Senior Citizens News - Page 6

KIRKLAND, Wash., July 18, 2012 (SEND2PRESS NEWSWIRE) — When the Supreme Court upheld The Patient Protection and Affordable Care Act (Obamacare), uncertainty about health insurance abated. But what about long-term care insurance, which covers in-home, nursing-home, and assisted-living care – expensive services scarcely addressed by regular insurance or Medicare? That issue remains as head-scratching as ever, according to LTC Financial Partners, LLC (LTCFP), one of America’s most experienced long-term care insurance agencies.

KIRKLAND, Wash., June 27, 2012 (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces a free service to help consumers learn about the financial risk of needing long-term care someday, and how to manage the risk. The service blends the best of technology with the best of humanity: real, live advisors on the phone. It’s a simple two-step process.

KIRKLAND, Wash., Jan. 26, 2012 (SEND2PRESS NEWSWIRE) — Long-term care insurance is subsidized, in effect, by Uncle Sam. ‘For many people, a large part of their premium cost is deductible on their federal tax return,’ says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP). ‘That doesn’t make coverage free, but it makes it more affordable for millions.’ LTCFP is one of the nation’s largest and most experienced agencies specializing in long-term care insurance.

KIRKLAND, Wash., Dec. 27, 2011 (SEND2PRESS NEWSWIRE) — Looking for a New Year’s resolution that’s not a sweat, like losing 15 pounds or going off cigarettes? ‘Consider resolving to investigate long-term care insurance,’ says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP). ‘It’s a snap to accomplish, takes just minutes, and you’ll breathe easier about your future.’

KIRKLAND, Wash., Dec. 15, 2011 (SEND2PRESS NEWSWIRE) — Whether you celebrate Christmas, Hanukkah, or another end-of-year holiday, long-term care insurance just might be the best present you could possibly give. ‘That may sound crazy,’ says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP).

MOUNTAIN LAKES, N.J., Dec. 14, 2011 (SEND2PRESS NEWSWIRE) — Today the EraNova Institute announces the publication of a special report, Avoiding the Long-Term Care Wipeout by Riding the Life-Extension Wave. ‘It offers a win-win-win strategy that can enrich three constituencies while helping America thrive again,’ says Richard W. Samson, Director of EraNova and author of the report.

KIRKLAND, Wash., Nov. 21, 2011 (SEND2PRESS NEWSWIRE) — Thanksgiving is a time to join with family to say thanks for life’s blessings. It can also be a time to make sure those blessings continue year after year, uninterrupted by the financial impact of long-term health issues. ‘According to the U.S. Department of Health and Human Services, about 7 in 10 of us over age 65 will need long-term care at some point,’ says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP).

KIRKLAND, Wash., Nov. 17, 2011 (SEND2PRESS NEWSWIRE) — Today the American Senior Benefits Association (ASBA) announced the selection of LTC Financial Partners, LLC (LTCFP) to provide long-term care education and insurance for members and their families. The aim of the ASBA Long-Term Care Insurance Program is to supply education on the financial risks associated with long-term care and how a long-term care insurance policy can transfer these risks from a member’s assets to that of an insurance carrier.

KIRKLAND, Wash., Oct. 20, 2011 (SEND2PRESS NEWSWIRE) — Today one of the nation’s largest long-term care insurance agencies announces a national effort to help all Americans with their long-term care financing needs. The company is LTC Financial Partners, LLC (LTCFP), which represents multiple insurance carriers.

KIRKLAND, Wash., Oct. 19, 2011 (SEND2PRESS NEWSWIRE) — Each November, during Long-Term Care Awareness month, Americans are reminded to think about their future care needs. For those who want to get serious about it, a seminar is available to answer all questions. It’s provided free to local groups by LTC Financial Partners, LLC (LTCFP), one of the nation’s largest long-term care insurance agencies representing multiple carriers.

KIRKLAND, Wash., Oct. 13, 2011 (SEND2PRESS NEWSWIRE) — Washington state residents are about to be rewarded for planning ahead for their long-term care (LTC) needs, but the forthcoming program will be even better with a few tweaks. So says Helen Boyer, who testified on October 11 before the Washington State Office of the Insurance Commissioner. Boyer, a Bellevue-based attorney specializing in insurance law, is a Partner with LTC Financial Partners, LLC (LTCFP), one of America’s largest long-term care insurance agencies representing multiple carriers.

