Free Screening for Long Term Care Insurance

| From

Launched by LTC Financial Partners, Service Also Aids Carrier Selection

KIRKLAND, WA (SEND2PRESS NEWSWIRE) -- Long term care insurance, which protects families from catastrophic loss, may be right for some Americans but not others. How can you tell if it's right for you, a family member, or (if you run a business) your employees? Starting today, a new screening service from LTC Financial Partners promises to give a quick answer -- in as little as four minutes on the phone. Performed by state-certified specialists, the screening works this way:

The consumer or employer makes an online request for a telephone appointment with a long term care expert who is familiar with regulations in the individual's state. The by-phone screening process involves three steps:

STEP 1 (about four minutes): The expert determines which LTC category fits the family member or employee:

* Public assistance (person likely to qualify for Medicaid).

* Self-insurance (person has sufficient means to pay for care out of pocket).

* Private long term care insurance (person needs help to protect assets and lifestyle).

If long term care insurance is indicated, the screening process continues with steps 2 and 3, which explore eligibility, alternative carriers, and policy options including a range of benefits and costs.

STEP 2 (five-plus minutes): The expert determines whether the person is likely to meet minimum health requirements for insurability. If yes, the expert estimates the cost of coverage after available tax breaks.

STEP 3 (nine-plus minutes): The expert explores a wide range of policy options to find the best fit for the individual's situation. While asking questions, he or she accesses a national database of insurance carriers, policies, and legislation. Through a computer analysis based on state of residence and other criteria, a ranking is formed and two or three alternative solutions are developed, which may include policies from Allianz, MetLife, MedAmerica, Prudential, John Hancock, Physicians Mutual, Unum Provident, or other state-approved carriers.

The free screening and selection assistance may be requested at

"This type of in-depth, professional help is very rare," says Cameron Truesdell, CEO of LTC Financial Partners. "It's not available for many other complex choices, such as selecting the right Medicare prescription drug plan. Where else can you talk with an impartial, seasoned specialist and quickly learn which carriers and benefits are most advantageous in your case?"

*(Photo Caption: Photo of Cameron Truesdell, CEO of LTC Financial Partners.)

News Source:
Like, Share, Save this press release:
  TWEET   SHARE   G+   STUMBLE   LinkedIn   Instapaper   Buffer

The content of the above press release was provided by the “news source” (LTC Financial Partners LLC) or authorized agency, who is solely responsible for its accuracy. Send2Press® is the originating wire service for this story and content is Copr. © 2006 LTC Financial Partners LLC with newswire version Copr. © 2006 Send2Press (a service of Neotrope). All trademarks acknowledged.

Rights granted for reproduction by any legitimate news organization. However, if news is cloned/scraped verbatim, then original attribution must be maintained with link back to this page as “original syndication source.” Resale of this content for commercial purposes is prohibited without a license. Reproduction on any site selling a competitive service is also prohibited. Information is believed accurate, as provided by news source or authorized agency, however is not guaranteed, and you assume all risk for use of any information found herein/hereupon. This work is licensed under a Creative Commons Attribution-NonCommercial 3.0 Unported License.
STORY READS for this single page only, as of Oct 26 2016:
[ count retired 8.4.16 ]

or: Search

back to top
REFERENCES: , , free healthcare screening, long term care insurance, LTC Financial, Self-insurance, Private long term care insurance, LTCi, state-certified specialists, coverage, employer, business, Washington State, Cameron Truesdell, news, press release from LTC Financial Partners LLC, Jan 16, 2006, Health, Diet and Fitness, , , , , Free Screening for Long Term Care Insurance