations bridge the primary and secondary markets to help lenders of all sizes optimize performance - from pricing accuracy to margin protection and every step in between. Backed by over 20 years of proven expertise, our modern, cloud-native technology delivers the real-time automation, actionable data and seamless connectivity lenders need to navigate market volatility and scale for growth. To learn more about how Optimal Blue helps deliver measurable ROI, visit https://OptimalBlue.com.

News Source: Optimal Blue

Related link: https://www2.optimalblue.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/optimal-blue-report-arm-share-hits-new-high-as-october-lock-volume-falls-19/

STUDIO CITY, Calif., Nov 09, 2026 (SEND2PRESS NEWSWIRE) -- Kord Fire Protection is highlighting the importance of monthly fire extinguisher inspections and annual maintenance for commercial properties, emphasizing the role of routine checks in identifying damaged, discharged or improperly maintained equipment.

Portable fire extinguishers are often the first available response equipment for small fires. However, an extinguisher is only useful when it is accessible, properly charged, in suitable condition and appropriate for the potential fire hazards in its location.

UNDERSTANDING MONTHLY INSPECTIONS AND ANNUAL MAINTENANCE

In California, Title 19 regulations require portable fire extinguishers to be manually inspected at least monthly or monitored through an approved electronic system. Monthly visual inspections can generally be performed by a building owner, occupant or authorized representative and should be documented.

During a monthly inspection, personnel should confirm that each extinguisher is in its designated location, unobstructed and accessible. Other items to check include the pressure gauge, tamper seal, safety pin, hose, nozzle, operating instructions and signs of physical damage, corrosion or leakage. Any deficiencies should be addressed promptly.

Annual maintenance is a more detailed examination of the extinguisher's mechanical components, extinguishing agent and expelling mechanism. In California, companies servicing portable fire extinguishers must be licensed by the Office of the State Fire Marshal, with individuals performing service required to hold the appropriate registration.

"Monthly inspections help identify visible problems, but they do not replace professional annual maintenance," said Darius Kordabadi, CEO of Kord Fire Protection. "Both are important parts of keeping extinguishers properly maintained and ready when needed."

Certain extinguishers also require additional maintenance, including six-year internal maintenance procedures and hydrostatic testing at intervals determined by extinguisher type and applicable regulations. Maintenance requirements can vary depending on the equipment and its service history.

FIRE EXTINGUISHER SERVICE FOR COMMERCIAL PROPERTIES

Kord Fire Protection provides fire extinguisher inspection and maintenance services for commercial, industrial, government and other facilities throughout Southern California. Services include monthly inspections, annual maintenance, recharging, replacement, six-year maintenance, hydrostatic testing and fire extinguisher training.

The company also offers walk-in fire extinguisher service at its Studio City facility, providing inspection, maintenance, recharging and replacement options for businesses and members of the public.

Property owners and facility managers can learn more about fire extinguisher inspection, testing and certification services. Additional information about applicable standards is available through the company's NFPA codes and guidelines resource center. California licensing and service requirements can also be reviewed through the Office of the State Fire Marshal's Fire Extinguisher Program.

Kord Fire Protection encourages businesses to review their extinguisher inventory, maintain inspection records and establish a consistent schedule for monthly inspections and annual professional maintenance.

ABOUT KORD FIRE PROTECTION

Kord Fire Protection provides fire protection services for commercial, industrial, retail, government and multifamily properties across Southern California. Its services include fire extinguisher inspection and maintenance, fire sprinkler systems, fire alarms, fire suppression systems and other fire protection solutions. https://kordfire.com/.

RELATED LINKS: https://osfm.fire.ca.gov/what-we-do/fire-engineering-and-investigations/fire-extinguisher-program

News Source: Kord Fire Protection

Related link: https://kordfire.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/kord-fire-protection-highlights-monthly-and-annual-fire-extinguisher-inspections/

NEW YORK, N.Y., Nov 09, 2026 (SEND2PRESS NEWSWIRE) -- Luvme Hair is highlighting its Outlet collection as part of the 2026 holiday shopping season, giving customers access to selected wig styles at reduced prices. With featured 6-inch styles starting at $59, the collection offers a range of textures, colors, and silhouettes for shoppers looking for more affordable hair options during the Black Friday shopping season.

The Outlet assortment includes shorter cuts, soft waves, defined curls, and layered styles, allowing customers to explore different looks at reduced price points. A separate 4-inch Natural Black Pixie Cut Wig is also available for $54, offering an additional option for shoppers interested in shorter hairstyles.

SELECTED OUTLET STYLES AND PRICES

The current selection features several styles at different price points:

* Natural Black Straight Pixie Cut Wig (4-inch): $54 - A compact pixie silhouette with a sleek, straight finish.

* Dark Brown Loose Body Wave Glueless Minimalist Lace Wig: $60 - Combines a dark brown shade with soft body-wave texture.

