DAYTON, Ohio, and VIRGINIA BEACH, Va., Oct 23, 2026 (SEND2PRESS NEWSWIRE) -- Atlantic Bay Mortgage Group LLC (Atlantic Bay) today announced its entry into Ohio, continuing a period of retail expansion that includes the recent opening of its first Louisiana branch. The move extends Atlantic Bay's multistate footprint and brings its lending platform and support resources to Mortgage Bankers and homebuyers across Ohio.

Ohio's mix of major metropolitan areas, smaller cities and close-knit communities aligns naturally with Atlantic Bay's operating model, which pairs local decision-making and community relationships with centralized support. The state also fits naturally with Atlantic Bay's existing lending presence in neighboring Indiana and Kentucky. In the Cincinnati area, where home searches routinely cross all three state lines, adding Ohio allows Atlantic Bay Mortgage Bankers to continue serving borrowers and agents wherever their searches take them.

Kevin Cooke, Executive Vice President and Regional Manager at Atlantic Bay, will oversee the company's efforts in Ohio. Cooke joined Atlantic Bay in 2015 and will focus on building a strong local team grounded in the personalized service and community relationships central to the company's approach.

"We're excited to expand Atlantic Bay's presence into Ohio and strengthen our ability to serve families and communities throughout America's Heartland," said Cooke. "Ohio is a natural extension of our growing footprint and completes our presence across the Kentucky, Indiana and Ohio tri-state region. We believe in building lasting relationships, investing in the communities we serve and helping more families achieve homeownership, and we're looking forward to bringing that same commitment to Ohio."

"Our Mortgage Bankers do their best work when they know the people behind them are just as invested in homebuyers as they are," said Emily Gardner, Chief Lending Officer at Atlantic Bay. "They can get answers, reach decision-makers and trust the teams supporting their loans. As we grow in Ohio, we're looking for people who value that kind of collaboration and want to build their business in a place where relationships still come first."

Founded in Virginia Beach in 1996, Atlantic Bay has grown from a four-person startup into an award-winning mortgage lender with more than 600 employees and over 100 locations in 18 states. The privately held company combines local decision-making with centralized operational support and has earned four consecutive No. 1 rankings among large companies on National Mortgage News' Best Mortgage Companies to Work For list. Employees average seven years with Atlantic Bay, notable tenure in an industry known for its cycles.

Atlantic Bay is seeking experienced Mortgage Bankers interested in helping build its Ohio presence. Learn more at JoinAtlanticBay.com.

About Atlantic Bay Mortgage Group

Founded in 1996, Atlantic Bay Mortgage Group LLC is a privately held, full-service mortgage lender headquartered in Virginia Beach, Virginia. Atlantic Bay offers a wide range of residential mortgage products, including conventional, FHA, VA, USDA and jumbo loans, serving homebuyers and homeowners across multiple states. Known for its customer-first culture and commitment to service excellence, Atlantic Bay combines local lending expertise with innovative technology to deliver a personalized mortgage experience. The company is consistently recognized as a top workplace and is deeply committed to giving back to the communities it serves through charitable initiatives and partnerships. To learn more, visit https://www.atlanticbay.com/.

Atlantic Bay Mortgage Group L.L.C. NMLS #72043 (nmlsconsumeraccess.org) provides Equal Employment Opportunities and is an Equal Opportunity Lender located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, Virginia, 23452.

News Source: Atlantic Bay Mortgage Group LLC

Related link: https://www.atlanticbay.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/atlantic-bay-expands-midwest-presence-with-entry-into-ohio/

NEW YORK, N.Y., Oct 23, 2026 (SEND2PRESS NEWSWIRE) -- Switching from Android to iPhone Duo doesn't have to mean leaving important WhatsApp conversations behind. Tenorshare iCareFone WhatsApp Transfer offers an alternative for users looking to transfer WhatsApp from Android to iPhone Duo, including supported chats, photos, videos, and attachments. For users who have already completed their iPhone Duo setup, the software provides a desktop-based transfer option without requiring a factory reset.

TRANSFER WHATSAPP TO IPHONE DUO WITHOUT STARTING OVER

Moving WhatsApp data from Android to a new iPhone can be challenging, especially when the new device has already been set up. Apple's Move to iOS app supports WhatsApp migration during the initial iPhone setup, which may leave users who have already configured their iPhone Duo looking for another option.

Tenorshare iCareFone WhatsApp Transfer is designed to help users transfer supported WhatsApp data from Android to iPhone Duo after setup. By connecting both devices to a computer and following the on-screen instructions, users can start the migration process without resetting their configured iPhone Duo.

KEY FEATURES OF TENORSHARE iCareFone WhatsApp Transfer

The software offers several features for managing WhatsApp data when switching from Android to iPhone Duo:

* WhatsApp Data Transfer: Move supported WhatsApp conversations and attachments from Android to iPhone Duo.

* WhatsApp Business Support: Transfer supported data from WhatsApp Business accounts.

* Backup and Restore: Back up WhatsApp data to a computer and restore supported backups when needed.

* Chat Export: Export supported conversations for viewing and reference.

HOW TO TRANSFER WHATSAPP FROM ANDROID TO IPHONE DUO

Users can follow these general steps to transfer supported WhatsApp data to iPhone Duo:

Step 1: Download and install Tenorshare iCareFone WhatsApp Transfer on a compatible Windows PC or Mac.

Step 2: Connect the Android phone and iPhone Duo to the computer and follow the on-screen instructions to prepare both devices.

Step 3: Select the WhatsApp transfer feature and follow the prompts to start the transfer. Keep both devices connected until the process is complete.

Before starting, users should check the software's current device and system compatibility requirements.

CHOOSING A WHATSAPP TRANSFER METHOD FOR IPHONE DUO

The right transfer method depends on whether the iPhone Duo is new or has already been configured. Apple's Move to iOS app is an option during initial setup, while Tenorshare iCareFone WhatsApp Transfer offers an alternative for users who want to move supported WhatsApp data after completing the setup process.

For Android users preparing to switch to iPhone Duo, understanding these options can help them choose a transfer method that better fits their situation.

ABOUT TENORSHARE

Tenorshare is an international software company providing solutions for iOS, Android, Windows, and Mac users. Its products support tasks such as data transfer, file recovery, system repair, and device management.

More Information: https://www.tenorshare.com/ and https://www.tenorshare.com/whatsapp-transfer-backup-restore.html

Facebook: https://www.facebook.com/TenorshareOfficial/

Twitter/X: https://twitter.com/Tenorshare_Inc

YouTube: https://www.youtube.com/user/TenorshareOfficial/videos

News Source: Tenorshare Co. Ltd.

Related link: https://www.tenorshare.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/transfer-whatsapp-from-android-to-new-iphone-duo-tenorshare-offers-a-simpler-solution/

NEW YORK, N.Y., and PITTSBURGH, Pa., Oct 22, 2026 (SEND2PRESS NEWSWIRE) -- Forensics Forward: Cybersecurity, Digital Evidence, and Justice, a one-day online symposium co-hosted by digital forensics expert Robert B. Fried and Duquesne University's Cyril H. Wecht Institute of Forensic Science and Law, will bring together seven experts from three continents on Tuesday, November 10, 2026.

The program explores the evolving role of digital evidence in investigations and the courtroom, with presentations spanning private investigation in Nigeria, video authentication, vehicle forensics, hidden mobile data, artificial intelligence in legal review, financial fraud investigations and homeland security.

For digital forensic practitioners and investigators, the symposium offers insight into techniques and challenges encountered in real-world cases. Cybersecurity analysts and legal professionals will gain perspectives on how digital evidence is uncovered, examined and evaluated across disciplines. Students and emerging professionals will have an opportunity to learn directly from experienced practitioners working at the forefront of the field.

"Modern investigations require consideration of a multitude of potential data sources. Bringing together the expertise needed to address those challenges is vital, and that's my goal with this symposium: to showcase the expertise and discipline this work requires," said Robert B. Fried, co-host of Forensics Forward and executive vice president of forensics and chief investigative officer at Page One, Inc. "Every one of these experts is someone I am proud to have in my professional network. I'm glad to have them in my corner, and even more glad to bring them together as keynote speakers for what I believe will be a fantastic day of learning."

"As digital evidence becomes increasingly central to investigations and legal proceedings, it is essential that practitioners, attorneys, students, and researchers understand both the opportunities and challenges presented by emerging technologies," said Dr. Pamela Marshall, director of the Cyril H. Wecht Institute of Forensic Science and Law at Duquesne University. "Forensics Forward reflects the Institute's commitment to advancing education at the intersection of science, technology, and justice. We are excited to partner with Robert Fried and welcome experts from around the world to share their knowledge and experiences with our global audience."