KIRKLAND, Wash., Sept. 19, 2011 (SEND2PRESS NEWSWIRE) — If one of your aging parents suddenly needs help with the tasks of daily living, who will provide it? You? ‘If that’s your default plan,’ says Craig Smith, President of LTC Financial Partners LLC (LTCFP), ‘be prepared for sticker shock. Your services don’t come free.’ LTCFP is one of the nation’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — With federal purse strings tightening, Americans are likely to need a mix of private and diminished government resources to pay for their long-term care. To help people achieve the right mix, free presentations are being offered nationwide by LTC Financial Partners, LLC (LTCFP), one of the country’s largest long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces the availability of hundreds of experts who will speak to local groups supporting a new national awareness campaign. The campaign is titled 3in4 Need More, www.3in4needmore.com, and it is about educating Americans on all their long term care planning options.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — On Independence Day, if you’re a potential long-term caregiver or one who may need care, why not resolve to protect your own independence in the years to come? This advice comes from LTC Financial Partners, LLC (LTCFP), one of America’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Concerned that long-term care insurance rates might go up? ‘The California Assembly feels your pain,’ says Cameron Truesdell, CEO of LTC Financial Partners LLC (LTCFP), ‘but they just passed a bill, AB 999, that will only make matters worse if the State Senate also passes it.’ LTCFP is one of America’s largest and most experienced long-term care insurance agencies, representing multiple carriers.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Scant planning for long-term care is a big problem in America. Prudential Financial Inc. notes that 74 percent of consumers ages 55 to 65 (about three in every four of us) polled for a recent survey said they are concerned about needing some kind of long-term care. ‘Yet nearly 54 percent of Baby Boomers, now entering their retirement years, believe Medicare or health insurance will cover their long-term care needs, when they won’t,’ says Denise Gott, of LTC Financial Partners.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — A New Jersey naval architect watched helplessly as over $1 million dollars disappeared into the health-care system: all the assets of his mom and dad in their final years. Like most middle-class Americans, the naval architect and his parents had missed an estate planning gap. Their financial advisors (FA’s) missed it too. No long term care insurance (LTCi). ‘This was an expensive omission,’ says Jonas Roeser, of LTC Financial Partners LLC.

NEW YORK, N.Y. (SEND2PRESS NEWSWIRE) — Braving a threat of thunderstorms, busy New Yorkers and vacationing tourists gathered in Times Square Tuesday morning to hear classical music by Juilliard students followed by a ‘flash mob’ of seemingly disabled older people who suddenly abandoned their crutches to begin dancing joyfully. That captured the crowd’s attention. What was up? The question was soon answered by Jonas Roeser, Senior Vice President of Marketing and Operations for LTC Financial Partners LLC.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Regardless of your faith, you might benefit from the following Easter-week advice: Take some of the nest eggs in your nest-egg basket and put them into another basket, one devoted to long-term care needs. Otherwise, your retirement dreams could be suddenly shattered. So says Jonas Roeser, Senior Vice President of Marketing and Operations for LTC Financial Partners LLC (LTCFP).

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — People need insurance, but do retirement funds? ‘Absolutely,’ says Jonas Roeser, Senior Vice President of Marketing & Operations for LTC Financial Partners LLC (LTCFP). ‘If you’re not thinking about your own health as you age, think about the health of your 401k or IRA. If your retirement vehicle becomes disabled or loses life blood, how can it support you when you need it?’

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — According to the U.S. Department of Health and Human Services, at least 70 percent of Americans over 65 will need long-term care services at some point. And Prudential Financial Inc. notes that 74 percent of consumers age 55 to 65 (about three in every four of us) polled for a recent survey said they are concerned about needing some kind of long term care.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners LLC (LTCFP) announces the availability of ‘true cost’ estimates for long term care insurance policies from multiple carriers. According to LTCFP, the actual out-of-pocket expense of any LTC policy is usually less than the stated premium. Why?

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Many Americans seem confused and immobilized by a key part of the recent Health Reform legislation, the CLASS Act, which will offer a form of long term care insurance for working people and others who may become disabled. ‘CLASS’ stands for Community Living Assistance Services and Supports; and the program, a legacy of the late Senator Edward Kennedy, is intended to offer new choice and security for millions now at risk.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces the formation of a new affiliate, Reverse Mortgage Direct, LLC (RMD), which will provide reverse mortgages to Americans 62 and up. ‘We’re delighted to add this new service to our corporate offerings,’ says Cameron Truesdell, CEO of LTCFP, one of America’s most experienced long term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Almost for sure, you or a family member will need expensive long term care someday. How will you pay for it? What public or private insurance options are available to you? Now you can get those answers on Amazon.com’s Kindle Wireless Reading Device and the Apple iPhone, through ‘Dignity for Life: Five Things You Should Know Before Considering Long Term Care Insurance.’ The new electronic publication is authored by LTC Financial Partners, LLC.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — The good news is that Americans are living longer. The bad news is that millions are outliving their money; and when they need long term care, they face bleak prospects. According to a new guidebook from LTC Financial Partners, LLC (LTCFP), the unprepared are either forced to move into a nursing home funded by Medicaid, or to live with relatives who must disrupt their lives to care for them.