* Water Wave Curly Wig: $63 - Features defined waves and a fuller, textured appearance.

* Salt & Pepper Layered Bob Wig with Pre-Cut Lace: $64 - Combines a layered bob silhouette with a distinctive salt-and-pepper color.

These featured options demonstrate the variety available within the Outlet assortment, from understated everyday styles to more textured and distinctive looks.

EXPLORE MORE OUTLET DEALS THIS BLACK FRIDAY

Beyond the featured styles, the Luvme Outlet Collection includes additional selected wigs across natural black, brown, blonde, red, and salt-and-pepper shades.

Customers can also explore Luvme's Black Friday 2026 shopping guide for an overview of the brand's broader seasonal promotions.

AVAILABLE WHILE SUPPLIES LAST

Unlike a conventional time-limited promotion, the Outlet selection has no fixed end date. Products and available variations depend on remaining inventory.

Once an item, size, or color sells out, it will not be restocked. Customers are encouraged to check the Outlet collection for current availability and review individual product details before purchasing.

Through its Outlet selection, Luvme Hair is providing another way for customers to explore different wig styles and discover reduced-price options throughout the holiday shopping season.

ABOUT LUVME HAIR

Luvme Hair offers human hair wigs across a range of textures, lengths, colors, and constructions, focusing on natural-looking results, convenient wear, and versatile styling for different preferences and everyday routines.

Learn more: https://shop.luvmehair.com/blogs/holiday-promotion/luvme-hair-black-friday-2026

News Source: Luvme Hair

Related link: https://shop.luvmehair.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/luvme-hair-black-friday-2026-highlights-outlet-wig-deals-with-prices-starting-at-59/

WINTER PARK, Fla., Nov 09, 2026 (SEND2PRESS NEWSWIRE) -- Winter Park Institute (WPI) today announces the integration of the Winter Park Ideas Festival (WPIF) as its third signature program, joining Experiences and Pages for the Ages in the WPI portfolio. The integration brings the Festival's vision for belonging into WPI's expanding calendar of ideas and conversation, preserving its distinctive identity while creating new opportunities for community connection.

"The Winter Park Ideas Festival is a natural extension of the Winter Park Institute's mission to bring compelling ideas and extraordinary voices into meaningful conversation," said Lawrence Lyman, chair of the WPI Board of Trustees. "We are grateful to the Chamber and the leaders who developed this vision. By bringing the Festival into the Institute, we are expanding the ways people can engage with ideas, connect with one another, and strengthen the cultural and intellectual life of Central Florida."

The Festival was incubated by the Winter Park Chamber of Commerce through its affiliated Winter Park Improvement Foundation, where the Winter Park Ideas Foundation was formed to develop it as a strategy for strengthening community connection. Its central theme is belonging: how people connect to one another and the places they call home. Conceived in response to social isolation and declining civic engagement, the Festival explores how fields including arts, food, education, wellness and culture can build stronger communities.

"Loneliness has been named a public health epidemic, and its costs are felt not only in our health but in our workplaces, our civic life and our economy. The Festival answers that by bringing leading thinkers, students and young professionals, and neighbors together around ideas that lead to action," said Carroll Hanley-Goggin, chair of the Winter Park Ideas Foundation. "By drawing those thinkers to Winter Park and visitors to our hotels, restaurants and venues, it strengthens both our civic and economic life. Joining Winter Park Institute gives the Festival the reach and resources to grow, and our founding board looks forward to continuing that work as part of WPI."

The Festival adds a complementary dimension to WPI's programming:

* Experiences bring globally recognized voices to Central Florida through the Inspire, Reflect and Impact model, connecting keynotes with smaller conversations and local nonprofit partnerships.

* Pages for the Ages brings students and older adults together through recurring book and media discussions that build understanding across generations.

* Winter Park Ideas Festival brings multiple voices and disciplines together in a concentrated crescendo of ideas and conversation around a shared theme, inspiring participants to carry new perspectives and connections into their communities.

Together, these programs offer distinct but connected ways to engage throughout the year, strengthening WPI's role as a convener of ideas, people and community partners.

"The most rewarding conversations often happen with someone whose life looks different from our own," said Lindsay Kist, executive director of Winter Park Institute. "My hope is that people come for an idea that interests them and leave with a connection they never expected."

Future Festival programming, timing and opportunities for involvement will be announced as planning progresses.

ABOUT WINTER PARK INSTITUTE

Founded at Rollins College in 2007, Winter Park Institute is an independent nonprofit that engages global thought leaders in meaningful conversation that impacts our world. Its programs create opportunities to explore new perspectives, build connections and translate ideas into local impact. Learn more at https://winterparkinstitute.org/.