SEVEN KEYNOTE PRESENTATIONS

Co-hosts Robert B. Fried and Dr. Pamela Marshall will open the symposium at 9 a.m. ET and deliver closing remarks at 4:30 p.m. ET.

* 9:30 a.m. - Prof. Adedeji Oyenuga, PhD, Lagos State University, Nigeria: Navigating Private Investigation in the Nigerian Ecosystem

* 10:30 a.m. - Simon Biles, Objective Forensics Ltd., United Kingdom: What's a Microsoft Encoder Doing in My Samsung Video?

* 11:30 a.m. - Jeffrey Lehn, Page One, Inc.: Vehicle Identification & Forensics: The Cellphone and Fingerprint with Wheels

* 12:30 p.m. - Anna Truss, DefSec LLC: Beyond the Database: Uncovering Hidden Evidence in SQLite WAL Files

* 1:30 p.m. - Andrew Milauskas, Page One, Inc.: Artificial Intelligence Tools in Relativity aiR

* 2:30 p.m. - Christina Gotsis, Sitaras & Associates, PLLC: Following the Money & Testing the Evidence: Digital Forensics in Financial Fraud Investigations

* 3:30 p.m. - Dr. Shevach Berkovits, St. John's University: The Silk Road: Homeland Security Lessons of Future Past

REGISTRATION AND EVENT DETAILS

Forensics Forward will take online on Tuesday, November 10, 2026, from 9 a.m. to 5 p.m. ET.

Registration: https://commerce.cashnet.com/WECHT2

Additional event details are available on the Duquesne University Bayer School calendar.

Event partners include Page One, Inc., Forensic Focus and NALI.

ABOUT ROBERT B. FRIED

Robert B. Fried conceptualized the Forensics Forward symposium and serves as its co-host. He is executive vice president of forensics and chief investigative officer at Page One, Inc., a licensed private investigator, and a digital forensics expert with more than 20 years of experience collecting data and examining electronic evidence. He authored the five-book Forensic Data Collections 2.0 series, serves as president of the Society of Professional Investigators, and created forensicsbyfried.com and forensics.expert, a free, AI-powered digital forensics knowledge portal.

ABOUT THE CYRIL H. WECHT INSTITUTE OF FORENSIC SCIENCE AND LAW

Founded in 2000 at Duquesne University, the Cyril H. Wecht Institute of Forensic Science and Law is an internationally recognized center for interdisciplinary education and training in applied forensic science. Dedicated to advancing public safety and the pursuit of legal and social justice, the Institute bridges science, law and ethics through educational programs that connect students, professionals and the public with experts in forensic science and law. Its offerings include the annual Forensic Science and Law Symposium, the Forensic Fridays seminar series, Ethics for Breakfast continuing legal education and specialized professional training. Dr. Pamela Marshall serves as the Institute's director.

News Source: Author Robert B. Fried

Related link: https://forensicsbyfried.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/forensics-forward-brings-global-digital-forensics-cybersecurity-and-legal-experts-together-for-november-10-online-symposium/

SAN ANTONIO, Texas, Oct 22, 2026 (SEND2PRESS NEWSWIRE) -- Dr. Ed Davis, DPM, FACFAS, is sharing information about extracorporeal shockwave therapy (ESWT), a non-invasive treatment option for people with chronic heel pain, including plantar fasciitis that has not improved with conservative care.

Dr. Ed Davis is a podiatrist practicing in San Antonio, TX. He is Board Certified in Foot Surgery by the American Board of Foot and Ankle Surgery and has over 30 years of experience.

ESWT uses targeted acoustic waves to stimulate a healing response in affected tissue. Unlike treatments aimed primarily at easing symptoms, the therapy is intended to encourage tissue repair. It may be considered for some patients after a thorough evaluation, particularly when heel pain has persisted despite approaches such as stretching, orthotics, or physical therapy.

THE SCIENCE OF HEALING: HOW SHOCKWAVES STIMULATE TISSUE REPAIR

The core of this regenerative technology lies in a process called mechanotransduction. This occurs when the acoustic energy from extracorporeal shockwave therapy penetrates the skin and interacts with damaged cells. These cells perceive the physical pressure as a biological signal to initiate repair. In chronic conditions, the body has essentially stopped attempting to fix the injury, leaving the tissue in a state of non-painful degeneration known as tendinosis. The shockwaves create a necessary, controlled inflammatory response. This shift from a chronic, stagnant state back into an acute healing phase is what allows the body to finally resolve the injury.

The evolving use of extracorporeal shock wave therapy highlights how these mechanical pulses stimulate the release of specific growth factors. Precision is paramount here. If the energy is not targeted directly at the degenerative fascia, the biological 'restart' will not occur where it is needed most. This is why we view the treatment as a pro-healing intervention. While anti-inflammatory medications or injections aim to suppress the body's response, this therapy seeks to amplify it. It prioritizes the restoration of tissue integrity over the temporary suppression of symptoms. It's a fundamental shift in how we approach chronic pathology.

NEOVASCULARIZATION AND BLOOD FLOW

Healing cannot occur without an adequate blood supply. Chronic plantar fasciitis often involves areas of hypovascularity, where blood flow is too restricted to support repair. Shockwaves trigger neovascularization, which is the formation of new micro-capillaries within the damaged fascia. This increased circulation brings essential oxygen and nutrients to the site of long-standing tears. Neovascularization acts as the essential catalyst for permanent tissue repair by fundamentally changing the local biological environment. If you want to understand how your specific gait might be hindering this blood flow, consider a specialized heel pain consultation to evaluate your biomechanics.

CELLULAR SIGNALING AND PAIN REDUCTION

The therapy also modulates the nervous system's response to injury. High-energy pulses stimulate the release of Substance P, a neurotransmitter involved in pain signaling and tissue remodeling. While this may cause a brief period of discomfort, it eventually leads to a depletion of pain mediators and long-term desensitization. Simultaneously, the treatment recruits local stem cells and activates growth factors within the foot architecture. This cellular signaling facilitates the gradual conversion of brittle, disorganized scar tissue into functional, elastic tissue. This transition is what provides the long-term resolution patients seek after years of frustration with temporary fixes.

Research cited in Dr. Davis's patient guide reports success rates of 85% to 96% for chronic plantar fasciitis, though results vary by patient and study. Treatment plans are tailored to each person's condition and foot mechanics. A typical course may include three sessions, with improvement developing gradually over several weeks.

RESTORING STABILITY AND MOBILITY WITHOUT SURGERY

Chronic heel pain shouldn't be a permanent fixture in your life, nor should it necessitate the risks of invasive surgery. By utilizing extracorporeal shockwave therapy, you're choosing a path that prioritizes the natural regeneration of damaged fascia while maintaining the structural integrity of your foot's arch. This advanced methodology moves beyond the limitations of temporary relief, focusing instead on the long-term resolution of the underlying pathology. It's a fundamental shift from suppressing symptoms to actively repairing the biological foundation of your mobility.

True recovery requires more than just high-tech intervention; it demands a diagnostic detective who understands the intricate biomechanics of your unique gait. Under the guidance of Dr. Ed Davis, a specialized heel pain expert, our San Antonio clinic integrates these regenerative protocols with personalized custom orthotics to ensure the root cause of your strain is corrected. Don't let persistent discomfort dictate your lifestyle any longer. Take the first step toward a stable, pain-free future by choosing a team dedicated to precise, non-surgical solutions.

"A careful diagnosis is an important first step," the guide emphasizes. Evaluating foot structure and gait can help identify factors that may contribute to recurring strain. Some patients may also benefit from supportive measures, such as custom orthotics, as part of a broader care plan.

ESWT does not involve an incision or require immobilization, and patients can generally walk after a session. Temporary soreness, swelling, or bruising may occur. The treatment is not suitable for everyone; a qualified clinician can review a patient's health history and determine whether it may be appropriate.

Dr. Ed Davis Podiatry offers heel-pain consultations at its San Antonio clinic. To learn more or schedule an evaluation, call (210) 490-3668 or visit the practice at 109 Gallery Circle, Suite 119, San Antonio, TX 78258.

For more information about our office: https://www.dreddavispodiatrist.com/

For more information about ESWT: https://www.dreddavispodiatrist.com/blog/eswt-success-rate-for-plantar-fasciitis-a-clinical-review-of-outcomes

News Source: Dr. Ed Davis

Related link: https://www.dreddavispodiatrist.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/san-antonio-podiatrist-highlights-non-surgical-option-for-chronic-heel-pain/

NEW YORK, N.Y., Oct 22, 2026 (SEND2PRESS NEWSWIRE) -- HitPaw, a provider of AI-powered creative solutions for video, photo, and audio enhancement, today announced its 2026 Halloween Sale, offering discounts of up to 50% OFF selected creative tools and bundles. This Halloween, users can create spooky photos, videos, and more with special seasonal deals.