KIRKLAND, Wash., Feb. 24 (SEND2PRESS NEWSWIRE) — For people in business, there’s good news on the long term healthcare front. They can often insure themselves for less, thanks to favorable tax legislation. ‘Most owners or executives can use company dollars for a tax-deductible plan for themselves, their spouse, and dependents,’ says Denise Gott, Chairman of the Board of LTC Financial Partners LLC (LTCFP), one of America’s most experienced long term care insurance agencies.

NASHVILLE, Tenn. (SEND2PRESS NEWSWIRE) — Phylius Press, publisher of the leading book on how to qualify for nursing home Medicaid coverage, has announced a new affiliation with author Thomas Day of the National Care Planning Council. Mr. Day has contributed two new chapters on veterans benefits for nursing home residents to the recently published third edition (2009) of Phylius Press’s flagship book, ‘How to Protect Your Family’s Assets from Devastating Nursing Home Costs: Medicaid Secrets,’ (ISBN 9780979080142) by attorney K. Gabriel Heiser.

KIRKLAND, Wash., Nov. 12 (SEND2PRESS NEWSWIRE) — Following the $700-billion-plus economic bailout and stimulus program, “Congress does not relish another big bailout,” says Cameron Truesdell, CEO of LTC Financial Partners LLC (LTCFP), one of the nation’s largest and most experienced long term care insurance agencies. “But they see another tsunami coming.” That’s the message Truesdell gets from the September 25 introduction of House Resolution 431, “Supporting the goals and ideals of a Long-Term Care Awareness Week.”

KIRKLAND, Wash., June 11 (SEND2PRESS NEWSWIRE) — A few months ago, members of Congress asked the Social Security Commission to clear up a misperception of many Americans approaching retirement age. ‘A lot of seniors had the idea that Medicare would cover their long-term care expenses,’ says Cameron Truesdell, CEO of LTC Financial Partners LLC (LTCFP), one of the nation’s largest and most experienced long term care insurance agencies. ‘It wasn’t so, but the wording of the Social Security Statement left some doubt.’

KIRKLAND, Wash., May 15 (SEND2PRESS NEWSWIRE) — Will the next President introduce healthcare reform? ‘Probably,’ says Cameron Truesdell, CEO of one of the nation’s most experienced long term care insurance agencies, LTC Financial Partners LLC. Will the new system – Obama’s, Clinton’s, or perhaps McCain’s – cover all healthcare needs? ‘Absolutely not,’ says Truesdell. A huge area where American’s must keep on fending for themselves is long term care.

KIRKLAND, Wash. – Jan. 23 (SEND2PRESS NEWSWIRE) — ‘A failing mind, not body, is the biggest reason people need long term care today,’ says Cameron Truesdell, CEO of LTC Financial Partners, the nation’s most experienced long term care insurance agency. ‘That shouldn’t be, so we’re going to give our clients information to help stay mentally fit.’ To that end, the company is offering a free guidebook and web links to helpful resources.

NEW YORK, N.Y., Nov. 28 (SEND2PRESS NEWSWIRE) — AtPrime Media, Inc. the sponsor of www.AtPrime.com, one of the top age 50+ web services, announced today an addition to its highly valued consumer resource THE PENSION HELPER, a new free service entitled THE PENSION INSPECTOR.

KIRKLAND, WA – Aug. 24 (SEND2PRESS NEWSWIRE) — Today a first-place and four second-place winners were announced for the ‘Over 65, Into Over-Drive’ contest, sponsored by LTC Financial Partners LLC, the nation’s most experienced long term care insurance brokerage. ‘Everybody had fun and the top entries certainly met our objective, to undermine the stereotype that over 65 means over the hill,’ says Jonas Roeser, Director of Marketing.

KIRKLAND, WA – Mar. 13 (SEND2PRESS NEWSWIRE) — Over 65 no longer means over the hill, but old stereotypes remain, according LTC Financial Partners LLC, the nation’s most experienced long term care insurance brokerage. To change perceptions, they are running a contest to show just how alive and capable today’s seniors really are.

KIRKLAND, Wash. – June 30 (SEND2PRESS NEWSWIRE) — When Americans worry about being incapacitated for long periods, they should head straight to their bank or brokerage office. This odd-seeming advice comes from LTC Financial Partners LLC, the nation’s leading long-term care insurance brokerage representing multiple carriers. ‘Today, health care is about the money, not just health,’ says Dan Cahn, Senior Vice President of Business Development. ‘And the biggest financial risk is long-term care, which can drain off all your assets — everything you’ve accumulated over a lifetime.’