Long Term Care News - Page 3

KIRKLAND, Wash., May 29, 2013 (SEND2PRESS NEWSWIRE) — A new 16-page guide describes a form of insurance designed to protect against financial catastrophe on the heels of catastrophic illness. Titled ‘Surviving Critical Illness Financially,’ the guide is being offered free of charge by LTC Financial Partners, LLC (LTCFP), under a non-exclusive distribution agreement with business partners American Independent Marketing (AIM) and GoldenCare USA, the publishers.

KIRKLAND, Wash., March 13, 2013 (SEND2PRESS NEWSWIRE) — Considering long-term care insurance? Tax time may be a good time to move your decision to the front burner, because the premiums of many policyholders may be subsidized by tax deductions or credits. So says Denise Gott, National Sales Manager of LTC Financial Partners, LLC (LTCFP), one of America’s most experienced long-term care insurance agencies.

KIRKLAND, Wash., Feb. 13, 2013 (SEND2PRESS NEWSWIRE) — Until recently, long-term care financing has been offered to Americans primarily in the home; and the means of financing has been limited to LTC insurance, for the most part. That’s no longer so with LTC Financial Partners, LLC (LTCFP), one of America’s largest and most experienced LTCi agencies.

KIRKLAND, Wash., Dec. 12, 2012 (SEND2PRESS NEWSWIRE) — Why are some middle-aged Americans buying long-term care insurance (LTCi) for their aging parents? It’s partly because Mom and Dad may need help with the tasks of daily living, but can’t afford a policy to pay for it, according to Denise Gott, National Sales Manager of LTC Financial Partners, LLC (LTCFP).

KIRKLAND, Wash., Oct. 22, 2012 (SEND2PRESS NEWSWIRE) — Has the government got your back on long-term care (LTC), or not? Are the odds small or great that you or a family member will ever need LTC? How safe is a ‘wait-and-see’ approach to the issue? These key questions are addressed in an online quiz from LTC Financial Partners, LLC (LTCFP), one of America’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash., Sept. 18, 2012 (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces a straw poll to let people guess the cost of long-term care insurance, immediately learn what others think, and then get actual numbers from an expert by phone. The poll and follow-up information are designed to correct a misconception that may be leaving most Americans unnecessarily unprotected.

KIRKLAND, Wash., Aug. 13, 2012 (SEND2PRESS NEWSWIRE) — All Americans owe a debt of gratitude to those who work for a living. But what about our caregivers, who selflessly tend the disabled – helping them eat, bathe, go to the bathroom, dress? Our society could not function without caregivers, yet we give them short shrift when handing out thank-you’s. To rectify this, LTC Financial Partners, LLC (LTCFP) proposes a Labor Day token of thanks.

KIRKLAND, Wash., July 18, 2012 (SEND2PRESS NEWSWIRE) — When the Supreme Court upheld The Patient Protection and Affordable Care Act (Obamacare), uncertainty about health insurance abated. But what about long-term care insurance, which covers in-home, nursing-home, and assisted-living care – expensive services scarcely addressed by regular insurance or Medicare? That issue remains as head-scratching as ever, according to LTC Financial Partners, LLC (LTCFP), one of America’s most experienced long-term care insurance agencies.

KIRKLAND, Wash., June 27, 2012 (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces a free service to help consumers learn about the financial risk of needing long-term care someday, and how to manage the risk. The service blends the best of technology with the best of humanity: real, live advisors on the phone. It’s a simple two-step process.

KIRKLAND, Wash., May 23, 2012 (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces an agreement with EraNova Institute to distribute a special report on the future of long-term care insurance (LTCI) as an employee benefit. The report will be made available by LTCFP to selected employee benefit brokers, human resource managers, and heads of business and non-profit organizations. Titled ‘The LTC Benefit Battle,’ the EraNova document is based on interviews with leaders in the insurance, healthcare, and employee benefit fields.