WHY CHOOSE HITPAW AI TOOLS THIS HALLOWEEN

From spooky portraits to creative Halloween videos, HitPaw's AI-powered tools help users bring seasonal ideas to life.

* HitPaw VikPea (AI Video Enhancer & Generator): Enhance Halloween videos up to 8K, create spooky AI videos, and stylize and beautify every frame.

* HitPaw FotorPea (AI Photo Enhancer & Generator): Fix blurry Halloween selfies, brighten dark photos, and create spooky AI artwork.

* HitPaw Edimakor (AI Video Editor & Generator): Generate Halloween videos and edit footage with smart AI tools. Add effects, subtitles and creative elements to bring your ideas to life.

* HitPaw Univd (Video Converter & Compressor): Convert, compress, and edit videos for easy sharing across devices.

* HitPaw VoicePea (Real-Time AI Voice Changer): Create spooky voices for Halloween gaming, streaming, and videos.

* HitPaw Watermark Remover (AI Watermark & Object Remover): Remove unwanted objects and watermarks from Halloween photos and videos.

For more information, visit: HitPaw Halloween Treats: Enjoy Up to 50% OFF - https://www.hitpaw.com/sales-promotion.html

HITPAW HALLOWEEN MEGA SALE EXCLUSIVE OFFERS

From October 22 to November 6, 2026, users can enjoy special savings across HitPaw's hottest AI products and bundles to fuel your Halloween creativity:

1---Best Sellers - Up to 35% OFF

During this Halloween Sale, you can enjoy special discounts on HitPaw's most popular AI creative tools:

* VikPea and FotorPea are available at 35% OFF, helping users enhance videos and photos with greater clarity and detail.

* Edimakor, Univd, VoicePea, and Watermark Remover are all 30% OFF, with tools for Halloween videos, file conversion, voice processing, and watermark removal.

2---Ultimate Bundle - Up to 50% OFF

For users looking to create more this Halloween, HitPaw has best-value bundle offers 50% OFF on versatile creative tools.

The bundle brings together five core HitPaw products-VikPea, FotorPea, Univd, Edimakor, and Watermark Remover-this all-in-one bundle helps you enhance spooky photos and videos, generate Halloween looks, animate images, and create eye-catching seasonal content with ease.

3---2-in-1 Deals - Up to 40% OFF

HitPaw gets into the Halloween spirit with two spooktacular bundles to boost your creativity.

* VikPea + FotorPea: Sharpen blurry Halloween selfies and grainy party videos for clearer memories.

* FotorPea + Edimakor: Create vampire or witch portraits with FotorPea, then turn them into dynamic Halloween videos with Edimakor.

ABOUT HITPAW

HitPaw is a global provider of AI-powered creative tools for photo, video, audio, and content creation. Combining advanced AI technology with user-friendly design, HitPaw makes it easier for users to create high-quality content efficiently.

Learn more at: [OFFICIAL] HitPaw - AI Video, Photo & Audio Enhancer Solutions - https://www.hitpaw.com/

Follow Us

YouTube: https://www.youtube.com/@hitpaw

X (Twitter): https://x.com/HitPawofficial

Instagram: https://www.instagram.com/hitpawofficial/

Pinterest: https://www.pinterest.com/HitPawofficialwebsite

News Source: HitPaw Co Ltd

Related link: https://www.hitpaw.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/hitpaw-launches-halloween-sale-2026-with-up-to-50-off-ai-creative-tools/

LA VERNE, Calif., Oct 22, 2026 (SEND2PRESS NEWSWIRE) -- Hillcrest, a nonprofit continuing care retirement community in La Verne, Calif., honored local first responders with a special appreciation luncheon to thank them for their service to Hillcrest residents and the greater La Verne community.

The luncheon brought Hillcrest residents together with members of the La Verne Fire Department, La Verne Police Department, Public Works Department and city leaders for a shared meal and a chance to thank those who serve the community in person.

"At Hillcrest, when there is an emergency, our residents and associates know that help is close by. That sense of security matters tremendously in a community like ours," said Joel Brouwer, Hillcrest interim CEO. "Today and every day, we are grateful for the commitment our first responders make to La Verne and the community, often under difficult and unpredictable circumstances. This luncheon is one small way our residents and team can say thank you."

The event reflects Hillcrest's close connection to La Verne. The community is woven into the surrounding neighborhood, creating opportunities for residents to remain connected to the people and organizations that make the city a welcoming place to live.

"First responders are an essential part of what makes La Verne a strong and caring community," said La Verne Mayor Tim Hepburn. "We appreciate Hillcrest residents and team members taking the time to recognize the men and women who serve our city every day. This luncheon reflects the strong sense of community and partnership that makes La Verne such a special place to live."

As part of the thank you, Hillcrest provided each first responder with a Firehouse Subs gift card, and the local franchise also contributed to the luncheon.

"We are very grateful for the quick assistance from the City of La Verne's Fire and Police Departments in helping us address the emergencies that we had over the last couple of weeks. It was a relief that they looked after us so well," said Rita Dixon, chair of the Residents' Association. "It's wonderful to be part of a community like La Verne, where the city has such a strong presence and provides so much support."

ABOUT HILLCREST

Hillcrest is an upscale 501(c)(3) nonprofit continuing care retirement community (CCRC) centrally located in the San Gabriel Valley, less than 30 minutes from Los Angeles, Anaheim, Pasadena and San Bernardino and at the gateway to the Inland Empire. Located in a quiet residential neighborhood just off Foothill Boulevard in La Verne, California, Hillcrest offers independent living, assisted living, memory care and skilled nursing with an emphasis on wellness and health. For more information, visit: https://livingathillcrest.org/.

News Source: Hillcrest

Related link: https://liveathillcrest.org/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/hillcrest-brings-residents-and-first-responders-together-in-appreciation-for-community-support/

ALAMEDA, Calif., Oct 22, 2026 (SEND2PRESS NEWSWIRE) -- San Francisco Bay Area alternative folk-rock duo Cosmic Spin has released "Majority of One," a new live recording that combines an infectious reggae-influenced groove, rich vocal harmonies, and a timely message about the power of individuals to make a difference.

The song was recorded during Cosmic Spin's recent performance at the Napa Valley Expo in support of the ALS Network. Featuring Bara Waters and Robert Cassard's signature harmonies and layered instrumentation, the recording captures the energy and spontaneity of a live performance for an important cause.

"Majority of One" explores the human tendency to remain silent or disengaged when the world's problems seem overwhelming. Its lyrics offer a different perspective: meaningful change begins with a single person willing to speak up or take action.

"It's easy to feel powerless as one person," said songwriter Robert Cassard. "But every positive change or movement starts with an individual idea or action before it gains collective momentum. We hope this song reminds people they have more power than they think."

The song's release comes just weeks before the November midterm elections, although its message extends well beyond politics.

"We're not telling people what to believe," said Bara Waters. "The song is about recognizing what we share, finding common ground, and encouraging each of us to contribute in our own unique way."

The new single follows a successful period for Cosmic Spin. The duo's 2025 release "A Break in the Clouds" spent six months on the Mediabase Top 40 chart, peaking at #35, and reached #29 on the Hot Adult Contemporary chart. Their subsequent single "Messenger" also reached the national Top 40 radio charts in 2026, following an earlier #1 showing on the UK iTunes Alternative Folk chart.

Since forming in 2011, Cosmic Spin has developed a distinctive sound blending folk, rock, pop, and other influences. In their live shows, the duo creatively uses layered guitars, vocal harmonies, effects, original loops, and backing tracks to deliver the full band sound heard on the live recording of "Majority of One."

"Majority of One" is available now on Spotify, Apple Music, and other major streaming platforms.

Cosmic Spin is based in the San Francisco Bay Area and is booking performances, festivals, and private events for 2026 and 2027.

For more information: https://www.cosmic-spin.com/

For fans of: Fleetwood Mac, boygenius, UB40

SPOTIFY: https://open.spotify.com/track/5xcejOhQywyTdQ5ozvxaQ0?si=82405453dafb4811&nd=1&dlsi=a05a367a306844d5

APPLE MUSIC: https://music.apple.com/us/album/majority-of-one-live-in-napa-feat-robert-cassard-bara-waters/6819036441?i=6819036443

News Source: Cosmic Spin

Related link: https://www.cosmic-spin.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/cosmic-spins-new-single-finds-strength-in-numbers-starting-with-one/

ATLANTA, Ga., Oct 22, 2026 (SEND2PRESS NEWSWIRE) -- Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today released its Q3 2026 Homeownership Program Index (HPI) report, identifying 2,833 programs nationwide. The total is up 87 programs, or 3.2%, from 2,746 in Q2 2026, marking a new survey high.