News Source: Winter Park Institute

Related link: https://winterparkinstitute.org/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/winter-park-ideas-festival-joins-winter-park-institute-as-its-third-program-line/

KOWLOON, Hong Kong, Nov 09, 2026 (SEND2PRESS NEWSWIRE) -- If you deleted something critical on your iPhone/iPad, restoring from iCloud backup can solve the problem. However, Apple's official solution requires erasing all the data on your device. What if you only want to restore some pictures or text messages from iCloud backup? iToolab RecoverGo (iOS) offers a simpler solution to selectively restore from iCloud backup without reset. Users can restore photos, contacts, text messages, WhatsApp chats, notes, and other data.

For those who are looking for reliable iCloud recovery software to restore iPhone/iPad from backup after setup, iToolab RecoverGo (iOS) is the best choice. As the utility is completely compatible with existing iOS 27 and iPhone 18 series.

KEY FEATURES OF ITOOLAB RECOVERGO (IOS)

iToolab RecoverGo (iOS) is a powerful iPhone data recovery tool that helps you recover lost/deleted data from iOS device directly, restore from iTunes/iCloud backup without reset, and recover synced data from iCloud. Here, we'll focus on the iCloud recovery feature:

* You can restore from iCloud backup without erasing your iPhone/iPad.

* It allows you to preview data before recovery, granting users absolute control.

* You can selectively recover your desired data and save it to the computer.

HOW TO RESTORE FROM ICLOUD BACKUP WITHOUT RESET

Step 1: Launch RecoverGo (iOS) and select Recover Data from iCloud Backup on the interface.

Step 2: Sign into your iCloud account to retrieve the available backup.

Step 3: Select a backup. Preview your desired data and recover it.

You can check the full guide here: https://www.youtube.com/watch?v=Z292iYvKWg4

PRICE AND AVAILABILITY

* The new feature is available on V8.2.0. For unregistered users, you can visit the official website of iToolab RecoverGo (iOS) and download the latest version to try. For registered users, you can enjoy a free lifetime update.

* The program supports all iPhone/iPad models and iOS/iPadOS versions

* The program is sold with different license types, including 1 Device Plan, 1 Month Plan, 1 Year Plan and Lifetime Plan. The prices are $19.95, $35.95, $39.95, $49.95, respectively. In other words, the longer you own the license, the cheaper it will be.

iToolab offers a big discount of RecoverGo (iOS) now. For more information visit https://itoolab.com/buy/recovergo-ios-for-windows/

ABOUT ITOOLAB

iToolab is a software development company founded in 2008 to help iOS and Android users solve various issues with leading-edge smartphone tools for repair and recovery, unlocking, and more. As of now, iToolab is serving 130+ countries and has been trusted and recommended by some leading tech sites and users worldwide. iToolab is a trusted one-stop shop for smartphone utility apps.

RecoverGo is a specialized brand under iToolab, dedicated exclusively to providing professional data recovery solutions across iOS, Android, and Windows. Designed with safety, speed, and simplicity at its core, RecoverGo empowers millions of personal and enterprise users worldwide to retrieve vital digital information effortlessly.

For more details, please visit:

Website: https://itoolab.com/ and https://recovergo.net/

YouTube: https://www.youtube.com/c/itoolab

Facebook: https://www.facebook.com/itoolab

x/Twitter: https://x.com/IToolab

News Source: IToolab Co Ltd

Related link: https://itoolab.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/how-to-restore-from-icloud-backup-without-resetting-iphone-or-ipad/

IRVINE, Calif., Nov 09, 2026 (SEND2PRESS NEWSWIRE) -- Loan Bridge Solutions is highlighting its free initial debt settlement consultations for consumers struggling to keep up with qualifying unsecured debts, including credit card balances and personal loans. The consultations give consumers a chance to understand how settlement works and what to consider before deciding whether to enroll.

During the initial conversation, consumers can discuss the types of debt they carry, ask which accounts may qualify, and learn what information is needed to evaluate their options. Those considering enrollment can ask how program deposits, fees, and the estimated timeline would apply to their situation.

Consumers can find information about the consultations on the company's English- and Arabic-language websites listed below.

ABOUT LOAN BRIDGE SOLUTIONS

Based in Irvine, California, Loan Bridge Solutions helps consumers explore debt settlement for eligible unsecured accounts through its network of affiliated agencies and accredited partners. Its free initial consultation gives consumers a place to bring questions about eligibility and the settlement process before making a commitment. The company also provides online information in Arabic for consumers who prefer to review their options in that language.

LEARN MORE AT:

Loan Bridge Solutions - https://loanbridgesolutions.com/

For Arabic-speaking clients - https://loanbridgesolutions.com/home-ar

DISCLAIMER

Loan Bridge Solutions is a debt settlement company, not a lender or a law firm. We do not make loans, provide legal advice, or offer credit repair services. Debt resolution services are provided through our network of affiliated agencies and accredited partners.

News Source: Loan Bridge Solutions LLC

Related link: https://loanbridgesolutions.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/loan-bridge-solutions-offers-debt-settlement-consultations-for-consumers/