OneHourRefund Offers Rapid Return Filing and Refunds from the Comfort of Home

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NASHVILLE, TN (SEND2PRESS NEWSWIRE) -- has launched an online tax preparation and rapid refund service for the 2005 filing year. Consumers can process their returns in as little as an hour's time. The service includes both state and federal returns, and a free trial is available.

Two services are available at - electronic (or e-filing) starting at $19.95 or Refund Anticipation Loans (RAL or Rapid Refund) from $19.95 + bank fee. RALs are available in 1-2 days, and no credit checks are required. No RAL fees are required up front; all fees are debited from the refund.

Direct deposit refunds via e-filing are available within 1-10 days. E-filing is the only method of tax filing that gives you an official receipt. is available online 24 hours a day, seven days a week. A computer, Internet access and an email address - for login and payment confirmation - are required. There is no software to download; consumers simply log in, then point and click their choices into each desired field.

The online system complies with the latest tax laws and automatically checks for errors and omissions. Online assistance from experienced tax professionals is available during the filing process.

An online save feature is available for consumers who cannot or do not wish to complete their return in one sitting. All returns are password protected.

Consumers with outstanding delinquent government debts (i.e., child support, student loans, or IRS debt); inaccurate, incomplete or false information; and who are self-employed or have itemized deductions are not eligible for RALs. Advance Loans are available for refunds totaling $1,500 or higher with $1,000 available in 1-2 days and the full balance paid within 7 to 10 days.

Based in Nashville, TN, has partnered with Santa Barbara Bank & Trust (SBBT) to offer its service. SBBT processed more than 10% of last year's 67 million returns via e-filing.

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