Down payment assistance (DPA) provides meaningful financial support that strengthens borrower profiles. On average, these programs deliver $18,000 in benefits per buyer and lower loan-to-value ratios by an average of 8.8%, which can reduce mortgage insurance costs and improve debt-to-income ratios. By covering upfront costs such as down payments, closing costs and rate buydowns, these programs help convert qualified buyers into successful homeowners.

Grant programs, which require no repayment, continue to grow, rising from 234 in Q2 to 239 in Q3, and giving homebuyers access to funds that do not increase their debt burden. At the same time, programs with no income restrictions reached 311, up from 291 in Q2, reflecting growing flexibility for lenders to serve a broader range of borrowers, including those above traditional income thresholds.

The number of programs supporting a broader range of property types also continued to grow. This quarter, 2,296 programs supported new construction, up from 2,209 in Q2. Programs supporting manufactured homes increased to 1,124 from 1,089 in Q2, and programs supporting multi-unit properties grew to 997 from 962 in Q2, providing lenders and real estate professionals with broader coverage across diverse housing needs and price points.

"Quarter after quarter, the universe of available programs keeps expanding, and the depth of that expansion matters. More than 2,100 programs are actively funded and ready to use right now, and more than a third carry no first-time homebuyer requirement," said Rob Chrane, founder and CEO of Down Payment Resource. "Lenders who assume these programs only apply to a narrow slice of their pipeline are leaving recoverable volume on the table."

The business case for closing that gap is embedded in lenders' own data. A 2025 DPR analysis of $6.5 billion in declined loan volume found that 35% of those files could have been funded if the borrower had been matched with an appropriate homeownership program. On average, each eligible borrower in that sample qualified for more than 10 programs and nearly $27,000 in benefits, enough to materially change qualification outcomes.

KEY HPI REPORT FINDINGS

An examination of the 2,833 homeownership programs on Oct. 1, 2026, resulted in the following key findings:

* Count reaches new high: The total number of programs increased to 2,833, up 87 from 2,746 in Q2 2026, continuing a streak of consecutive survey highs.

* DPA programs expand: Programs providing down payment and closing cost support increased 3.1% to 2,110, up from 2,046 in Q2, reflecting continued investment by program providers to meet growing affordability needs.

* Grants grow: Grant programs increased to 239, up from 234 in Q2, offering homebuyers funds with no repayment obligation and no added debt burden.

* More programs with no income limit: 311 programs carry no income restrictions, up from 291 in Q2. These programs give lenders greater flexibility to qualify a broader range of borrowers, including higher-income households that may not realize they are eligible.

* Programs extend beyond first-time buyers: 1,080 programs, representing 38% of all programs, have no first-time homebuyer requirement, giving repeat and move-up buyers a wider range of options than many realize.

* Property type coverage expands: 2,296 programs support new construction, 1,124 support manufactured homes and 997 support multi-unit properties, giving housing professionals broad options for buyers across diverse needs and price points.

A more detailed analysis of the Q3 2026 HPI findings, including infographics and examples of the programs described in this release, can be found on DPR's website at: https://downpaymentresource.com/professional-resource/down-payment-programs-reach-record-levels-in-q3-2026-as-grants-grow-and-program-flexibility-increases/

For a complete list of homebuyer programs by state, visit (PDF): https://downpaymentresource.com/wp-content/uploads/2026/10/HPI-state-by-state-data.Q32026.pdf

Members of the media are encouraged to contact DPR for data specific to their reporting needs.

METHODOLOGY:

Published quarterly, DPR's HPI surveys the funding status, eligibility rules and benefits of U.S. homeownership programs administered by state and local housing finance agencies, municipalities, nonprofits and other housing organizations. DPR communicates with over 1,400 program providers throughout the year to track and update the country's wide range of homeownership programs, including down payment and closing cost programs, Mortgage Credit Certificates (MCCs) and affordable first mortgages, in the DOWN PAYMENT RESOURCE(R) database.

ABOUT DOWN PAYMENT RESOURCE:

Down Payment Resource (DPR) is the mortgage industry's affordability intelligence platform, operationalizing down payment programs at scale for lenders, MLSs and API users. Its embedded intelligence helps automate program eligibility, decisioning and delivery, connecting homebuyers with the programs they need through a national database of over 2,800 programs. DPR's technology is used by seven of the top 25 mortgage lenders, two of the largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com/.

News Source: Down Payment Resource

Related link: https://www.downpaymentresource.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-identifies-2833-homeownership-programs-nationwide-in-q3-2026/

NEW YORK, N.Y., Oct 22, 2026 (SEND2PRESS NEWSWIRE) -- For many today, family building is a complex, intentional chapter of life driven by reproductive science and medicine. To celebrate this modern landscape, pregnantish announced the second annual World Fertility Awards (WFA) Thought-Leader Press Event will take place at the Harvard Club in New York City on December 8, 2026.

This landmark event celebrates not just the future of fertility-but the future of humanity. Estimates for babies born via IVF worldwide range between 13 million and 17 million, and with global fertility dropping below replacement rates, the number is growing each year.

Coinciding with the world's natural conception peak in December, the WFAs use this date to spotlight a different reality: for millions, family building relies on science, technology, and medical innovation.

According to relationship expert Andrea Syrtash, founder of The World Fertility Project and pregnantish, the producer of the event: "The old nursery rhyme, 'First comes love, then marriage, then the baby carriage,' is an outdated narrative. As we step into 2027, many people are skipping steps, missing steps, and mixing up the order."

The WFAs elevate the global conversation around infertility, celebrating the changemakers driving the field forward. The event reflects pregnantish's core philosophy: the future of fertility cannot be shaped by one sector alone. It requires deep collaboration among scientists, storytellers, clinicians, and consumers.

Digital health platform Noom and its Medical Director, OB-GYN Dr. Karen Mann, will participate to explore whole health in reproductive care.

"Fertility touches so many dimensions of health-hormones, metabolism, weight, behavior, and emotional wellbeing," says Mann. "The future of women's health depends on moving beyond silos and caring for the whole person."

"The future of fertility is not just a medical story," adds Syrtash. "It's a cultural story, a technology story, an access story and ultimately, a human story."

Alongside popular global fertility advocates and top healthcare professionals, the WFAs spotlight voices from three major fertility clinic groups: IVI Institute, US Fertility, and Indira IVF.

As the world's most populous nation, India faces a growing infertility challenge, with an estimated 29-30 million couples affected.

Vinesh Gadhia, CEO - M&A Platform, Indira IVF, explains: "The major challenges in India's fertility landscape are awareness, affordability, social acceptance and accessibility. Bridging these gaps is critical to making the dream of parenthood achievable for millions"

Dr. Kshitiz Murdia, Wholetime Director & CEO, Indira IVF shares: "What was once available to a privileged few is now within reach of families across cities and smaller towns. By combining clinical excellence, consistent clinical practices and scale, we have not merely expanded access to IVF-we have standardized fertility care at scale."

Technology takes center stage as pioneering reproductive scientist Professor David Gardner-best known for the Gardner embryo grading system-receives the 2026 Legacy Award, named this year after 2025 honoree Jacques Cohen.

Gardner shares, "Having worked in IVF for over 40 years, I can say without hesitation that we are entering the next era of IVF, facilitated by new technologies and advancements from areas of innovation not normally associated with reproductive medicine...I am confident that such approaches will not only increase clinical success, but will help to standardize the IVF process and make it more available to the growing number of people who seek help to have their families."

Prominent tech and AI journalist Jennifer Strong will moderate a Future of Fertility panel featuring thought leaders including US Fertility Medical Director Dr. Kate Devine, who says, "This event is about raising awareness for the 1 in 6 people who struggle to build their families ... automation, standardization, and responsible AI combined with good science and rigorous validation hold the potential to help more patients build the families they dream of."

IVI Institute returns with Global CEO Javier Sanchez-Prieto sharing insights from their new Fertility Barometer study of 24,000 women across nine nations, revealing critical hopes and barriers to modern family building.

Global market leader EMD Serono supports the event, reflecting its commitment to advancing reproductive medicine and supporting patients throughout their treatment journeys.

With seasoned broadcaster Jenna Wolfe conducting interviews on site, members of the Association of Healthcare Journalists, and top reporters joining from international outlets, the topics discussed will shape the media landscape and public discourse surrounding reproductive health for the year ahead and beyond.