KIRKLAND, Wash., Feb. 16, 2012 (SEND2PRESS NEWSWIRE) — Today MedAmerica Insurance Company (MedAmerica) and LTC Financial Partners, LLC (LTCFP) announce a distribution agreement to make a broad suite of long-term care insurance products available at reduced underwriting and multi-life discounts to employees. The policy suite is the latest incarnation of multi-life LTC insurance, a relatively new, increasingly-popular type of employee benefit that is proliferating faster than traditional group LTC plans.

KIRKLAND, Wash., Jan. 24, 2012 (SEND2PRESS NEWSWIRE) — Christopher Gardner, played by Will Smith in ‘The Pursuit of Happyness’ (Columbia Pictures, 2006), was jobless and homeless with a baby boy to support. He bounced back, gaining wealth and a future for his son. Inspired by this example, LTC Financial Partners LLC (LTCFP) invited Gardner to speak at the company’s annual meeting, held this year in New Orleans, January 13-15.

PLACENTIA, Calif., Jan. 4, 2012 (SEND2PRESS NEWSWIRE) — Today the Association of Professional Ball Players of America (APBPA) announces the selection of LTC Financial Partners LLC (LTCFP) to offer long-term care education and long-term care insurance coverage to their 11,000 Members. For members that choose to purchase the insurance, applications for individual policies will be completed by LTCFP and underwritten by Transamerica Life Insurance Company.

MOUNTAIN LAKES, N.J., Dec. 14, 2011 (SEND2PRESS NEWSWIRE) — Today the EraNova Institute announces the publication of a special report, Avoiding the Long-Term Care Wipeout by Riding the Life-Extension Wave. ‘It offers a win-win-win strategy that can enrich three constituencies while helping America thrive again,’ says Richard W. Samson, Director of EraNova and author of the report.

KIRKLAND, Wash., Nov. 17, 2011 (SEND2PRESS NEWSWIRE) — Today the American Senior Benefits Association (ASBA) announced the selection of LTC Financial Partners, LLC (LTCFP) to provide long-term care education and insurance for members and their families. The aim of the ASBA Long-Term Care Insurance Program is to supply education on the financial risks associated with long-term care and how a long-term care insurance policy can transfer these risks from a member’s assets to that of an insurance carrier.

KIRKLAND, Wash., Oct. 20, 2011 (SEND2PRESS NEWSWIRE) — Today one of the nation’s largest long-term care insurance agencies announces a national effort to help all Americans with their long-term care financing needs. The company is LTC Financial Partners, LLC (LTCFP), which represents multiple insurance carriers.

KIRKLAND, Wash., Oct. 19, 2011 (SEND2PRESS NEWSWIRE) — Each November, during Long-Term Care Awareness month, Americans are reminded to think about their future care needs. For those who want to get serious about it, a seminar is available to answer all questions. It’s provided free to local groups by LTC Financial Partners, LLC (LTCFP), one of the nation’s largest long-term care insurance agencies representing multiple carriers.

KIRKLAND, Wash., Oct. 13, 2011 (SEND2PRESS NEWSWIRE) — Washington state residents are about to be rewarded for planning ahead for their long-term care (LTC) needs, but the forthcoming program will be even better with a few tweaks. So says Helen Boyer, who testified on October 11 before the Washington State Office of the Insurance Commissioner. Boyer, a Bellevue-based attorney specializing in insurance law, is a Partner with LTC Financial Partners, LLC (LTCFP), one of America’s largest long-term care insurance agencies representing multiple carriers.

KIRKLAND, Wash., Sept. 27, 2011 (SEND2PRESS NEWSWIRE) — As part of health reform, American companies are required to enable their employees to participate in the public option for long-term care insurance, known as the Community Living Assistance and Supports (CLASS) program. Now being fleshed out by the U.S. Department of Health and Human Services, CLASS — though postponed until 2013 — calls for employees to be automatically enrolled, with payroll deductions, unless they opt out.

