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News items related to Residual Income Knowledge Index as issued by the Send2Press Newswire service on behalf of the noted news source.

GreenLyne adopts FormFree’s Residual Income Knowledge Index to unlock greater inclusivity in mortgage lending

Wed, 15 Mar 2023, 07:00:16 EDT | From: FormFree

ATHENS, Ga., March 15, 2023 (SEND2PRESS NEWSWIRE) — FormFree® today announced that Inclusive-Finance-as-a-Service platform GreenLyne has enhanced its ability to help lenders identify home financing opportunities for underserved consumers with its adoption of FormFree’s Residual Income Knowledge Index™ (RIKI™).

FormFree releases Residual Income Knowledge Index, an intelligent new system for assessing borrowers’ Ability to Pay, to lenders nationwide

Thu, 06 Oct 2022, 06:55:52 EDT | From: FormFree

ATHENS, Ga., Oct. 6, 2022 (SEND2PRESS NEWSWIRE) — FormFree® today announced the general availability of its Residual Income Knowledge Index™, or RIKI™. RIKI is an innovative method for measuring consumers’ Ability-to-Pay (ATP®) for mortgages and other loans based on monthly income and spending. When paired with traditional credit scoring models, RIKI offers lenders a more complete understanding of consumers’ creditworthiness and creates homeownership opportunities for those with little to no credit history.

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