LEARN MORE:

To learn more about the event, visit: https://www.worldfertilityawards.com/

To learn more about pregnantish, Inc., visit: https://www.pregnantish.com/

MULTIMEDIA:

Official Video Spotlight (YouTube): https://www.youtube.com/watch?v=th0uZmXkP0Y

News Source: Pregnantish

Related link: https://pregnantish.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/world-fertility-awards-wfa-to-convene-top-reproductive-leaders-amid-shifting-global-population-decline/

DETROIT, Mich., Oct 22, 2026 (SEND2PRESS NEWSWIRE) -- U.S. Publications is thrilled to introduce Simo to the general public. It's a conversational AI assistant that brings everyday help and creative tools together in one place. Users can describe what they want in plain language, by typing or by voice. No technical background or skills are required.

Simo was created by the founder of U.S. Publications, a technology company known for developing specialized mobile applications, and is built around the idea of a "best friend AI." It gives people an approachable place to ask questions, explore ideas, solve problems and create.

Many people have an idea for a business, a story or a project but find the first steps intimidating. Simo lowers that barrier.

"Most people don't lack ideas. They lack an easy way to get started," said Simon Gojcaj, president and founder of U.S. Publications.

A combination of proprietary tools can generate 1080p to 4k videos from 20 seconds to 12 hours. The user does not even have to write the script. They can simply narrate the idea and let Simo take it from there. It can assist with inventions, draw up designs and even assist with patents.

Simo helps users brainstorm, understand unfamiliar subjects, organize their thoughts and draft content. Its creative tools span website creation, business concept development, original image and video generation, writing and book creation, and even book cover design. For example, a home baker could talk through a bakery business idea, then ask Simo to build a website and prepare content to share with customers. A writer could share a book concept and ask Simo to develop, organize and revise it.

A project library lets users save supported creations and return to them later to continue working.

The central benefit is that these capabilities all work together. A small business owner can develop an idea, create a website, prepare promotional images, write marketing copy and produce a video without moving between separate tools. An individual might use Simo for everyday help, a personal writing project or a visual story to share with family.

Simo is designed for entrepreneurs, inventors, small businesses, creators, authors and everyday people who want practical help bringing their ideas to life.

ABOUT SIMO

Simo is a conversational AI assistant that brings everyday help and creative tools together, including website creation, image design, writing and book creation, and video storytelling. Built around the idea of a "best friend AI," Simo aims to make creating more accessible to people at any experience level.

MORE INFORMATION: https://simonchat.ai.

MULTIMEDIA:

VIDEO (YouTube): https://www.youtube.com/watch?v=X2lXP1ThIfw

News Source: U.S. Publications

Related link: https://simonchat.ai

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/meet-simo-the-best-friend-ai-that-turns-your-ideas-into-websites-images-books-and-videos/

SAN FRANCISCO, Calif., Oct 21, 2026 (SEND2PRESS NEWSWIRE) -- The Glancy Wine Education Foundation (GWEF) will hold its popular online auction from October 31 through November 8, 2026. The auction is one of the foundation's most important fundraising events of the year. Proceeds fund scholarships that help underrepresented wine professionals earn professional certifications and advance their careers.

GWEF's mission is to assist underserved communities with scholarships to further their professional wine education, raise their earning power and increase diversity in the wine industry. In its six-year history, the foundation has awarded 364 scholarships totaling $457,000. More than a third of recipients have received a promotion after earning their certification.

Auction lots will include trips, one-of-a-kind tastings, special limited-production wines and more. Highlights include a three-day trip to Champagne Lossy with a stay at the château, a private tour and tasting, and a Michelin-starred dinner. Another special lot includes a five-course dinner for two at Valette in Healdsburg, CA, paired with wines from five top winemakers (David Ramey, Rochioli, Kosta Browne, Aperture and Bob Cabral). An instant cellar from noted wine writer and emeritus board member Alder Yarrow offers 36 bottles, from wines drinking well now to those that will age for 20 years. The auction is open to the public, and the link will be shared via @glancywineedfoundation close to the launch date of October 31, so be sure to follow for updates.

"Our auction is one of the biggest sources of scholarship funding we have each year," said Ana Keller, President, Glancy Wine Education Foundation. "Every winning bid helps a wine professional take the next step in their career. As those professionals advance, the wine industry gains the talent and perspective it needs to connect with a wider range of consumers."

The auction comes one year after GWEF became a national scholarship organization. In 2025, partnerships with the International Wine Center in New York and American Wine School, with classes in Chicago, Cincinnati, Cleveland and Detroit, added in-person programs on the East Coast and in the Midwest alongside the foundation's West Coast schools. A partnership with the Association of African American Vintners (AAAV) also opened GWEF scholarships to AAAV members. Funds raised this year will help the foundation serve students across this wider footprint.

GWEF's all-volunteer board keeps overhead at 9%, well below the nonprofit average of about 20%. Scholarship funds go directly to the foundation's wine school partners. GWEF holds a Platinum Transparency rating from Candid.

For auction updates, scholarship recipient stories and foundation news, follow GWEF on Instagram at @glancywineedfoundation.

For media inquiries, please contact:

Kimberly Noelle Charles, DipWSET 415-701-9463 kimberly@glancywineeducationfoundation.org

Andrea Smalling, 707-266-4069 andrea@glancywineeducationfoundation.org

ABOUT THE GLANCY WINE EDUCATION FOUNDATION

Established in 2020, The Glancy Wine Education Foundation (GWEF) is a registered 501(c)(3) tax-exempt, not-for-profit organization dedicated to assisting underserved and minority communities with scholarships to further their professional wine education, increase diversity and raise earning power. GWEF has awarded 364 scholarships totaling $457,000 since its founding and partners with wine schools in California, New York and the Midwest. The foundation holds a Platinum Transparency rating from Candid. Professionals in need of financial aid are encouraged to apply for scholarships year-round at https://www.glancywineeducationfoundation.org/.

News Source: Glancy Wine Education Foundation

Related link: https://www.glancywineeducationfoundation.org/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/glancy-wine-education-foundation-online-auction-runs-october-31-through-november-8-2026/

ADDISON, Texas, Oct 21, 2026 (SEND2PRESS NEWSWIRE) -- Click n' Close, a multistate mortgage lender, today announced that it has been named one of Mortgage Women Magazine's 2026 Top Employers for Women. The annual recognition, featured by Mortgage Women Magazine and National Mortgage Professional, honors mortgage companies that provide women with resources, mentorship and leadership opportunities and maintain women's representation at every level of their organizations.

"Women at Click n' Close go out of their way to champion one another, whether that means nominating a colleague for industry recognition or building a team that gives other women room to grow," said Delores Lopez, chief operating officer of Click n' Close. "That culture was one of the first things I noticed when I joined the company, and I'm proud to see Mortgage Women Magazine recognize it."

Women make up nearly 64% of the Click n' Close workforce of 336 employees and hold two of the company's six C-suite positions, serving as chief operating officer and chief compliance officer. Women also lead teams in correspondent lending and sales.

Much of that leadership has been developed internally. The COO position has primarily been filled by women for the past 15 years. A former COO spent nine years building a national support and training function before her promotion. A third woman began in an entry-level shipping role and, over 25 years, rose to manage the company's platform team. When Click n' Close expanded its underwriting department in 2021, the COO at the time assembled a five-person leadership team made up entirely of women. The company also sponsored the Texas Mortgage Bankers Association Certified Mortgage Leaders class for women for the past three years.

Female executives at Click n' Close designed the company's eMortgage and eNote strategy, which helped make it one of the industry's largest sources of digitally closed loans as early as 2018 and was later featured in a national eMortgage case study. Company leaders have presented at national and state Mortgage Bankers Association conferences and the MERS eMortgage Boot Camp and serve on boards and advisory councils of state and national mortgage associations.

Click n' Close offered remote work options before the pandemic, moved its entire workforce remote in 2020 and has remained remote-friendly since. The company provides up to four weeks of paid parental leave following the birth, adoption or foster placement of a child, private space for nursing mothers and on-site yoga and Pilates classes five days a week. When the company moves into its new headquarters, those classes will expand to include an on-site fitness facility that offers high-intensity interval training.

"Some of the most consequential decisions in our company's history were made by women, including our early move into eClosings and eNotes," said Ian Kimball, president of Click n' Close. "This recognition belongs to the people who run so much of this business, and we intend to keep promoting from within, so the next generation has a clear path to follow."

About Click n' Close, Inc.

Click n' Close, Inc. is a multi-state mortgage lender serving consumers and originators through its wholesale, correspondent and retail channels. The company is an industry leader in proprietary down payment assistance (DPA) programs and a recognized leader in One-Time Close construction lending across conventional, FHA, VA, USDA and Section 184 programs. Through its 1st Tribal Lending division-the nation's largest originator and servicer of Section 184 home loans for Native Americans-Click n' Close extends its commitment to expanding homeownership opportunities nationwide.

