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Recent News Stories from PRnetwire >> News Article

Edited by Christopher Simmons, senior news editor


CREDIT FACTOR CORP. FINDS 70% OF CREDIT REPORTS CONTAIN ERRORS

NEW YORK, NY - Feb. 27, 2003 /Send2Press Newswire/ -- Credit Factor Corporation is a leading directory of credit report providers and the largest resource about credit management for consumers. Recent studies conducted by the Public Interest Research Group found over 70% of credit reports contain errors.

Incorrect information in your credit file makes your credit score lower. As the result you get a higher APR when you: take a loan, open a new credit card account, lease a car or every time when you take credit.

29% of the credit reports contained even more serious errors that could result in the denial of credit. "Serious" errors included false delinquencies, public records or judgments that belonged to a stranger, or credit accounts that did not belong to the consumer. If your identity has been stolen and somebody has taken credit on your name you may get huge financial problems. It is much easier to investigate such kind of situation before it is reported to a collection agency. After it is reported to a collection agency and an accordant record appears in your credit file, you may be denied credit at all.

The solution is to take a look at your credit report and become sure that your credit situation is under control.

Once you receive a copy of your credit report, review it carefully for inaccuracies and incorrect information. Under federal law, you have the right to have any incomplete or inaccurate information corrected by a credit bureau at no charge. To see sample go to http://www.credit-factor.com/FactDetails.aspx?id=296

A good credit history is a very important aspect of financial health. It enables you to get the credit you need fast and at the best possible interest rates. Obtaining a good interest rate can save you a lot of money when shopping for a car, home, small business or other major purchase.

Credit Factor Corporation, a fast growing credit reports and all credit related information provider, presents a new Credit Report Directory with a huge database of facts. There can be found all the facts you will need to manage your credit easier. The directory contains information on identity theft, credit reports, credit score, credit bureaus and saving tips. For more information please visit: http://www.credit-factor.com

URL: www.credit-factor.com

Source of news: Credit Factor Corporation



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