KIRKLAND, Wash., Sept. 19, 2011 (SEND2PRESS NEWSWIRE) — If one of your aging parents suddenly needs help with the tasks of daily living, who will provide it? You? ‘If that’s your default plan,’ says Craig Smith, President of LTC Financial Partners LLC (LTCFP), ‘be prepared for sticker shock. Your services don’t come free.’ LTCFP is one of the nation’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces the availability of hundreds of experts who will speak to local groups supporting a new national awareness campaign. The campaign is titled 3in4 Need More, www.3in4needmore.com, and it is about educating Americans on all their long term care planning options.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Concerned that long-term care insurance rates might go up? ‘The California Assembly feels your pain,’ says Cameron Truesdell, CEO of LTC Financial Partners LLC (LTCFP), ‘but they just passed a bill, AB 999, that will only make matters worse if the State Senate also passes it.’ LTCFP is one of America’s largest and most experienced long-term care insurance agencies, representing multiple carriers.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — A New Jersey naval architect watched helplessly as over $1 million dollars disappeared into the health-care system: all the assets of his mom and dad in their final years. Like most middle-class Americans, the naval architect and his parents had missed an estate planning gap. Their financial advisors (FA’s) missed it too. No long term care insurance (LTCi). ‘This was an expensive omission,’ says Jonas Roeser, of LTC Financial Partners LLC.

PORTLAND, Maine (SEND2PRESS NEWSWIRE) — At a recent conference Todd Grove of Portland, Maine, was singled out as the nation’s ‘top producer’ in 2010 by LTC Financial Partners LLC (LTCFP). Grove won the same honor in several previous years, distinguishing himself among colleagues nationwide.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP), which educates Americans on the need to plan for long-term care, announces a strategic alliance with Caregiver Services Inc. (CSI), which provides in-home care so people don’t have to leave their homes to receive care elsewhere.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — LTC Financial Partners LLC (LTCFP), one of America’s largest and most experienced long-term care insurance agencies, is going for the gold. ‘Among agencies specializing in LTC, we’re already out in front,’ says Cameron Truesdell, CEO, ‘and we’re determined to widen our lead.’ To highlight this point, LTCFP engaged Olympic legend Bruce Jenner to speak at the company’s annual meeting, held this year in Austin, Texas, January 14-16.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — The CLASS Act, part of the new health reform law (the Patient Protection and Affordable Care Act), will offer a type of long term care insurance for working people and others who may become disabled. But confusion and doubt are widespread. ‘Many wonder how the CLASS Act will affect them personally,’ says Jonas Roeser, Senior Vice President of Marketing and Operations for LTC Financial Partners LLC (LTCFP), one of the nation’s most experienced long term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — It can be instructive to consider not just what long term care insurance professionals recommend, but what they do — for their own personal protection. A good example is the case of Kim Galatolo, an agent with LTC Financial Partners LLC (LTCFP), one of the nation’s most experienced long term care insurance agencies. In California, where Galatolo lives and works, the firm is known as LTC Partners & Insurance Services, LLC.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Like other longer-living Americans, gay males and lesbians (as well as bisexuals and transsexuals) face the prospect of eventual incapacity and the need for long term care. But they have special problems getting that care when needed, according to LTC Financial Partners, LLC (LTCFP), one of the nation’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — The good news is that Americans are living longer. The bad news is that millions are outliving their money; and when they need long term care, they face bleak prospects. According to a new guidebook from LTC Financial Partners, LLC (LTCFP), the unprepared are either forced to move into a nursing home funded by Medicaid, or to live with relatives who must disrupt their lives to care for them.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — LTC Hotline – a one-stop shopping center – promises to simplify the process of finding the right long term care policy from the right carrier at the right price. ‘Traditionally,’ says Jonas Roeser, ‘consumers had to meet with an agent in person, or try to compare confusing quotes from multiple carriers. Now they can find the best policy and price for their situation, from any of several top carriers, just by calling a toll-free number.’ Or, if they prefer, they can request help online.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — This Fall, business and personal travelers have been exposed to a special message in the nation’s airports and on Delta Airlines flights. Now available online, the message is delivered by Denise Gott, Chairman of the Board of LTC Financial Partners LLC (LTCFP), one of the nation’s largest and most experienced long-term care insurance agencies. The message is this: ‘In America 3 in 4 of us need long term care after we turn 65. But most of us aren’t insured for it, and waiting to insure carries great risks.’