In operation since 1959, Click n' Close has remained at the forefront of mortgage innovation, pioneering the adoption of eClosings and eNotes. Backed by a strong financial foundation, Click n' Close has the balance sheet and warehouse capacity to support and scale its specialized loan programs, providing consistent access to capital and reliable execution for its partners. By maintaining direct relationships with Fannie Mae, Freddie Mac, Ginnie Mae and private investors and servicing its loan programs in-house, the company delivers dependable liquidity, loan salability and an enhanced borrower experience.

Learn more at https://www.clicknclose.com/.

News Source: Click n' Close Inc.

Related link: https://www.clicknclose.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/click-n-close-named-one-of-mortgage-women-magazines-2026-top-employers-for-women/

TAMPA, Fla., Oct 20, 2026 (SEND2PRESS NEWSWIRE) -- For the holiday season, Pillar To Post® Home Inspectors is putting a playful spin on home safety with its "Monster Free" certificates, a fun way to celebrate a home inspection and help make the transition of a move easier and fun for the kids.

Featuring colorful, cartoon-style monsters crossed off with bold red Xs, the certificates offer a lighthearted reminder that while spooky surprises are welcome during the holidays, unexpected home issues are best left out of the festivities. Whether it's creaky floors, mysterious drafts, or something lurking behind the basement door, a professional home inspection can help homeowners better understand their new home before settling in.

Designed to bring a little extra fun to the home-buying experience, the "Monster Free" certificates can be shared with homebuyers following their inspections during the holiday season. They offer a memorable, family-friendly keepsake that celebrates this exciting milestone while reinforcing the value of having a home professionally inspected.

"Buying a home is one of life's biggest adventures, and the holidays make it even more magical," said Charles Furlough, President and CEO of Pillar To Post Home Inspectors. "Our Monster Free certificates add a little seasonal fun to the experience, starting with Halloween."

From first-time buyers can help make the experience of a move to a new home and/or school easier for kids, according to the 350 franchisees of North America's largest home inspection network.

Pillar To Post Home Inspectors encourages homebuyers to make a professional home inspection part of their home-buying journey. With experienced inspectors and a commitment to help buyers make informed decisions, the company brings expertise and reassurance to one of life's most important investments.

So, this holiday season, let the festivities be frightfully fun-and leave the home inspection to the professionals. Because when it comes to your home, a little peace of mind is the best gift of all.

ABOUT PILLAR TO POST® HOME INSPECTORS

Founded in 1994, Pillar To Post Home Inspectors is the largest home inspection company in North America with home offices in Toronto and Tampa. There are over 350 franchises located across the United States and Canada and 85,000 5-Star Google Reviews on record to date. For further information, please visit https://pillartopost.com/.

News Source: Pillar To Post Home Inspectors

Related link: https://pillartopost.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/pillar-to-post-home-inspections-include-monster-free-certificates-for-a-spooktacularly-safe-holiday-season/

DETROIT, Mich., Oct 20, 2026 (SEND2PRESS NEWSWIRE) -- Millionaire Mastermind Academy, the national entrepreneurship and economic empowerment nonprofit founded by Velma Trayham, is hosting 16 free Party at the Polls events this election season - 13 in Michigan and three in Nevada - through its partnership with When We All Vote, the nonpartisan civic engagement initiative founded by former first lady Michelle Obama.

The events began Oct. 3 and continue through Election Day, Nov. 3, bringing together entrepreneurs, small business owners, creatives and community leaders to promote voter readiness and informed participation.

From film studios to small business hubs, each gathering reflects the community it serves. Together, the events aim to reach hundreds of voters by meeting people where they already gather, work and build relationships.

"As a Detroit native and filmmaker, this work is personal to me. I know the talent, ambition and determination in this city, and I want the people building its future to have a voice in the decisions that affect their livelihoods," said Treavion Davenport, executive director of Millionaire Mastermind Academy and founder of FLEXHAUS CINEMA+ SOUND.

"Behind every small business and every production are families counting on those opportunities. Our partnership with When We All Vote brings civic participation into spaces where people already feel connected - from creative studios to neighborhood businesses. Across our 16 activations in Michigan and Nevada, we're reminding people that their voices matter, their votes matter, and they have a role in shaping what comes next for their communities."

Founded in 2018, Millionaire Mastermind Academy helps women entrepreneurs build businesses and pursue economic mobility through mentorship, technical assistance, accelerator programs and strategic connections. According to its 2023-2024 Annual Impact Report, the organization has served more than 8,000 entrepreneurs, with a strong presence in Georgia, Texas, Florida and Arizona.

Its partnership with When We All Vote extends that work into civic participation. Public decisions influence access to capital, workforce development, infrastructure and the conditions in which businesses operate. The events help participants understand those connections and prepare to make their voices heard.

Every event is free, open to the public and nonpartisan, with no candidate endorsements.

Detroit event brings film and television professionals together

On Saturday, Oct. 24, Millionaire Mastermind Academy will bring Detroit's film and television community together at Living the Dream Studio for "Let's Make It a Movie Mixer!" The event will include a "Class of 2026" industry photograph celebrating the professionals helping shape Detroit's creative economy.

Featured speakers include Davenport and Sabrina Jackson, a FOX 2 Detroit contributor and Millionaire Mastermind Academy community partner.

Detroit registration is available at https://www.mobilize.us/whenweallvote/event/1059775/.

MEDIA INTERVIEW OPPORTUNITIES

Trayham is available for interviews about the organization's civic engagement work and the connection between entrepreneurship, economic opportunity and voter participation. Additional interview opportunities include Davenport and Jackson. Media are invited to cover the events. (Media only: info[@]millionairemastermindacademy.com).

ABOUT MILLIONAIRE MASTERMIND ACADEMY

Millionaire Mastermind Academy is a 501(c)(3) nonprofit founded by Velma Trayham to advance economic opportunity through entrepreneurship. The organization has mentored more than 8,000 women through technical assistance and economic empowerment programs, helping women-owned businesses grow and strengthen their communities. https://millionairemastermindacademy.org/

ABOUT WHEN WE ALL VOTE

When We All Vote is a national, nonpartisan initiative founded in 2018 by Michelle Obama to increase participation in every election, close the race and age voting gap, and change the culture around voting. It is an initiative of Civic Nation, a 501(c)(3) nonprofit.

News Source: Millionaire Mastermind Academy

Related link: https://millionairemastermindacademy.org/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/millionaire-mastermind-academy-non-profit-hosts-16-nonpartisan-party-at-the-polls-events/

NEW YORK, N.Y., Oct 20, 2026 (SEND2PRESS NEWSWIRE) -- Luvme Hair is highlighting office-ready hairstyles for Fall 2026, bringing attention to the role of hair length, texture, and silhouette in creating polished looks for professional settings. From defined curly pixie cuts to classic bobs, shoulder-length layers, and long waves, the selection reflects different approaches to workplace styling while leaving room for individual expression.

As fall brings tailored jackets, layered knitwear, and structured outerwear into everyday wardrobes, hairstyles become another element of a polished workday look. From defined curly pixie cuts to classic bobs, shoulder-length layers, and long waves, Luvme Hair is drawing attention to versatile styling options for different professional environments and routines.

The brand's guide to 7 Professional Wig Hairstyles for Work explores seven approaches to workplace styling, including sleek straight hair, soft side parts, body waves, defined curls, and neat half-up styles. The guide emphasizes clear silhouettes, manageable styling, and coordination between hair and clothing rather than a single definition of professional hair.

SHORT HAIRSTYLES: DEFINED, POLISHED, AND EXPRESSIVE

Short wigs offer a distinctive option for professionals who prefer a clean silhouette or a more expressive style. Classic bobs can complement structured workwear, while pixie cuts provide a shorter alternative with a defined shape.

A Curly Pixie Cut adds texture and personality to the office-ready hairstyle conversation. With well-defined curls and a thoughtfully maintained shape, this style can pair with tailored blazers, minimalist knitwear, and other fall wardrobe staples.

For more seasonal inspiration, Luvme's fall short wig hairstyles guide explores a range of shorter silhouettes, including layered bobs, pixie-inspired looks, and textured curls.

MEDIUM-LENGTH STYLES: BALANCE AND MOVEMENT

Shoulder-length cuts and layered styles offer another option for professional settings. Their length allows for movement and face-framing detail while providing flexibility for different outfits and occasions.

Soft waves can complement relaxed business-casual clothing, while straighter, layered styles can create a more structured appearance. These options can work alongside fall essentials such as button-down shirts, knit tops, and tailored outerwear.

The right combination depends on the wearer's preferred silhouette and workplace dress code. Luvme's guide to matching wigs with outfits and occasions provides additional ideas for coordinating hair texture, length, and color with different clothing styles.

LONG HAIRSTYLES: CLASSIC AND VERSATILE

Long wigs remain an option for professionals who prefer more styling flexibility. Sleek straight hair can create a streamlined finish, while body waves and loose curls introduce softness and dimension.

Depending on the occasion, long styles can be worn down, swept to one side, or arranged in a simple half-up look. These variations make it possible to adapt a familiar hairstyle for meetings, presentations, daily office wear, and after-work gatherings.

A FLEXIBLE APPROACH TO FALL WORKWEAR

For Fall 2026, Luvme Hair is emphasizing choice rather than a single definition of professional hair. A polished bob, a defined curly pixie, layered shoulder-length hair, or long soft waves can each contribute to a different interpretation of workplace style.

By considering hairstyle alongside clothing, occasion, and personal preference, wearers can build a professional look that feels appropriate to their routine without giving up individuality.

ABOUT LUVME HAIR

Luvme Hair offers human hair wigs across a range of textures, lengths, colors, and constructions. The brand focuses on natural-looking results, convenient wear, and versatile styling options for different routines and personal preferences. https://shop.luvmehair.com/

News Source: Luvme Hair

Related link: https://shop.luvmehair.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/luvme-hair-highlights-office-ready-hairstyles-for-fall-2026/

JACKSONVILLE, Fla., Oct 20, 2026 (SEND2PRESS NEWSWIRE) -- Industrial SalesLeads today announced its September 2026 results for planned capital project spending in the Food and Beverage industry. Food and beverage renovation and equipment upgrade planned projects rose 27.6% from the previous month.

The Firm tracks planned industrial capital projects across North America, including facility expansions, new plant construction and major equipment modernization. Its research confirms 65 new projects in the Food and Beverage sector in September. Processing facilities accounted for 45 of them and distribution and industrial warehouse projects for 23. The research team also identified 7 projects valued at $100 million or more. The largest is a proposed $1.3 billion, 1.5 million-square-foot Walmart distribution center in Georgia. Construction is expected to start in late fall 2026.

The following are selected highlights on new Food and Beverage industry construction news.

FOOD AND BEVERAGE PROJECT TYPE

* Processing Facilities - 45 New Projects

* Distribution and Industrial Warehouse - 23 New Projects

FOOD AND BEVERAGE PROJECT SCOPE/ACTIVITY

* New Construction - 16 New Projects

* Expansion - 19 New Projects

* Renovations/Equipment Upgrades - 37 New Projects

* Plant Closing - 7 New Projects

FOOD AND BEVERAGE PROJECT LOCATION (TOP 10 STATES)

* California - 7

* New York - 6

* Indiana - 6

* Georgia - 5

* Pennsylvania - 5

* Wisconsin - 5

* Michigan - 4

* Minnesota - 3

* Texas - 3

* Washington - 3

LARGEST PLANNED PROJECT

During the month of September, our research team identified 7 new Food and Beverage facility construction projects with an estimated value of $100 million or more.

The largest project is owned by Walmart, who is planning to invest $1.3 billion for the construction of a 1.5 million sf distribution center in CARNESVILLE, GA. They are currently seeking approval for the project. Construction is expected to start in late Fall 2026.

TOP 10 TRACKED FOOD AND BEVERAGE PROJECTS

PENNSYLVANIA:
Dairy product mfr. is planning to invest $1.2 billion for the renovation and equipment upgrades on a 1.5 million sf processing facility at 7350 Industrial Blvd. in ALLENTOWN, PA. They are currently seeking approval for the project.

WISCONSIN:
Agricultural co-operative is planning to invest $700 million for the construction of a soybean processing plant in EVANSVILLE, WI. They have recently received approval for the project.

INDIANA:
Flavour, fragrance and cosmetic ingredient mfr. is planning to invest $215 million for the construction of a processing facility in WEST HARRISON, IN. They are currently seeking approval for the project. Completion is slated for 2028.

MISSOURI:
Dairy product mfr. is planning to invest $197 million for the construction of a processing facility on Hazel Ave. in CARTHAGE, MO. They are currently seeking approval for the project.

NEW YORK:
Supermarket chain is planning to invest $110 million for the construction of a distribution and cold storage facility in ROCHESTER, NY. They are currently seeking approval for the project and will consolidate their operations upon completion.

PENNSYLVANIA:
Snack food mfr. is expanding and planning to invest $42 million for the renovation and equipment upgrades on an additional 79,000 sf of processing space at 615 Alpha Dr. in O'HARA TOWNSHIP, PA. They are currently seeking approval for the project.

SOUTH CAROLINA:
Food products mfr. is planning to invest $33 million for the expansion and equipment upgrades on their processing and warehouse facility in SWANSEA, SC. They are currently seeking approval for the project. Completion is slated for 2028.

MISSOURI:
Frozen food products mfr. is planning to invest $32 million for the construction of three office facilities and a warehouse on Le Compte Rd. in SPRINGFIELD, MO. They are currently seeking approval for the project. Construction will occur in 2 phases and they will relocate their operations upon completion.

INDIANA:
Food and beverage company is planning to invest $30 million for equipment upgrades on their processing facility in KENDALLVILLE, IN. They are currently seeking approval for the project.

COLORADO:
Brewery is planning to invest $23 million for equipment upgrades on their production and warehouse facility in FORT COLLINS, CO. They are currently seeking approval for the project.

About Industrial SalesLeads, Inc.

Since 1959, Industrial SalesLeads, based in Jacksonville, FL is a leader in delivering industrial capital project intelligence and prospecting services for sales and marketing teams to ensure a predictable and scalable pipeline. Our Industrial Market Intelligence, IMI identifies timely insights on companies planning significant capital investments such as new construction, expansion, relocation, equipment modernization and plant closings in industrial facilities. The Outsourced Prospecting Services, an extension to your sales team, is designed to drive growth with qualified meetings and appointments for your internal sales team. Visit us at https://salesleadsinc.com/.

Each month, our team provides hundreds of industrial reports within a variety of industries.

Learn more:
https://www.salesleadsinc.com/data-solutions/industrial-project-reports/

https://www.salesleadsinc.com/blog/

News Source: Industrial SalesLeads Inc

Related link: https://www.salesleadsinc.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/27-6-mom-increase-in-industrial-planned-projects-for-renovations-and-equipment-upgrades-for-september-2026/

ATLANTA, Ga., Oct 20, 2026 (SEND2PRESS NEWSWIRE) -- Down Payment Resource (DPR), the housing industry's leading affordability intelligence platform, today announced a partnership with ARMLS® (Arizona Regional Multiple Listing Service). Founded in 1982 and based in Tempe, Arizona, ARMLS has grown into one of the largest MLSs in the country, serving more than 38,000 subscribers.

Through the partnership, ARMLS subscribers gain access to Down Payment Connect, DPR's tool that integrates its database of more than 2,700 down payment assistance (DPA) programs directly into listing data. Eligible listings are flagged with a special icon, making DPA-eligible properties easy for agents and potential buyers to identify.

According to DPR data, DPA can lower an applicant's loan-to-value ratio by an average of 8.8%, helping lenders qualify more mortgage-ready borrowers and agents deliver better outcomes for homebuyers.

"Every one of ARMLS' subscribers now has a direct line to the down payment assistance programs their clients need to get into a home," said Rob Chrane, founder and CEO of Down Payment Resource. "Arizona has substantial DPA resources available, and pairing that with ARMLS' reach means far more buyers will actually find out these programs exist and make use of them."

Down Payment Connect provides ARMLS subscribers with a personalized landing page they can share on their websites and social media and in their email signatures to connect prospective buyers with available assistance. In Arizona, DPA is offered through 34 agencies and 61 programs, with an average assistance amount of $28,000. Programs are available to buyers earning up to $155,000 a year who are purchasing homes priced up to $484,350.

ABOUT ARMLS:

Arizona Regional Multiple Listing Service is an association-owned Multiple Listing Service covering Arizona, providing MLS and other core services for MLS subscribers. ARMLS provides technology solutions, support and training for more than 38,000 real estate professionals. For more information, visit https://armls.com.

ABOUT DOWN PAYMENT RESOURCE:

Down Payment Resource (DPR) is the mortgage industry's affordability intelligence platform, operationalizing down payment programs at scale for lenders, MLSs and API users. Its embedded intelligence helps automate program eligibility, decisioning and delivery, connecting homebuyers with the assistance they need through a national database of over 2,700 programs. DPR's technology is used by seven of the top 25 mortgage lenders, two of the largest real estate listing websites and 600,000 real estate agents. For more information, visit https://downpaymentresource.com.