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today Jonas Roeser, a long-term care industry leader, declared his support for H.R. 1891, a House bill to make long-term care insurance more affordable through a 50 percent tax deduction. Roeser is Senior Vice President of Marketing and Operations for LTC Financial Partners LLC (LTCFP) – www.ltcfp.com – one of the nation’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — As the economy struggles, LTC Financial Partners LLC (LTCFP) reports continued rapid growth. This month Inc. Magazine ranks LTCFP No. 1,970 among all companies, and No. 16 among insurance companies, in its annual ranking of the 5,000 fastest-growing companies in the nation. LTCFP made the Inc. 5000 list last year, 2008, as well. Among insurance companies, LTCFP is the fastest-growing one focusing exclusively on long term care insurance sales.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners LLC (LTCFP) announces joining the 3 in 4 Need More campaign, which was launched yesterday by the LTC Guild, a social network focusing on the long-term care industry and those served by it. In its advertising and public relations, LTCFP will employ the ‘3 in 4 Need More’ logo and other visuals, publicly available from LTC Guild, to promote affordable long-term care insurance for all Americans.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Long-term care is getting a lot of exposure in the current health-reform discussions, but we ain’t seen nothin’ yet, according to Denise Gott, Chairman of the Board of LTC Financial Partners LLC (LTCFP) – one of the nation’s largest and most experienced long-term care insurance agencies. ‘Wait until the most-affected individuals get wind of what’s in store for them; all hell could break loose,’ she says.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — If and when Congress passes health reform legislation, it may or may not include a public option for long-term care, the assistance with daily living required by millions suffering from long-lasting illnesses or disabilities. If you’re in the market for long-term care insurance, should you wait and see what materializes? Denise Gott says no; there’s too much to lose and little to gain. Gott is Chairman of the Board of LTC Financial Partners LLC, one of the nation’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — The traditionally conservative insurance industry can come to terms with a Democratic Congress on health reform, according to one insurance leader, Denise Gott, who today heaped praise on Senator Edward Kennedy (D-MA) for his crusading efforts. ‘He sees more clearly than anyone the need to reform not only acute health care, but long-term care, which affects the quality of life and pocketbooks of virtually every American family,’ she says. Gott is Chairman of the Board of LTC Financial Partners LLC (LTCFP).

KIRKLAND, Wash., May 28 (SEND2PRESS NEWSWIRE) — Although President Obama has called for affordable, accessible, high-quality health care for all Americans, ‘There’s no guarantee the legislation will bridge the long term care gap,’ says Denise Gott of LTC Financial Partners LLC. ‘Only about 9 million Americans, a fraction of our 300 million plus, have long term care insurance. And among those at greatest risk, 45 and older, more than 9 in 10 go uncovered. Health reform won’t be complete unless Congress addresses this gaping hole.’

NASHVILLE, Tenn. (SEND2PRESS NEWSWIRE) — Phylius Press, publisher of the leading book on how to qualify for nursing home Medicaid coverage, has announced a new affiliation with author Thomas Day of the National Care Planning Council. Mr. Day has contributed two new chapters on veterans benefits for nursing home residents to the recently published third edition (2009) of Phylius Press’s flagship book, ‘How to Protect Your Family’s Assets from Devastating Nursing Home Costs: Medicaid Secrets,’ (ISBN 9780979080142) by attorney K. Gabriel Heiser.