News Source: Down Payment Resource

Related link: https://www.downpaymentresource.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/down-payment-resource-inks-contract-with-armls-to-expand-access-to-down-payment-assistance/

BOULDER, Colo., Oct 20, 2026 (SEND2PRESS NEWSWIRE) -- Floify, the mortgage industry's leading point-of-sale (POS) solution, today announced the launch of Verification of Assets (VOA) within Floify Verify, its native verification service powered by Argyle.

Lenders using Floify have been able to verify income and employment directly through Floify Verify for some time. However, asset verification was handled elsewhere, through tools such as AccountChek® or Plaid. That meant borrowers were routed through a different interface mid-application, while lenders were left managing separate reporting and a second billing relationship. VOA brings asset verification directly into Floify Verify, completing what Floify calls the "verification triad."

VOA is built into two places in Floify. In Live Loan Flow, a loan officer can trigger asset verification at any point, manually or through business rules, and request re-verification later if a borrower's finances change. In Apply Now, including Floify's Dynamic AI autofill experience, a borrower can connect a bank account directly in the assets section, with document upload as a fallback, and see that data flow straight into the 1003. Both paths share the same bank connection, GSE-accepted report and billing pipeline.

Lenders can also select the VOA report's transaction history window, ranging from 15 days to 2 years, and choose which accounts to include when refreshing the report. Floify automatically suppresses duplicate bank statement requests once a report is on file. Reports meet Day 1 Certainty® eligibility requirements from Fannie Mae and AIM eligibility requirements from Freddie Mac, with reference numbers written automatically into the GSE fields in Encompass® and BytePro®. All verification activity on a loan (income, employment and assets) now appears on a single invoice.

"Verification of assets is the piece our lenders have been asking for since Floify Verify launched in 2024," said Bryan Traeger, general manager of Floify. "Income, employment and assets are the three pillars of a complete verification picture, and now lenders can run all three through one platform, one connection and one invoice."

"We've worked with Floify for years to bring real-time, consumer-permissioned income and employment data into their platform, and VOA extends that partnership to assets," said Shmulik Fishman, founder and CEO of Argyle. "Lenders get a faster, more reliable view of a borrower's full financial picture in a workflow they already trust, and borrowers get to skip the paperwork entirely."

VOA supports checking and savings accounts at launch, with investment accounts such as retirement accounts and stock and bond holdings planned for a future release.

ABOUT FLOIFY:

Floify is a fully configurable point of sale (POS) platform that streamlines the loan process with a secure application, communication and document portal between lenders, borrowers, referral partners and other mortgage stakeholders. Its Dynamic AI feature reimagines the mortgage application process by moving document collection and AI-driven data extraction to the very beginning of the process, allowing borrowers to upload key documents and have applications prepopulated with verified information, accelerating pre-approvals and simplifying the borrower experience. Floify is a subsidiary of Porch Group, Inc. ("Porch Group") (NASDAQ: PRCH). For more, visit https://floify.com/ or find us on social media at Facebook, LinkedIn or Twitter / X.

ABOUT ARGYLE:

Argyle is the leading consumer-permissioned verification platform, empowering consumers to share their income, employment, and asset data through consumer-directed payroll and bank connections. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs and build better product experiences. As an authorized supplier for Fannie Mae's Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to receive the paystubs and W-2s applicants share, understand applicants' ability to pay and improve loan quality-all at up to 80% less cost. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, Checkr, Mastercard and SignalFire. For more information on Argyle's industry-leading platform, please visit https://argyle.com/.

News Source: Floify

Related link: https://floify.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/floify-adds-asset-verification-completing-its-floify-verify-suite/

AUSTIN, Texas, Oct 20, 2026 (SEND2PRESS NEWSWIRE) -- FirstClose™, a leading fintech provider of data and workflow solutions for home equity and mortgage lenders nationwide, announced today that PROGRESS in Lending (PIL) has recognized Chief Technology Officer Dan Kellett for his influence on how lenders approach home equity technology, naming him one of nine 2026 Lending Luminaries.

Now in its eighth year, the Lending Luminary Award honors mortgage industry professionals whose ideas and leadership move others. The association defines a luminary as "a person who inspires or influences others" and published this year's winners on Oct. 10.

Kellett's recognition centers on a point he has pressed about home equity lending. In his view, lenders have brought the application online while leaving the processes that follow it unchanged.

"Until you fix that underlying structure, you don't really have a digital experience," Kellett said. "You just have a digital intake form."

He traces part of the problem to the fact that home equity does not sit cleanly in any one department. Home equity lines of credit follow consumer lending conventions, and closed-end second mortgages fall under mortgage regulation, so institutions inherit complexity from both sides without infrastructure built for either. With pull-through below 50% and origination costs near $4,600 per loan, Kellett has argued that lenders compressing 40- to 45-day cycles into 10 to 15 days are automating order management rather than polishing intake.

Kellett, who leads product engineering, information technology and cybersecurity at FirstClose, applied the same thinking when he set the company's AI strategy. The work began with internal operations, where every employee has AI tools and receives training as new capabilities become available. He then moved to the data layer, bringing custom applications, Salesforce® and Jira® together in a single warehouse that the business can query. AI within the product is the last phase and remains a direction on the company's roadmap.

Kellett also re-architected XpressEquity, the FirstClose point-of-sale platform, and rebuilt the company's technology team. Under the architecture he established, the FirstClose platform runs on cloud-native, event-driven services with end-to-end observability, and automated governance processes have reduced the work of maintaining SOC 2 compliance.

FirstClose works with more than 225 financial institutions, a client base that gives Kellett a direct view of the systems and constraints lenders work within. The full list of 2026 Lending Luminaries is available at https://mymortgagemindset.com/the-2026-lending-luminary-award-winners-are/.

About FirstClose

Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to home equity and mortgage lenders nationwide. The company's mission is to increase profitability and reduce costs for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist their borrowers more effectively, reduce closing costs and ultimately shorten closing times. For more information, visit https://firstclose.com/.

News Source: FirstClose

Related link: https://www.firstclose.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/firstclose-chief-technology-officer-dan-kellett-named-a-2026-lending-luminary/

DENVER, Colo., Oct 20, 2026 (SEND2PRESS NEWSWIRE) -- ACES Quality Management (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced today that PROGRESS in Lending (PIL) has recognized Kyle Kehoe, executive vice president of sales, as one of nine 2026 Lending Luminaries. PIL's eighth annual Lending Luminary Award recognizes people in the lending industry who inspire or influence others. This year's honorees come from lending, servicing, technology and title.

Kehoe has spent the past year encouraging lenders to maintain their investment in quality control (QC) as origination volumes stayed low. With fewer new loans coming in, lenders had less room to absorb repurchase requests or hold defective loans they could not sell or service. During that period, Kehoe's sales team closed new business with the 11th-largest bank in the U.S., the second-largest bank in Canada, the second-largest bank in Arkansas, the largest and second-largest credit unions in Florida and the largest credit union in Oregon.

"Kyle leads a team that knows this industry and the risks lenders face as well as anyone," said ACES CEO Trevor Gauthier. "They take the time to understand each institution's challenges and stay with the problem until it's solved. When volume dropped, Kyle spent the year telling them that's when QC matters most, and the lenders who listened are better for it. That's the kind of influence this award recognizes."

Over the coming year, Kehoe plans to take the same approach into market segments where ACES has an established presence and room to grow.

"It's an honor to be recognized by PROGRESS in Lending, and I share it with our entire team," Kehoe said. "They're dedicated to helping lenders strengthen their risk management, which protects both the institution and its borrowers, especially in a market this tight."

The full list of 2026 Lending Luminaries is available at https://mymortgagemindset.com/the-2026-lending-luminary-award-winners-are/.

About ACES Quality Management

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® Software to improve audit throughput and quality while controlling costs, including:

* Over 70% of the top 20 independent mortgage lenders;

* 8 of the top 10 loan servicers;

* 14 of the top 30 banks; and

* 7 of the top 15 credit unions in the United States.

ACES also supports multiple state housing authorities and mortgage insurers, a government-sponsored enterprise (GSE) and dozens of third-party QC service providers that collectively serve hundreds of financial institutions.

Unlike other quality control platforms, ACES Flexible Audit Technology® enables independent mortgage lenders and financial institutions to easily manage and customize the system to their specific needs, including the ability to evaluate loan risk at scale without relying on IT or outside resources. With ACES' AI-powered capabilities, audit teams can translate complexity into clear insights and accelerate performance.

Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.

News Source: ACES Quality Management

Related link: https://www.acesquality.com/

This press release was issued on behalf of the news source, who is solely responsible for its accuracy, by Send2Press Newswire. To view the original story, visit: https://www.send2press.com/wire/aces-quality-managements-kyle-kehoe-named-a-2026-lending-luminary/